Will debt or bad credit prevent a fiance visa?

[viztoptips 0]

Hiya, just got engaged and we're about to start our visa journey! One major concern I have is that my fiance has a lot of debt (about £10,000) but over the past year he's been out of work and not paying it off. He's received lots of letters from collection agencies. I know this is bad, he knows this is bad, but he's looking for a job and hopes to start paying it off again very soon.

So my question is: has anyone ever been denied a visa due to debt or bad credit? And if he can get a visa, if I'm a U.S. citizen and he marries me, what will happen to his debt? We assume it will follow him to America, but would it affect my credit rating if we open a joint account in America once we're married? Should we keep our accounts separate?

Thanks in advance for any advice!!

[Boiler 43,576]

Hiya, just got engaged and we're about to start our visa journey! One major concern I have is that my fiance has a lot of debt (about £10,000) but over the past year he's been out of work and not paying it off. He's received lots of letters from collection agencies. I know this is bad, he knows this is bad, but he's looking for a job and hopes to start paying it off again very soon.

So my question is: has anyone ever been denied a visa due to debt or bad credit? And if he can get a visa, if I'm a U.S. citizen and he marries me, what will happen to his debt? We assume it will follow him to America, but would it affect my credit rating if we open a joint account in America once we're married? Should we keep our accounts separate?

Thanks in advance for any advice!!

Will not effect his immigration.

Now would be a good time to negotiate a settlement.

[elmcitymaven 9,711]

It will also not affect your credit rating. UK debts cannot be enforced in the US unless certain conditions are met (and usually the collection agencies don't want to jump through hoops to fulfill them). I'm not advocating skipping out on his debt, just letting you know.

[viztoptips 0]

It will also not affect your credit rating. UK debts cannot be enforced in the US unless certain conditions are met (and usually the collection agencies don't want to jump through hoops to fulfill them). I'm not advocating skipping out on his debt, just letting you know.

This is great news! Yeah, there will not be any skipping out on debt, he'll try and get it taken care of before we're married (or at least be in the process of paying it). Very glad to hear we can get a joint account in the U.S. once he's here with me!

Will not effect his immigration.

Now would be a good time to negotiate a settlement.

HOORAY! This is such a relief, thanks so much!

[ECWilloughbys 7]

It will also not affect your credit rating. UK debts cannot be enforced in the US unless certain conditions are met (and usually the collection agencies don't want to jump through hoops to fulfill them). I'm not advocating skipping out on his debt, just letting you know.

This is good to know, I was wondering about this sort of thing just the other day. Our situation isn't quite as severe, but I have spotless credit and he does not, and wondered how that would change once we were married and joined our finances. Glad someone asked and someone knew the answer! Good old VJ.