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VisaPerson

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Posts posted by VisaPerson

  1. 7 minutes ago, Luckycuds said:

    Please put this in your visa journey timeline. This will help the data and others who are searching fir specific country information. Congratulations.

     

    I did not know this was a thing! I filled out as much information as I could (some dates are not filled out as the wonky e-mail system made it hard to keep track of some events).

  2. 1 hour ago, Adventine said:

    Thanks for the extremely detailed review and glad to know you had a good interview experience!

     

    You are correct, I was thinking of term life insurance, which is the "plain vanilla" life insurance that only pays out when someone dies, and does not have any kind of cash surrender value. I believe your life insurance policy is a different type that has some form of investment linked to it.

     

    In any case, good to know it worked out well for you. Good luck with the rest of the process!

     

    Thanks so much for the encouragement! And yes, I too had to dig a little of what "cash surrender value" meant and how it's only tied to "Whole Life Insurance" policies. Thankfully that's what mine was!

  3. Hello! I just wanted to provide the results of our interview today and follow-up responses to some of the opinions made earlier.

     

    Appointment: August 10, 2021 @ 7:45am (South Korea)

     

    General process:

    • Arrived at the premises at 6am (my fiancé and I practiced some potential questions, mostly about both of our unemployed statuses) and waited at a local café
    • Got in line at the US Embassy in Seoul at 7:10am, and people were being checked into the U.S. Embassy at around 7:20am
    • What surprised me was that they were not only expecting my fiancé (beneficiary), but also me! (U.S. petitioner/sponsor). I went to the reception desk thinking that I'd just cheer on my fiancé as he went inside, but they suddenly asked "Who is [U.S. petitioner name]?" and I said it was me and they said "you should go inside too."
    • We went to the 2nd floor to submit the preliminary documents (appointment confirmation letter and US passport photos) and was admitted to the next floor to wait for our appointment at 7:35am.
    • During the waiting time, we were given a checklist of documents to prepare in a specific order (i.e. passport, medical exam, birth certificate, etc.)
    • We were called to one of the counters at 7:50am, where the employee double-checked all documents we were submitting. It was a little funny as we had prepared quite a bit of "other documents" to support our application so the employee asked "there's more?!" haha (53 pages in total for I-134 plus supporting documents, 80 pages for a copy of our I-129F petition, 10 pages documenting some of our preliminary wedding plans, 25 pages of extra copies of all documents that I thought would be nice to have just in case). Everything except the extra copies was submitted and approved BUT they didn't need the copy of our I-129F petition since they already printed out a copy. They also needed the ORIGINAL Citibank receipt that was used to pay for the visa application. Also, I was asked if I (U.S. petitioner) currently resided in South Korea and I said yes, and as she was confirming documents, she pointed out to my employer's offer letter and said "Is this an offer letter?" I said yes, and she nodded her head.
    • We were told to wait again until the interview officer was ready for us. We were called up to the counters again at around 8:15am. The process was simple. My fiancé was told to raise his right hand and swear that everything stated in the documents was true and that going forth anything said during the interview is true. They then scanned his fingerprints. 
    • Our interview officer was extremely kind, thoughtful, and super sweet. My fiancé gets very nervous at interviews and it was pretty obvious, he even blurted out "oh my gosh, I'm so nervous!" And the officer said "Hey, it's okay. Don't worry! It'll be alright." It was very touching! She asked questions in a mix of English and Korean (reason stated below), and my fiancé responded in mostly Korean (his English isn't the best at the moment), with me occasionally helping translate a few words he might not have understood. He was asked very few questions:
      • How did we meet?
      • When did your relationship start?
      • Have you met any of your fiancée's family? Has your fiancé met any of your family?
      • [Question for U.S. Petitioner] How do you two communicate?
        • Before the interview officially started, it was obvious my fiancé's English wasn't the best, so the interview officer asked us how we communicated. I said "Konglish" (a mix of Korean and English), but it's like 98% Korean and 2% English words sprinkled in our conversations. Our officer said "Okay, then I will use Konglish too!" oops, lol. Probably should have said Korean - my fiancé was struggling a little.
      • [Question for U.S. Petitioner] You're currently working in South Korea?
        • I explained that I stopped working in March 2021, but received a job offer back in America and am going to start my new employment as soon as I arrive in the U.S.
    • The interview took probably 5 minutes tops. It was in front of the entire waiting area (with all the counters), so I'm pretty sure most of the people waiting heard our interview lol. Also, I was really taken aback that it was out in public, and the interview was extremely short, and I (U.S. Petitioner) was asked a question directly! After the interview concluded, our officer handed back our wedding plan packet (10 pages) and said "Have fun!" She then said our Visa Application was approved and to expect the visa to be mailed to us within a week.
    • We left the premises at 8:25am, and when we retrieved our electronics from the security room, the guards were shocked and said "Wow, they must have started really early today."

     

    ========================

     

    There were some claims here about how I should have filled out my I-134, and I will address them down below. Please note I did extensive research of what I should be putting in re: assets in the form (resources included Nolo.com, which stated that proof of personal property does not need to be included)

    • I kept Part 3, field 5 (Value of my other personal property) at $14,000, even though I initially arrived at this number based on the value of my two cars. But after considering my other "expensive" items I own, I came to conclude this was still appropriate through the following personal assets: my SECOND car (~$7k), gaming computer (~$3k), DSLR camera (~$2k), jewelry (~$4k) and being modest, I rounded down to $14k. 
    • I stated in Part 3, field 7.a. (I have life insurance in the sum of) an estimate of $854k as that is the amount I am insured in the case of death.
      • I am the insured, but not the policy owner. A copy of my policy insurance was included with my supporting documents, which showed my life insurance amount, insured (me), policy owner, and cash surrender value.
    • I stated in Part 3, field 7.b. (With a cash surrender value of) an estimate of $67k as that is the amount of cash I would be receiving if I wanted to "cash out" my life insurance policy.
      • @Adventine stated that life insurance cannot be used as assets, but this is untrue for I-134. There is a specific field asking about life insurance and cash surrender value (which is only applicable on specific life insurance policies that have a "Whole Life Policy"). Thought this might be helpful @TWISTIE
      • Here is a snippet of one of the life insurance policies that I submitted to the embassy with redacted information (I have 3 whole life insurance policies): https://i.imgur.com/c2K6MpV.png
    • I stated in Part 3, field 38 that I intend to make specific contributions to the support of the person named in Part 2, with a special note on Part 7. (Additional Information) stating the following: "Once I begin my new place of employment, I intend to support my fiancé with housing, food, a car, and lump sum cash whenever needed to sustain our marriage.
    • I did NOT get a co-sponsor (it was difficult to obtain one in my personal situation). I believe I read that it's possible to include a co-sponsor for I-134, but I did not pursue research in this route as I could not get one anyways.

    My final thoughts:

    • @Nasirlahore mentioned that the interview was heavily dependent on the interview officer and I 100% completely agree from my experience. I read blogs about other people's experience and believed it to be a bit more intense than I experienced. Our officer was extremely nice and comforting and reassured us everything would be alright alright.
    • @TWISTIE Yes, you can use life insurance policy as an asset (since it is a field on the I-134 form), although I think it's more meaningful if it comes with a cash surrender value as that's immediate liquefiable finances. 
    • I think our interview experience was very unique, and I've received responses stating that South Korea's K1 visa application process has been extremely lenient compared to other countries. I started the entire process back in February 25th (date I mailed the I-129F petition to USCIS), and have been fully approved on August 10th. A 6-month journey!
  4. Just now, Chancy said:

     

    It's also true that many here would assert that in general, K1 is no longer faster than CR1, based on the depressing trends below and reports from VJ members.  You and the other K1 applicants in your home country are just lucky.  Applicants in most other countries are not as fortunate, particularly those from the Schengen area.  Also, in the Philippines (where around 20% of all K1 cases worldwide for 2019 were processed), most people with petitions approved in 2020 are still waiting for a visa interview slot at the embassy.

     

    Oh, wow... I had no idea. Very sorry to hear that 😕 I'd be devastated to find out that K-1 visa times have grown significantly slower in Korea mid-visa application. 

    Here's to hoping it'll get better in the future in other places!

  5. Hello! I'm currently filling out the Form I-134 for the K-1 Visa. I'm wondering if it's possible to be the sole financial sponsor of my fiancé, given that I'm unemployed but have enough liquid assets to prove I am above the HHS poverty line * 5 for a household size of 2.

     

    Here is my "financial" background:

     

    • Currently unemployed (last paystub from this year was in February 2021); Current income: $0
    • Tax returns from last 3 years show steady income
    • Checkings & savings balance: ~$103k
    • Stocks and bonds: ~$21k
    • I own two vehicles, low-balling a value estimate of ~$14k
    • Life insurance cash surrender value: ~$67k
    • I have a job offer letter stating that I will start in November 2021 with a 6-figure salary

     

    Current situation: I currently live in South Korea with my fiancé. We're both unemployed at the moment, we've been waiting for this visa process to finish.

     

    When my fiancé goes into his interview on August 10, I'm planning on attaching the following documents with the I-134 form (as proof of income and proof of domicile in the U.S.):

     

    1. Cover Letter (1 page)
    2. Form I-134 (8 pages)
    3. U.S. Federal Income Tax Return for 2020 (21 pages)
    4. Letter from [American Bank] confirming my accounts (1 page)
    5. Employer Letter (1 page)
    6. Offer of Employment E-mail (1 page)
    7. Paystubs from January and February 2021 (2 pages)
    8. 2020 Year-End Bank Statements (5 pages)
    9. Account Balance at [Korean Bank] (1 page)
    10. International Wire Transfers from [Korean Bank] to [American Bank] (5 pages)
    11. 2021 Stocks & Bonds Portfolio Statement (3 pages)
    12. Bitcoin Portfolio Balance (1 page)
    13. Life Insurance Policies and Cash Values (3 pages)

     

    I'm wondering, is this enough to prove that I'm financially capable of sponsoring my fiancé alone? Is this too much information? 

     

    Any and all feedback is much appreciated! Thank you very much!

  6. 3 minutes ago, Chancy said:

     

    Your profile indicates your case is at South Korea, a country not affected by the COVID travel ban.  OP's case will likely be assigned to a consulate in the Schengen area, where K1 visa processing was suspended for most of 2020 because of that travel ban.  How is your case timeline indicative of the OP's potential wait time?

     

    Oh! I guess I was replying to the posters who seemed to be saying that in general CR-1 and K1 visa wait times were now identical, since my experience is a bit different. I didn't realize these posts were in response to the specifics of the OP's country of residence.

    My apologies!

  7. On 7/20/2021 at 11:03 AM, Jorgedig said:

    K-1 is no longer quicker than CR-1 though, plus K-1s cannot travel or work for upwards of 8 months after arrival.


    Hi! Speaking from experience here. Both my fiancé and I are living together outside of the US. We mailed our petition via FedEx on February 21, 2021 (USCIS received it on February 25), and we received our approval notice on April 28. Our country's embassy received and mailed us our instruction packet on July 1.We've scheduled our interview for August 10 (could have scheduled earlier, but didn't notice the packet until July 17).

     

    I'd say that's pretty quick compared to CR-1!

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