Forgot to update Status of SSN after LPR and applying to N400

[OldUser 9,643]

26 minutes ago, JeanneAdil said:

When we updated Adil's this was told us by SS officer /plus AI mentions this online 

 

AI is a very unreliable source of informafion. It tends to hallucinate (make things up) when it doesn't know the answer.

 

I know for a fact I got car loan as LPR with lowest rate advertised by dealership at the time. Also, my credit cards typically got lower APR than my USC spouse because I got higher income and excellent payment history.

Where, however USC spouse got better rate, was mortgage. But the reason for that was, spouse's credit history was twice as long as mine. And I got more credit inquiries due to applying for cards / loans.

I'll keep this remark by SSA employee this in mind though. Just never came across this as a factor, and I'm really into finance as a hobby for the past 7 years.

[Rekyrts 144]

3 hours ago, OldUser said:

AI is a very unreliable source of informafion. It tends to hallucinate (make things up) when it doesn't know the answer.

 

I know for a fact I got car loan as LPR with lowest rate advertised by dealership at the time. Also, my credit cards typically got lower APR than my USC spouse because I got higher income and excellent payment history.

Where, however USC spouse got better rate, was mortgage. But the reason for that was, spouse's credit history was twice as long as mine. And I got more credit inquiries due to applying for cards / loans.

I'll keep this remark by SSA employee this in mind though. Just never came across this as a factor, and I'm really into finance as a hobby for the past 7 years.

 

Plus, not too many creditors will ask to look at the physical SS card anyway...

@Lance27, you can conceivably get by without updating the physical ss card to remove the authorization legend, but you DEFINITELY want to inform SSA of your citizenship status. The unrestricted card is a fringe benefit of informing them, but you want to inform them to ensure your retirement benefits are properly cataloged.

 

Edited June 6 by Rekyrts
spelling

[OldUser 9,643]

Just now, Rekyrts said:

 

Plus, not too many creditors will ask to look at the physical SS card anyway...

@Lance27, you can conceivably get by without updating the physical ss card to remove the authorization legend, but you DEFINITELY want to inform SSA of your citizenship status. 

Informing SSA about citizenship update triggers card replacement. On the backend, SS officer fills SS-5 

[Rekyrts 144]

1 minute ago, OldUser said:

Informing SSA about citizenship update triggers card replacement. On the backend, SS officer fills SS-5 

 

I *think* one can request the officer not send a new card. I believe it might be a default selection, so it almost always comes, but it is possible to not have a new card sent.

No real reason not to get a new one though, since it doesn't count against the lifetime limit of physical cards.

[OldUser 9,643]

1 minute ago, Rekyrts said:

 

I *think* one can request the officer not send a new card. I believe it might be a default selection, so it almost always comes, but it is possible to not have a new card sent.

No real reason not to get a new one though, since it doesn't count against the lifetime limit of physical cards.

Not sure, it wasn't a choice for me. Again, to update status one needs to complete SS-5. The reason SS-5 exists is to get / replace a card.

 

Agreed, not a big deal as it doesn't count towards the limit.