short term health insurance for spouse

[J Laredo 25]

My husband arrives next weekend and I cannot cover him on my insurance until the first of next month. I saw elsewhere in the forums that we cannot use the fiancé temporary health insurance that is advertised because he is already considered an immigrant.Same thing with using travel insurance. Does anyone know of any other options? I suppose I’ll just have to go to a marketplace agency, but don’t know if they will do short term policies. 

[geowrian 22,336]

I can't vouch for the company itself, but my friend recently used this type of short term insurance to cover the gap until his ACA plan starts on January 1st:

https://www.uhc.com/individual-and-family/short-term-health-insurance

 

It's basically a catastrophic plan - not "good" by any means, but a little better than the paper they're written on (which is not the case with most similar plans that I've seen).

Disclosure: I have no interest in the company, no referral, etc. I'm just relaying what a friend did for a 1 month plan to cover a similar gap.

[J Laredo 25]

On 12/7/2019 at 8:53 AM, geowrian said:

I can't vouch for the company itself, but my friend recently used this type of short term insurance to cover the gap until his ACA plan starts on January 1st:

https://www.uhc.com/individual-and-family/short-term-health-insurance

 

It's basically a catastrophic plan - not "good" by any means, but a little better than the paper they're written on (which is not the case with most similar plans that I've seen).

Disclosure: I have no interest in the company, no referral, etc. I'm just relaying what a friend did for a 1 month plan to cover a similar gap.

Thank you so much! This is just what I was looking for. A catastrophic plan is perfect. We only need it for 17 days, so hopefully nothing bad happens. Definitely not worth risking it though and having no coverage. 

[J Laredo 25]

27 minutes ago, J Laredo said:

Thank you so much! This is just what I was looking for. A catastrophic plan is perfect. We only need it for 17 days, so hopefully nothing bad happens. Definitely not worth risking it though and having no coverage. 

OK I just tried to sign him up and this doesn’t work.  I even called and they confirmed. The problem is you have to have been in the US for the last 12 months to get this insurance.  so it excludes immigrants that are just arriving. I’m gonna have to find something else in the next three days.

Edited December 10, 2019 by J Laredo

[geowrian 22,336]

2 hours ago, J Laredo said:

OK I just tried to sign him up and this doesn’t work.  I even called and they confirmed. The problem is you have to have been in the US for the last 12 months to get this insurance.  so it excludes immigrants that are just arriving. I’m gonna have to find something else in the next three days.

Dang, that sucks. Sorry it wasn't of help.