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WiseAndOtherwise

K1, married, and AOS'ing. Is it better to go on spouse's employer health insurance, or get new one on state exchange?

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Filed: Timeline

Hi All - I arrived in the US on a K1 and we got married last week, and I have filed for AoS. My partner has health insurance through his employer, on which there is the option of adding a spouse. But when I looked at the Massachusetts Health Connector website, it looks like I can get a better plan (deductible, co-pay etc) for much cheaper. Is it OK for me to get insurance for myself via the state exchange, and not be on my spouse's insurance? As in, will this effect our "evidence of joint married life" when it comes to AoS interview? It really doesn't make sense to pay more for a worse policy, but I don't want to jeopardise my AoS application either. Please advice. Thanks!

Edited by WiseAndOtherwise

11/07/2014: K1 visa received

11/08/2014: PoE

11/13/2014: Marriage

11/14/2014: AoS/EAD/AP application mailed

(11/19/2014: Notice date on I-797 NoA)

11/20/2014: Email and text acknowledgements received

11/24/2014: NoA hardcopies received

11/29/2014: Biometrics appointment letter received

12/02/2014: Biometrics completed

01/27/2014: EAD & AP approved. Card ordered

02/02/2014: EAD/AP combo card mailed to me

02/04/2014: EAD/AP combo card received by USPS post

02/18/2015: Notice of Potential Interview Waiver

07/27/2015: Welcome notice was mailed

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The USCIS will not expect you to do anything that is more costly strictly for immigration purposes. There are plenty of other ways to prove you have a valid shared marriage.

We finished the whole immigration journey with no RFEs or questions and we did not share--

Last names

Children

Home deed in both names

Health insurance

IRA beneficiary status

Bills in both names

They still liked us and believed we were legit.

Edited by Nich-Nick

England.gifENGLAND ---

K-1 Timeline 4 months, 19 days 03-10-08 VSC to 7-29-08 Interview London

10-05-08 Married

AOS Timeline 5 months, 14 days 10-9-08 to 3-23-09 No interview

Removing Conditions Timeline 5 months, 20 days12-27-10 to 06-10-11 No interview

Citizenship Timeline 3 months, 26 days 12-31-11 Dallas to 4-26-12 Interview Houston

05-16-12 Oath ceremony

The journey from Fiancé to US citizenship:

4 years, 2 months, 6 days

243 pages of forms/documents submitted

No RFEs

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This is good to know, because my husband's employer brought insurance back to the table last week, but their open enrolment was for 11 days only so I wasn't able to get on it. I think I'll need to use the marketplace until the employer opens the door back up again.

ROC from CR-1 visa (Green Card expiration date was Nov 24th 2016)

 

Link to the evidence I submitted. Be sure to send evidence spanning your entire marriage (especially for K-1) or as far back as you can. Just one or two bank statements will not cut it. I primarily focused on the two years of living here since I came in on a CR-1. If you don't have the fundamentals (i.e. joint accounts/policies), you can explain why in the covering letter. E.g. "While we do not have joint utilities, we both contribute to them from our joint bank account".

 

September 26th 2016: I-751 package sent to CSC

September 28th 2016: Package delivered
September 30th 2016: Check cashed
October 3rd 2016: NOA1 received with receipt date of 09/28/16
November 3rd 2016: Biometrics received with appointment date of 11/14/16.
November 14th 2016: Attended biometrics appointment
October 30th 2017: Infopass appointment to get I-551 stamp
February 26th 2018: I-751 case number (aka the NOA1 receipt number) becomes trackable
March 14th 2018: Submitted service request due to being outside of processing time.

March 15th 2018: ROC approved. 535 days (1 year, 5 months and 17 days)

March 29th 2018: Card being produced

April 4th 2018: Card mailed out

April 6th 2018: Card in hand. Has incorrect "resident since" date. Submitted service request on I-751 case (typographical error on permanent resident card) and an I-90 online.

April 2018 - August 7th 2018: Tons of service requests, emails and now senator involvement to get my corrected green card back because what the heck, USCIS. Also some time in May I sent a letter to Potomac telling them I want to withdraw my I-90 since CSC were handling it.

August 8th 2018: Card in production thanks to the direct involvement of Senator Sherrod Brown's team

August 13th 2018: Card mailed

August 15th 2018: Card in hand with correct date. :joy:

October 31st 2018: Potomac sends out a notice stating they have closed out my I-90 per my request. Yay for no duplicate card drama.

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This is good to know, because my husband's employer brought insurance back to the table last week, but their open enrolment was for 11 days only so I wasn't able to get on it. I think I'll need to use the marketplace until the employer opens the door back up again.

You can check if your immigration is a "life event" like a marriage, birth, adoption; where the person is eligible immediately and doesn't have to wait on the open enrollment period. I don't know the details of that, but something for you to investigate.

England.gifENGLAND ---

K-1 Timeline 4 months, 19 days 03-10-08 VSC to 7-29-08 Interview London

10-05-08 Married

AOS Timeline 5 months, 14 days 10-9-08 to 3-23-09 No interview

Removing Conditions Timeline 5 months, 20 days12-27-10 to 06-10-11 No interview

Citizenship Timeline 3 months, 26 days 12-31-11 Dallas to 4-26-12 Interview Houston

05-16-12 Oath ceremony

The journey from Fiancé to US citizenship:

4 years, 2 months, 6 days

243 pages of forms/documents submitted

No RFEs

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