DVLA Drivers report?

[phem0r 16]

Has anyone here ever heard of a DVLA drivers report? My understanding from another Englishman that emigrated to America is that he contacted the DVLA in the UK to get his drivers report which he took with him to America and some car insurers accepted this as proof that he wasn't a 'new' driver

Anyone heard of this DVLA drivers report, i've done some googling but nothing useful has come up so it might be called something different now as it was 2 years ago i heard about this..

Ta

[rhirhi 35]

https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/291862/D888_260214.pdf

Is that what you mean?

Wish I'd known about this before I moved over here!

[cowboysgirlfriend 1]

This looks like it could be useful! Thanks for posting.

[Nich-Nick 3,353]

Has anyone here ever heard of a DVLA drivers report? My understanding from another Englishman that emigrated to America is that he contacted the DVLA in the UK to get his drivers report which he took with him to America and some car insurers accepted this as proof that he wasn't a 'new' driver

Anyone heard of this DVLA drivers report, i've done some googling but nothing useful has come up so it might be called something different now as it was 2 years ago i heard about this..

Ta

Never needed any such thing. Best to get the fiancé to call the insurance agency and ask if they require anything special to add you to the policy. I gave my husband's name and driver license number to State Farm and that was it. No additional cost per month for us because he was older than the age where they charge extra for wreckless male drivers. (That was just a chuckle...not evaluating anybody's driving skills.)

Prior to EAD which allowed him a license, he drove on his UK license. Auto insurance is different in the US and something to get your head around. The CAR is insured, not the named driver. If I let my neighbor (or visiting fiancé) drive my car, I do not have to list their name on the policy. If they have a wreck, my car is still insured as long as I gave them permission to drive it. If someone is going to be a regular driver of the car (like a new spouse) then they want to add their name as a driver. The cost of the insurance is based on the car, not how many people will drive it.

Find out how it works in your state and with your insurance agency. Insurance is a state regulated thing.

Edit to add: I know it does indeed work if someone not on your policy wrecks your car. My daughter's boyfriend wrecked her car when she was at university and I was still insuring her car. Insurance paid for the repairs. All they asked me was "do we need to add "Sam" to the policy as a regular driver?" I said "no".

Edited July 15, 2014 by Nich-Nick

[phem0r 16]

https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/291862/D888_260214.pdf

Is that what you mean?

Wish I'd known about this before I moved over here!

That looks like it may be the one, thank you. I've no idea if it will in fact make a difference but it's free to get a copy so why not

Never needed any such thing. Best to get the fiancé to call the insurance agency and ask if they require anything special to add you to the policy. I gave my husband's name and driver license number to State Farm and that was it. No additional cost per month for us because he was older than the age where they charge extra for wreckless male drivers. (That was just a chuckle...not evaluating anybody's driving skills.)

Prior to EAD which allowed him a license, he drove on his UK license. Auto insurance is different in the US and something to get your head around. The CAR is insured, not the named driver. If I let my neighbor (or visiting fiancé) drive my car, I do not have to list their name on the policy. If they have a wreck, my car is still insured as long as I gave them permission to drive it. If someone is going to be a regular driver of the car (like a new spouse) then they want to add their name as a driver. The cost of the insurance is based on the car, not how many people will drive it.

Find out how it works in your state and with your insurance agency. Insurance is a state regulated thing.

Edit to add: I know it does indeed work if someone not on your policy wrecks your car. My daughter's boyfriend wrecked her car when she was at university and I was still insuring her car. Insurance paid for the repairs. All they asked me was "do we need to add "Sam" to the policy as a regular driver?" I said "no".

Nick-Nick, you are once again an outstanding help, thank you!

I was discussing with my fiancee just last night about how the US insurance works as i believe it was the car that was insured and not the driver like it is in the UK. We weren't sure if i need to be a named driver either, which you've cleared up too (dependant on PA rules).

Do US insurers not charge more to insure the car if you are 16 and just started driving for instance? I had heard that immigrants would be treated as a 'new' driver and thus assumed you'd be charged more to insure said car but by the sounds of it that isn't true..

[Nich-Nick 3,353]

Do US insurers not charge more to insure the car if you are 16 and just started driving for instance? I had heard that immigrants would be treated as a 'new' driver and thus assumed you'd be charged more to insure said car but by the sounds of it that isn't true..

I only know how it works in Texas and really can't speak for PA, nor do I know if there are vast differences. When I had teenagers, I paid a higher premium until they (female) turned 21. And the premium was applied to your most expensive vehicle only. For people with sons, it was even more and until age 25. Many did not even put their sons on the family policy, but rather bought the boy a junker and insured him separately with only the required coverage, not the super deluxe plan. I believe that higher premium Is based on accident demographics by age and nothing to do with driving experience. Also our rates are based on where you live. In Harris County Texas (Houston) you will pay more than in some rural farm town in the sticks because of higher incidence of car theft and accidents in this crazy traffic.

Each insurance company can offer incentives to get you to choose them. I used to provide a straight A report card for my daughters and get a slight discount from State Farm. Having certain alarms gave a little discount in the days when all cars didn't come equipped with such. Carpooling to work gave us a discount at one point. I got a multi-car discount when we insured four cars. It seems like Allstate ads say something about no accident discounts. Those things come and go...kinda like the special offers from mobile phone carriers.

Maybe this has given you some ideas of what to ask about when getting specific with your insurer in PA. I don't use a 1-800 online insurer or an independent that basically brokers with many companies to find you a good rate. I have a real person who sits in an office in my town, sells only State Farm, and knows me and answers my questions. It may be way different for other people.

[phem0r 16]

Thank Nich, that's some very useful information and it gives me plenty to discuss with said insurer when i get to PA

[Twinkles 10]

That looks like it may be the one, thank you. I've no idea if it will in fact make a difference but it's free to get a copy so why not

Nick-Nick, you are once again an outstanding help, thank you!

I was discussing with my fiancee just last night about how the US insurance works as i believe it was the car that was insured and not the driver like it is in the UK. We weren't sure if i need to be a named driver either, which you've cleared up too (dependant on PA rules).

Do US insurers not charge more to insure the car if you are 16 and just started driving for instance? I had heard that immigrants would be treated as a 'new' driver and thus assumed you'd be charged more to insure said car but by the sounds of it that isn't true..

Can only tell you my experience here in Virginia

I never ever drove in the UK.

When i emigrated, my Husband taught me here, on the streets of Virginia xD wrong side of the road an all that.

Passed drivers test in August 2013. I don't get penalized on my car insurance for being a new driver. Although i'm also not 16

The only thing i recall was, my learners permit was linked to the date on my green card.

My two year Green card was expiring at the end of the Month that i passed. Due to there being less than 30 days before expiry.

The Lady at the DVLA had to make a call to Richmond for clearance to issue a drivers license to me.

So i have made one trip back to the DVLA since then.

To show my new 10 year Green card and get my drivers license, expiry date extended.

By the way, up until i passed my test, i learned to drive in my Husbands car.

Car insurance cost didn't change from what he was already paying. Once i passed my test, my Husband bought himself another car and i continued to drive the car i learned to drive in. It was only then (when we owned two cars) that our car insurance cost changed.