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icefresh

Mortgage as Conditional Resident?

By icefresh in Moving to the US and Your New Life In America

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icefresh Apprentice

icefresh   1

Posted
Filed: Citizen (apr) Country: Germany
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Hi!

Does anybody have experience if it is possible to get a mortgage as conditional resident?

My CR expires next October, so it is too early to file I-751 :(

Thank you!

I-751 ROC Journey - 2 years flew by!
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2/18/15 - Card production notification

AOS w/concurrent I-130 Journey
8/10/12 - Mailed I-130/I-131/I-485/I-765 to Chicago Lockbox
8/13/12 - Received & Signed at 1pm
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10/24/12 - Interview with approval during the interview

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DOS
Recommendation Sent July 10, 2012
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Dave&Roza Experienced

Dave&Roza   748

Posted
Filed: Lift. Cond. (apr) Country: Kazakhstan
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Posted

Hi!

Does anybody have experience if it is possible to get a mortgage as conditional resident?

My CR expires next October, so it is too early to file I-751 sad.png

Thank you!

Most people in the US do not know the difference between a conditional resident, a resident, and an illegal immigrant. You are a LPR. The only difference is that you MUST file to have your conditions removed and if you fail to do so your LPR status is terminated. For a 10 year GC holder the LPR status does not expire when the card expired. The more important question you should ask is what interest rate will I get based on my credit score? There are non-residents who purchase property in the US and are able to obtain a mortgage--think Canadians who like to visit Florida during the winter in their vacation homes. You just need to see what the bank wants from you in order to process the mortgage. Then you can shop around for a good interest rate.

Good luck,

Dave

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