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britgirl87

Student Loans: UK to USA

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Filed: K-1 Visa Country: United Kingdom
Timeline

Hi all!

I was just wondering, does anybody here still owe for UK student loans as they move to the USA? And if so how are you planning to deal with that/do you have any insight to share?

I am a recent graduate and this is one thing that seems hard to prepare for as I plan the move! The guidelines are very brief on the websites and it's a bit nerve-wracking contacting the government about this, in case I say something wrong and they start stalking me before my time!! :)

Thanks!

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Lol! I just posted a question about SLC too! There's a form on their website called Overseas Income Assessment which asks about your income and you can change your address on there too. The threshold from USA is the equivalent of £15,000 so as long as you earn under that then you don't need to repay.

Hope that helps!


I-175 Timeline

June 22nd 2010 - Package sent

June 23rd 2010 - Package received CSC by M Guerrero

June 23rd 2010 - NOA

August 17th 2010 - Biometrics

September 17th 2010 - Approved!!!

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Filed: K-1 Visa Country: Scotland
Timeline

Phone them up and just explain your moving to the US and you wont have a job for a while and they will defer it for you and then they will just tell you once you get a job to contact them and arrange how you will play it. They suggest once or twice a year payments! they will send you a form to fill out also!




K1 Timeline
07/01/10- K1 Mailed
07/16/10- NOA1 Hardcopy
12/15/10- NOA2 Hardcopy Received
02/16/11- Interview at 10am London Embassy
02/24/11- Visa in Hand
02/27/11- POE - Minneapolis

AOS Timeline
04/22/11- AOS, EAD, AP sent today
04/28/11- AOS, EAD, AP Notice Date
05/04/11- Hard copy of NOA1 for AOS, EAD, AP
05/12/11- Early Biometric walk in(Scheduled for 05/31/2011)
05/12/11- I-485 Case Transferred to CSC
06/13/11- AOS approved, card production ordered
06/20/11- Green Card Recieved

ROC Timeline

04/25/13- ROC package sent

04/26/13- ROC pack delivered

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Filed: K-1 Visa Country: United Kingdom
Timeline

Haha what a coincidence! :)

Ok - my one worry about the online form for those of us moving abroad, was that it asks about a third party beneficiary whilst I'm unemployed? Could they possibly claim off of my future spouse if I remain unemployed for some time, do you think?

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Filed: K-1 Visa Country: Scotland
Timeline

i cant remember the form but i just said that i was taking savings with me showing my travelex receipts!your student loans are your responsibility and no one elses :)




K1 Timeline
07/01/10- K1 Mailed
07/16/10- NOA1 Hardcopy
12/15/10- NOA2 Hardcopy Received
02/16/11- Interview at 10am London Embassy
02/24/11- Visa in Hand
02/27/11- POE - Minneapolis

AOS Timeline
04/22/11- AOS, EAD, AP sent today
04/28/11- AOS, EAD, AP Notice Date
05/04/11- Hard copy of NOA1 for AOS, EAD, AP
05/12/11- Early Biometric walk in(Scheduled for 05/31/2011)
05/12/11- I-485 Case Transferred to CSC
06/13/11- AOS approved, card production ordered
06/20/11- Green Card Recieved

ROC Timeline

04/25/13- ROC package sent

04/26/13- ROC pack delivered

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No they can't claim from your spouse. Personally, I checked the "other" box and wrote housewife. That seemed fine. I didn't think the unemployed/in receipt of third party support applied exactly, because my spouse is not some random third party, you know? His money IS my money. But don't worry, they won't get you to repay unless YOU are earning money. The whole point of a degree is to increase your earning power anyway, so makes sense they don't make you pay unless you are actually benefiting from your degree.

You will need to include a letter from your fiance/spouse saying they support you. Personally I like this option better than trying to show my savings or something, for one thing it gives them less information about me and my finances :-)

I would definitely make sure you change your address with them in every way possible. They were still sending mail to my parents' house after I had changed my address.

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Maybe the planets are aligned for financial worry season because this has been on my mind all day...

I am also a recent graduate and am wondering about the student loan repayments. Mine are yet to begin.

Does anybody know if its a better idea to actively try and get a job that will pay just under the GBP 15,000 annual rate while adjusting to a new country? Once I move I plan to wait around for my fiance to finish uni before we move to a bigger city for work so I think it'll be a while until I have a settled enough job to start repayments.

Is it true they'd be fine with once/twice a year repayments?? Are they generally quite understanding with this kind of thing?


TIMELINE

2 0 1 1

3rd Feb - 129f Sent

10th Feb - NOA1

16th May - NOA2

8th August - Interview in London. APPROVED!

29th August - POE at SFO

7th Oct - Married

10th Oct - AOS Filed

17th Oct - NOA Letter(s)

20th Oct - Biometrics Letter (for 14th Nov)

28th Oct - Biometrics (walk-in)

2 0 1 2

3 Jan - Service Request Put In

13 Jan - EAD Approved

17 Jan - Interview Notice Received

24 Jan - EAD in hand

16 Feb - Interview Date. APPROVED!

2 0 1 3 / 2 0 1 4

21 Nov - ROC Filed

2 Dec - NOA

6 Jan - Biometrics (walk-in)

15 May - Card Ordered / Approved

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The student loan repayment rate for the USA is lower than in the UK, because of the lower cost of living. As far as I know (I'll know better next week when I sort this out) you fill out a form which says what you'll be earning and they tell you what payments you need to make.


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Filed: K-1 Visa Country: Scotland
Timeline

Its once your earning 12000 pounds/$18500 (based on todays rate roughly) you start repaying and its a much higher amount also




K1 Timeline
07/01/10- K1 Mailed
07/16/10- NOA1 Hardcopy
12/15/10- NOA2 Hardcopy Received
02/16/11- Interview at 10am London Embassy
02/24/11- Visa in Hand
02/27/11- POE - Minneapolis

AOS Timeline
04/22/11- AOS, EAD, AP sent today
04/28/11- AOS, EAD, AP Notice Date
05/04/11- Hard copy of NOA1 for AOS, EAD, AP
05/12/11- Early Biometric walk in(Scheduled for 05/31/2011)
05/12/11- I-485 Case Transferred to CSC
06/13/11- AOS approved, card production ordered
06/20/11- Green Card Recieved

ROC Timeline

04/25/13- ROC package sent

04/26/13- ROC pack delivered

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Its 15,000 GBP


TIMELINE

2 0 1 1

3rd Feb - 129f Sent

10th Feb - NOA1

16th May - NOA2

8th August - Interview in London. APPROVED!

29th August - POE at SFO

7th Oct - Married

10th Oct - AOS Filed

17th Oct - NOA Letter(s)

20th Oct - Biometrics Letter (for 14th Nov)

28th Oct - Biometrics (walk-in)

2 0 1 2

3 Jan - Service Request Put In

13 Jan - EAD Approved

17 Jan - Interview Notice Received

24 Jan - EAD in hand

16 Feb - Interview Date. APPROVED!

2 0 1 3 / 2 0 1 4

21 Nov - ROC Filed

2 Dec - NOA

6 Jan - Biometrics (walk-in)

15 May - Card Ordered / Approved

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Filed: K-1 Visa Country: Scotland
Timeline

its 15000 uk pounds if you live in the uk!they deem the cost of living to be less in the us




K1 Timeline
07/01/10- K1 Mailed
07/16/10- NOA1 Hardcopy
12/15/10- NOA2 Hardcopy Received
02/16/11- Interview at 10am London Embassy
02/24/11- Visa in Hand
02/27/11- POE - Minneapolis

AOS Timeline
04/22/11- AOS, EAD, AP sent today
04/28/11- AOS, EAD, AP Notice Date
05/04/11- Hard copy of NOA1 for AOS, EAD, AP
05/12/11- Early Biometric walk in(Scheduled for 05/31/2011)
05/12/11- I-485 Case Transferred to CSC
06/13/11- AOS approved, card production ordered
06/20/11- Green Card Recieved

ROC Timeline

04/25/13- ROC package sent

04/26/13- ROC pack delivered

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Filed: K-1 Visa Country: Scotland
Timeline

sorry i stand corrected the amount has changed to 15000 so roughly $23500 then you pay 9% of the amount over this!Im quit pleased as when i contacted them in January they told me it was the equivalent of 12000/$18500




K1 Timeline
07/01/10- K1 Mailed
07/16/10- NOA1 Hardcopy
12/15/10- NOA2 Hardcopy Received
02/16/11- Interview at 10am London Embassy
02/24/11- Visa in Hand
02/27/11- POE - Minneapolis

AOS Timeline
04/22/11- AOS, EAD, AP sent today
04/28/11- AOS, EAD, AP Notice Date
05/04/11- Hard copy of NOA1 for AOS, EAD, AP
05/12/11- Early Biometric walk in(Scheduled for 05/31/2011)
05/12/11- I-485 Case Transferred to CSC
06/13/11- AOS approved, card production ordered
06/20/11- Green Card Recieved

ROC Timeline

04/25/13- ROC package sent

04/26/13- ROC pack delivered

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There is a link here: http://www.studentloanrepayment.co.uk/portal/page?_pageid=93,3867143&_dad=portal&_schema=PORTAL# which states the amount threshold for every country.

For USA its still the equivalent to 15,000 pounds so I guess they figure the cost of living is the same.


TIMELINE

2 0 1 1

3rd Feb - 129f Sent

10th Feb - NOA1

16th May - NOA2

8th August - Interview in London. APPROVED!

29th August - POE at SFO

7th Oct - Married

10th Oct - AOS Filed

17th Oct - NOA Letter(s)

20th Oct - Biometrics Letter (for 14th Nov)

28th Oct - Biometrics (walk-in)

2 0 1 2

3 Jan - Service Request Put In

13 Jan - EAD Approved

17 Jan - Interview Notice Received

24 Jan - EAD in hand

16 Feb - Interview Date. APPROVED!

2 0 1 3 / 2 0 1 4

21 Nov - ROC Filed

2 Dec - NOA

6 Jan - Biometrics (walk-in)

15 May - Card Ordered / Approved

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