update citizenship status with financial institutions

[bratsantom 0]

I have been searching the forums for a while and cannot find any discussion about this (maybe I am just blind).

Well, when I opened joint bank accounts/mortgage whatever with my permanent resident wife, all the institutions wanted to know her status and have a copy of the green card. So, now that she is a citizen, should I be updating this with all the financial institutions (what a pain). It does in theory seem like a good idea so there is less potential for problems with the Patriot act and all. Does anyone have any more information about this or experience with it? It it a waste of effort?

Thanks

[YuAndDan 153]

Not unless they offer a different benefit level to citizens vs residents.

It is advised to visit SSA and update status with them, SSA provides increased benefits to citizens vs residents.

[Brother Hesekiel 2,235]

Never heard of that before. What difference would this make? Why are you concerned about the Patriot Act? I see it this way: when the FBI is kicking in your front door and confiscates all of the terrorist material and threatens to deport your wife once her 2-times-life with no chance of parole sentence has been served, you have plenty of time to update her status with those folks. Not that it would make a difference, as they would revoke her citizenship under such circumstances anyway.

However, if you ever apply for a new home loan, her new status will be beneficial.

[YuAndDan 153]

Never heard of that before. What difference would this make? Why are you concerned about the Patriot Act? I see it this way: when the FBI is kicking in your front door and confiscates all of the terrorist material and threatens to deport your wife once her 2-times-life with no chance of parole sentence has been served, you have plenty of time to update her status with those folks. Not that it would make a difference, as they would revoke her citizenship under such circumstances anyway.

However, if you ever apply for a new home loan, her new status will be beneficial.

http://ssa-custhelp.ssa.gov/app/answers/detail/a_id/1694

Citizens can apply for SSI, most Non-Citizens cannot.

[bratsantom 0]

Well they never used to ask about citizenship status before the patriot ask thats why I am mentioning it. I am not sure what more the patriot act calls for beyond asking about citizenship status when opening the account. I am thinking that perhaps the government is much more nosy in regards to non citizen accounts. I don't know if they actively monitor them or what but this all comes down to not really trusting the government and not wanting them in my business. It seems no one else feels this way so maybe I am paranoid. -- It all really comes down to how surprised I was when they asked for the citizenship status since I have opened so many accounts without that question. It is just highly suspicious in my opinion... they are gathering more and more information and what do they do with it.