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debt when moving

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Filed: IR-1/CR-1 Visa Country: Canada
Timeline

When people move to the states, whats the usual route people take with their creditcards? When I tell CIBC & RBC that I moved to the states, do they close the account right away and want the full balance ?


Sarinha

First met March 2007, playing an MMORPG (ffxi)

Getting married Feb 12 2010

Will start our VJ Feb 2010

2c61618b8b94d52d.gif

I-130 Journey - VSC CR1 & CR2

02-xx-10 -I-130 sent

xx-xx-10- I-130 NOA1

xx-xx-xx- I-130 NOA2

- Total Days from NOA 1 to NOA2 xxx

I-129F Journey - VSC K3 & K4

xx-xx-xx I-130 Received @ NVC

xx-xx-xx Case Completed at NVC :

xx-xx-xx NVC Left:

- Total Days from NOA1 to NVC Complete xx

- Total Days @ NVC xx

Consulate

xx-xx-xx Received at Consulate

xx-xx-xx Medical Date

xx-xx-xx Interview Date [ ] Pass [ ] Fail

- Total Days from Recd at Consulate to Interview xxx

- Total Days from NOA1 to Interview xxx

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Filed: Other Timeline

You can keep the accounts active and just change your address on them and they'll send your statements to that new address. You can then either send them payments in US $ on a US bank account, or you can keep a Canadian bank account open to make payments thru that. With the internet you don't really even need to have an exchange of paper, it can all be internet based and paperless.


divorced - April 2010 moved back to Ontario May 2010 and surrendered green card

PLEASE DO NOT PRIVATE MESSAGE ME OR EMAIL ME. I HAVE NO IDEA ABOUT CURRENT US IMMIGRATION PROCEDURES!!!!!

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Filed: K-1 Visa Country: Canada
Timeline
You can keep the accounts active and just change your address on them and they'll send your statements to that new address. You can then either send them payments in US $ on a US bank account, or you can keep a Canadian bank account open to make payments thru that. With the internet you don't really even need to have an exchange of paper, it can all be internet based and paperless.

Reba answered your questions - I agree, I'm going to pay off my CC, but I will still have my student loans, so I plan to just keep my Canadian bank account open and just use online banking to pay my bills.


Removing Conditions

Sent package to VSC - 8/12/11

NOA1 - 8/16/11

Biometrics - 9/14/11

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Filed: Citizen (apr) Country: Canada
Timeline

Thats what I do. I have my student loans to deal with BOO! But I paypal myself money every month to my CIBC account.

Its so much fun.. it really is.

/sarcasm.


Donne moi une poptart!

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Filed: IR-1/CR-1 Visa Country: Canada
Timeline

Cant wait till its gonna be taken care of for good.. and I havent even got to the states yet lol


Sarinha

First met March 2007, playing an MMORPG (ffxi)

Getting married Feb 12 2010

Will start our VJ Feb 2010

2c61618b8b94d52d.gif

I-130 Journey - VSC CR1 & CR2

02-xx-10 -I-130 sent

xx-xx-10- I-130 NOA1

xx-xx-xx- I-130 NOA2

- Total Days from NOA 1 to NOA2 xxx

I-129F Journey - VSC K3 & K4

xx-xx-xx I-130 Received @ NVC

xx-xx-xx Case Completed at NVC :

xx-xx-xx NVC Left:

- Total Days from NOA1 to NVC Complete xx

- Total Days @ NVC xx

Consulate

xx-xx-xx Received at Consulate

xx-xx-xx Medical Date

xx-xx-xx Interview Date [ ] Pass [ ] Fail

- Total Days from Recd at Consulate to Interview xxx

- Total Days from NOA1 to Interview xxx

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Filed: IR-1/CR-1 Visa Country: Canada
Timeline

I dont have any bills in Canada, but still keep a Cdn bank acct open. And then transfer $$ back and forth FREE with customhouse.com No charges what so ever if you doing it electronically (EFT), and they give u a better exchange rate than 99.9% of banks!! I gave my parents a Cdn bank card, so if I do get a check, I just mail it to them, and they deposit it for me!!. I belive one can get their EI direct deposited to a CDn Acct as well


Canadians Visiting the USA while undergoing the visa process, my free advice:

1) Always tell the TRUTH. never lie to the POE officer

2) Be confident in ur replies

3) keep ur response short and to the point, don't tell ur life story!!

4) look the POE officer in the eye when speaking to them. They are looking for people lieing and have been trained to find them!

5) Pack light! No job resumes with you

6) Bring ties to Canada (letter from employer when ur expected back at work, lease, etc etc)

7) Always be polite, being rude isn't going to get ya anywhere, and could make things worse!!

8) Have a plan in case u do get denied (be polite) It wont harm ur visa application if ur denied,that is if ur polite and didn't lie! Refer to #1

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Filed: Citizen (apr) Country: Canada
Timeline
I dont have any bills in Canada, but still keep a Cdn bank acct open. And then transfer $$ back and forth FREE with customhouse.com No charges what so ever if you doing it electronically (EFT), and they give u a better exchange rate than 99.9% of banks!! I gave my parents a Cdn bank card, so if I do get a check, I just mail it to them, and they deposit it for me!!. I belive one can get their EI direct deposited to a CDn Acct as well

Are you SURE you don't work for Customhouse? :whistle:

lol.. but everything you say is true.. EI can be deposited into your CDN acct when you are in the US... I kept my CDN accounts opened as well. :thumbs:


AOS:

2007-02-22: Sent AOS /EAD

2007-03-06 : NOA1 AOS /EAD

2007-03-28: Transferred to CSC

2007-05-17: EAD Card Production Ordered

2007-05-21: I485 Approved

2007-05-24: EAD Card Received

2007-06-01: Green Card Received!!

Removal of Conditions:

2009-02-27: Sent I-751

2009-03-07: NOA I-751

2009-03-31: Biometrics Appt. Hartford

2009-07-21: Touched (first time since biometrics) Perhaps address change?

2009-07-28: Approved at VSC

2009-08-25: Received card in the mail

Naturalization

2012-08-20: Submitted N-400

2013-01-18: Became Citizen

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I dont have any bills in Canada, but still keep a Cdn bank acct open. And then transfer $$ back and forth FREE with customhouse.com No charges what so ever if you doing it electronically (EFT), and they give u a better exchange rate than 99.9% of banks!! I gave my parents a Cdn bank card, so if I do get a check, I just mail it to them, and they deposit it for me!!. I belive one can get their EI direct deposited to a CDn Acct as well

FREE?!!!!!!!!!!

AAAAAAAAAAAAAAAAAAAAAHHHHHHHHHHHHHHHHHHHHHHHHHHHH!!!!!!!!!!!!!!!!!

That bites.

:crying:

U.S. bank transfer to CDN bank charged us a fortune.

There were so many fees.

Buggers!!!


SpiritAlight edits due to extreme lack of typing abilities. :)

You will do foolish things.

Do them with enthusiasm!!

Don't just do something. Sit there.

K1: Flew to the U.S. of A. – January 9th, 2008 (HELLO CHI-TOWN!!! I'm here.)

Tied the knot (legal ceremony, part one) – January 26th, 2008 (kinda spontaneous)

AOS: Mailed V-Day; received February 15th, 2007 – phew!

I-485 application transferred to CSC – March 12th, 2008

Travel/Work approval notices via email – April 23rd, 2008

Green card/residency card: email notice of approval – August 28th, 2008 yippeeeee!!!

Funny-looking card arrives – September 6th, 2008 :)

Mailed request to remove conditions – July 7, 2010

Landed permanent resident approved – August 23rd, 2010

Second funny looking card arrives – August 31st, 2010

Over & out, Spirit

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