Certificate of Creditable Coverage from NHS?

[Britlover 0]

I recently added my wife & stepson (who just moved from the UK) to my health insurance group policy. Unless I submit a "Certificate of Creditable Coverage" showing they were covered under another insurance policy during the previous 18 months a pre-existing condition limitation will apply for 12 months.

They will accept coverage under the NHS but only if I provide the certificate from them. Does anyone know how to request this from the NHS or if it is even possible to get it? The NHS web site is absolutely no help.

[Usui Takumi 1,562]

Hi I had this problem with BlueCross when I came back to the US. I talked to an agent and convinced them that one wasn't attainable and after talking to a her superior she dropped my exclusion. Might be worth a shot.

[Stinky Monkey 1]

I recently added my wife & stepson (who just moved from the UK) to my health insurance group policy. Unless I submit a "Certificate of Creditable Coverage" showing they were covered under another insurance policy during the previous 18 months a pre-existing condition limitation will apply for 12 months.

They will accept coverage under the NHS but only if I provide the certificate from them. Does anyone know how to request this from the NHS or if it is even possible to get it? The NHS web site is absolutely no help.

Thanks for this information, I am in the process of getting my K1 and my fiance confirmed that I could be added to his work insurance, I was thinking about saving money and cancelling my private medical cover now, but after reading your post I will keep it going until I am married and will take all documentation with me

Thanks I know you were trying to get your question answered but you have helped me with a decision

Shaz

[TayRivers 4]

You need the registration card that everyone in the UK gets when they register with their GP. It is all that is needed here in the US to show you had previous coverage under the NHS.

[Nicoxcx 1]

Registration card? I don't think I have one of those I am guessing you have to request it? I have European coverage though.

[TayRivers 4]

Registration card? I don't think I have one of those I am guessing you have to request it? I have European coverage though.

It is the NHS registration card you should get when you register with a GP or you move area. If you do not have one then contact your old GP office and ask who to contact to get one.

Edited October 2, 2008 by TayRivers

[bakofoil 27]

Registration card? I don't think I have one of those I am guessing you have to request it? I have European coverage though.

Your GP will be able to issue you one. Everytime you change GP you get a new card with your NHS number on (a number which stays with you for life). It's possible if you've been with your current GP forever that you're not aware you have a card. So, call them and ask if they can send you a replacement.

Thanks Tay, btw, for pointing this out. I had no idea that the NHS card could be used in this way.

[Britlover 0]

Thanks for the suggestion. I'm not sure they would accept the card because they are adamant about my providing a statement from the NHS proving that my wife & stepson had coverage for the 18-month period. I gave them copies of their passports (issued 3 years ago) & K1/K2 visas, which proved they were British citizens during that time period but they would not accept these. They said they used to accept passports but had been "burned" before so they require the COCC.

[TayRivers 4]

Thanks for the suggestion. I'm not sure they would accept the card because they are adamant about my providing a statement from the NHS proving that my wife & stepson had coverage for the 18-month period. I gave them copies of their passports (issued 3 years ago) & K1/K2 visas, which proved they were British citizens during that time period but they would not accept these. They said they used to accept passports but had been "burned" before so they require the COCC.

We are with BCBS and they accepted the NHS card as proof of coverage, that is the only proof that you can get that you were registered with the NHS for full patient care. It has your NHS Number on it as well as the name of the last GP you were registered with.

Call your insurance company and ask them if this is acceptable.