Those Idiots at Scotiabank !!!

[zyggy 9]

I keep a Canadian credit card and my bank account (Bank of Montreal) as a back-up until my credit history here is established.

I was under the impression that one must cut all financial ties with Canada or Canada Revenue Agency can consider you taxable on your worldwide income even though you're no longer a resident there. So it's best to close down everything as soon as possible.

If you're trying to build a credit history in the U.S., look at the MNBA credit cards. After beating my head against a brick wall, they turned out to be the only ones who would check my history in Canada so I could have a card in the States. It's instant credit and a new history is started.

Not exactly.. they have no problem with it if you still have financial obligations in Canada... such as debt...

Having financials in Canada is but one piece in their jugsaw puzzle in determining if one is still a deemed resident... and just having a bank account to service your existing debt is a very small piece of that. That in itself would not be enpigh to make you a deemed resident...

[Flames9_RN 358]

Still have 1 bank acct and rrsp's and are deemed to be a non resident

[Jersey Girl 2]

Interesting, zyggy and flames9. Here's another twist. I moved from Canada to the U.S. in December (I'm a dual). But since I married a Canadian in March, and he lives in Toronto (waiting for his K3), CRA considers me taxable until he leaves Canada. I didn't know about that one.

[zyggy 9]

Interesting, zyggy and flames9. Here's another twist. I moved from Canada to the U.S. in December (I'm a dual). But since I married a Canadian in March, and he lives in Toronto (waiting for his K3), CRA considers me taxable until he leaves Canada. I didn't know about that one.

Yeah... CRA considers having a spouse in Canada a significant enough tie to Canada to still be considered a resident i.e. you could still go back to him... Same goes for a empty residence in Canada... it's a tie that you still could go back to...