In my State, I don't need to get a SSN to add my wife to my health insurance, nor is it required for driver's license (though a denial letter might be needed). Therefore, I am just going to wait until after getting married, get an ITIN for her for taxes and bank accounts. I don't want to deal with going to the SSA office to change the name on the SSA card after marriage or after the work authotization done since there is no need for the SSN in my State. But some States are do need it .. so ... The SSA office near me is always very crowded and not a pleasant place to go to, hence I am avoiding it as necessary