RIDION

Hi everyone, im here again first of all i would like to thanks to everybody who contributed suggestions and opinion during my denial, here is the good news!!!

I got denied for my K-3 visa but we appeal Sept 29, 2008 and we appeal Oct 10, 2008 we got reply Oct 28, 2008 and they said that they already done the processing of the petition that ived mention and was forwarded at USEM for further processing, i never thought and im confused at that time i dont really understand the content of the letter i nevermind about it, im so depressed and hopeless becuase maybe you read my post that my husband already gave up, but i just keep praying and still have faith that everything will be okey in "GOD's" time, i cried out to "JESUS" everytime i went to Church, and one time my friend of mine sent me an email saying that "i need to hang on becuase "GOD" will make a miracle for me and she said who knows one of this days you will received a letter from embassy" but she doesn't know that we appeal and im so overwhelmed that the very next day it was Nov 19, 2008 am, i received a letter from USEM saying the i have an appointment DEC 10, 2008 at 7:30 and i need to bring "evidence of on going marital relationship with my petitioner" , i felt so much pressure becuase my husband was already sent me an email that he doesn't want to do anything for our relationship and he already gave up. Its another challenge for me on how to win back the Heart of my husband its almost a week that he doesn't communicate i tried to call him but he refused to answered it, i felt hopeless again becuase i will doesn't work if his not going to cooperate with me, but i never gave up i tried to emailed him everyday until one morning he sent a text message asking for forgiveness for what heved done he realized evertyhing and he said that he felt that his such a horrible person, OMG im so released and thankful at that time, thanks "GOD"

Anybody know's that if the K-3 was denied it will be automatically switch to CR1/IR1 visa? and i prepared to present the following:

1. emails

2. pictures

3. money remittances

4.we made an affidavit from there (notarized)

5. copy of our report of marriage (notarized) with copy of check payment

6. phone records

7. copy of his salary verification

do i missed something? actually they asking only the evidence of our on going marital-relationship, but maybe its much better to present more than they wanted. Thank you in advance for reading my novel Wish me luck, GOD BLESS!!!

Howdy! I don't know anything about K3 but I just want to say good luck and God bless with your journey. Bear in mind that, " no matter how rough the waters...HE is in control.

Suhestiyon lang kababayan...

Huwag nang magbabasa ng kung anu-ano pa man lalo na't galing sa mga nagdudunong-dunongan sapagkat madadagdagan lang ang kaguluhan sa mundong ating ginagalawan.

"LIVE AND LET LIVE"

Just stopped by to say hello .. and to ask for a simple request ...

Will it be possible for this thread .. call it a Friday thread ... to remain just a friendly thread?

Any weekend Plans?

I'll Start ...

Going to a show tomorrow morning with colleague. My wife was going to attend with us but decided today to stay home with the boys (she didn't want to expose them to lots of people. She is worried about them getting sick before we leave on vacation).

Other than a busy Saturday morning ... just spending lots of time with the family ...

B) Thank you for this positive thread and happy weekend everyone!

I use emoney transfer to send money to the Philippines. I went on line and filled out a profile, listing method of payment (credit, debit or bank account) and the money is delivered in about an hour or less. The website is http://www.emoneygram.com. The person receiving the money will be given an ATM card to withdraw money. They must wait until they receive the ATM card which took about a week. I decide on a log-in ID, password, enter the amount to transfer, payment method, person receiving (you can set up multiple receivers), and of course there is a fee. I usually send $400 US and the fee has been $14. The money is available at most all ATM's in an hour or less.

We use moneygram @ walmart when we send money to the Philippines. It's real fast and economical. What i want to know is how to send money from the Philippines to the US though. Salamat.

Bank to bank. After my husband and I opened a joint account in our name, I had my savings in the Philippines transferred bank to bank. My Philippine bank was PNB. It took 3 days and I already had my funds here in dollars.

Goodluck!

Thanks for the information. Will you please explain...Is the joint account w/ your husband in PNB, too. What kind of PNB account do you have in the Philippines? What is the maximum amount you transferred @ once & the cost you incurred? I have a joint savings account w/ my son @ PNB but it is still in my maiden name. Does it matter?

PM me. Explain ko sayo don...

I only know usage of BPI international ATM card and BPI transfer of fund for USD 10,000 and up.

Rheanick just PM'd you, sorry nakatulogan ko yesterday but I'm so thankful for your added info. Hope this works.

Thank you everybody for coming to my assistance. "Pagka talagang gipit, kapwa Pinoy pa rin maaasahan." Keep it up guys. There are a lot of good ideas here and i'm going to look more into that BPI/BDO international. May the blessings of the Lord be with you always.

You could open an international peso account in BPI with ATM card. You could use ATM anywhere in the world with Maestro, Cirrus logo.

But for transfer of fund from Philippines to US amounting to USD 10,000 or more. Its another matter.

How so? Will you please elaborate on this? Thanks.

I think pareho lang yan kasi ginagamit nila current exchange rates.

Depende sa banko yan. Banks usually tend to be conservative (mababa) when it comes to exchange rates. It's better if it's a dollar account para wala ng conversion at bank charges na lang.

Maraming salamat. In your experience, is the bank charge a fixed rate or bracketed and magkano/transaction?

For Wells Fargo and BPI limit would be $7500.

Like BDO, BPI Express cards can be used in the US, just look for cirrus or maestro atms.

I think pareho lang yan kasi ginagamit nila current exchange rates.

How many times can you withdraw in a month or is there a limit? Does it really cost $6/transaction even if say, I withdraw $7500? Kulit ko no Thanks again.

Open an account in BPI or BDO and send the atm visa card in the US. That person can withdraw money thru atm up to $400 a day for a service charge of $2 per withdrawal. That's how my parents sent me money when I was in the US for months.

Maraming salamat sa inyo. Should it be a dollar account? And in my name or anybody in my family will do?

My BDO account was in peso. The atm card should have the visa logo. Then you can withdraw thru any atm machines na may VISA logo din pero syempre, dollar lalabas sa atm sa US.

My BPI account is in dollar pero pwede din peso. Basta the atm card should be international.

B) If you don't mind, which is better in terms of exchange rate & costs, the peso or dollar account? Xnsya na kuripot ini, I got lots of mouth to feed kasi

No, it can be a peso account. For BPI, you need to put in $500 to setup a dollar account.

Opps i misread the post haha..

Btw, it works both ways... You can send from BPI to any Wells Fargo bank.

nyeeeeeh! nakakahawa ka. But I do appreciate all the info I can get...thank you so much

I dont know if it could get any cheaper than this. You just need to setup an account in any Wells Fargo Bank in the US and BPI in the Philippines. The Wells Fargo Bank wont charge you but BPI might... they said they'll charge $6 every transfer irregardless of what amount. I said "might" coz in all our fund transfers, they didnt charge me. I got the funds as it was sent.

For the beneficiary/recipient in the Philippines, go to BPI and setup an account - BPI Express Teller account. Its an ATM account. You can do so with P500. You just need to give them 1X1 pictures, proof of billing and valid ID. You need to fill up and sign some forms. In 30 minutes to 1 hour, they'll give you your Express Teller Card. They'll ask you to use their ATM machine and change the password. After 3 months, there has to be a maintaining balance of P3000 or they'll charge you.

Now for the remitter/sender look for a Wells Fargo Bank (in partners with BPI) in the US. Setup an account (of course). Then setup a Global Remittance Account or Wells Fargo ExpressSend Remittance Account. They will ask you for the name of the beneficiary, EXACT address and account number of the BPI Express account. After all of that, Wells Fargo will send you a letter (snail mail) that will ask you to confirm the setup of the Global Remittance Account. NOW you can transfer funds to the BPI account, FIRST FUND TRANSFER SHOULD BE DONE OVER THE COUNTER (security measures). After that, you can just call the bank hotline and ask them to transfer funds to the BPI account anytime (they are 24/7).

In 2-3 days, your beneficiary will receive the amount you sent. He/She can just withdraw it from any BPI ATM machine.

You can also use the BPI Express Card outside the Philippines too..... you just have to look for a cirrus ATM.

This is cool Have you ever use your BPI card here? What is the maximum amount you can transfer @ one time & how much did it cost? I am the recipient & in the US. Thank you so much.