This will be long so that I can get some good advice.
I am US citizen. I was previously married and have three kids (twins that are 20 and a 16 year old). I stayed home much of that marriage. I did work full time in 2017,2018,2019. I was a mental health therapist in Alabama. Salary for those year for taxable income was 28k.
2020 the pandemic hit and I switched careers and moved to Illinois to be back near family. My salary increased to 47k (of course school starts in August so I only have a few months of higher pay and my taxable income is 30k for that year.
2021 w2’s show 50k earned and 46k taxable income.
I included a letter from my employer stating my salary is 55k for 21/22 school year but of course the higher paycheck only starts each September. The letter also says that my next year salary will be 57k.
I also included 6 months of pay stubs.
I submitted all doc with that and got DQ but with RFE for insufficient income and to add joint sponsor but consular officer could make final decision.
the min I need to make is 38k. My current salary is 55k. Do I need a joint sponsor or will they take all that and we will be ok without one. Spouse is Canadian.