Financial Requirements, Two incomes, and Questions for Co-Sponsorship?

[2znick 0]

Me and my fiancé have been engaged for a year and known each other for three years. I have visited her twice and we were looking into the financial requirements.
I make $24,000 a year from my main job shown on my W2, and as a financial and service contractor for my family's business I get paid $5000 on a 1099.
This is only for the year of 2025. I live in Georgia if that info helps.

My questions are...
1) What is the minimum financial requirement to sponsor her, I see the minimum is 125% above federal minimum wage, but when i do the math on google where it says its 15,000ish for a single household, it's like 30k... but everywhere I'm seeing says its only 27,000ish... is my math really wrong here?
2) If I don't reach the minimum requirement, can I co-sponsor for a k1 visa? There is conflicting information on this too where they say you can't and can. If i could, id feel safer having my brother who agreed to help me to cosponsor if it was something he could do.
3) Do they even take my two separate incomes as valid qualification for my total income? Normally people only have one job with a higher average pay.
4) I also see conflicting information online that shows that they will check for the past 3 years of income, and some websites say you only need the most recent year.
I need to know the validity of this so that i can find out if im wasting my time trying to get the requirements for a K1 and if i should just go try getting a spousal visa (if the K1 doesn't allow co-sponsors that is).

Please help, I'm making shots in the dark to anyone who can help me.

Edited 3 hours ago by 2znick

[pushbrk 14,405]

Don't pit websites against each other.  Use this sight and pay attention to the senior members' advice.  You do not mention the country your future spouse is coming from, but to my knowledge only Philippines and Thailand US Immigrant visa units do not allow co-sponsors for a K1 visa.  All accept for an immigrant spouse visa (CR1 or IR1).  Download the I-864p and see the minimum required income from that official source.  If it's just the two of you, it's $27,050.  Just meeting the minimum assures nothing, but not meeting it certainly does.

 

Your two jobs complicate things.  You are considered both employed and unemployed.  For an I-864, you will complete the tax section by entering the "total income" number from the tax returns, and then also state your current income from both jobs. If you are not taking any business deductions from the 1099 job, then your current income will be the total of both. Otherwise it will be the income from the W2 job, plus only the taxable income from the 1099 source.

 

You posted your question in the spouse visa process forum here.  You'll need to make a choice whether to bring a fiancee or to bring a spouse.  You cannot bring a spouse unless you are married.  Is that your plan?