Does having no health insurance impact ROC? (Split)

[Mag&Chef 17]

Hello everybody.

 

I'm back to the forum. Thank you so much all for these very helpful topics.

 

I have a question regarding health insurance, I have been on my husband's health insurance for a year and half (Obama care) , then when I started working, and since I'm a contractor I do not have benefits, I cannot afford Obama care premiums (over $1200 a month) , so we decided to drop off from the health insurance and purchase the dental insurance only. .

 

Now we only have dental insurance and no health insurance is that a big issue for my ROC application next October 2017?

any advice will be very helpful and appreciate

[mrs thb 331]

2 minutes ago, Mag&Chef said:

Hello everybody.

 

I'm back to the forum. Thank you so much all for these very helpful topics.

 

I have a question regarding health insurance, I have been on my husband's health insurance for a year and half (Obama care) , then when I started working, and since I'm a contractor I do not have benefits, I cannot afford Obama care premiums (over $1200 a month) , so we decided to drop off from the health insurance and purchase the dental insurance only. .

 

Now we only have dental insurance and no health insurance is that a big issue for my ROC application next October 2017?

any advice will be very helpful and appreciate

Hi and welcome back!

 

No, it is not a biggy that you have dropped medical insurance and only have dental.  Its also not a biggie that you may each have your own.  I would believe that many people are in this situation.  As more and more people become independent contractors due to technology individual policies will become the norm as in my situation.  It was cheaper for my husband and I to have our own policies.  He's an independent contractor and I am unemployed.  

 

What matters is that you and your husband provide enough evidence that you are mingling your finances, cohabitate under the same roof and share a life together.  

 

I think this process makes us over analyze our eligibility and second guess what is and isn't legitimate evidence.  Some people go to the nine's and submit everything but the kitchen sink, others submit little.  It's quality not quantity.  Same goes for how its packaged. Some people go all out tabbing and binding while others use more simple methods.  Different strokes for different folks.  Applications are processed just the same.

 

Just follow the quides and you will do just fine.

 

 And, should you get an RFE, so what?  I don't think a few weeks here or there makes any difference at this point.  You are here living with your spouse and that really is what matters.!!!    This is not about a piece of paper (or in this case, a plastic card) in your hand, right?

 

 

[mindthegap 2,590]

2 hours ago, Mag&Chef said:

Now we only have dental insurance and no health insurance is that a big issue for my ROC application next October 2017?

No.

[Mag&Chef 17]

Hello everyone, 

 

I would never thank you enough for the great job you do, I'm relieved now.Thank you mrs thb, CookieCat, mindthega.

 mrs thb; 

 

12 hours ago, mrs thb said:

Hi and welcome back!

 

No, it is not a biggy that you have dropped medical insurance and only have dental.  Its also not a biggie that you may each have your own.  I would believe that many people are in this situation.  As more and more people become independent contractors due to technology individual policies will become the norm as in my situation.  It was cheaper for my husband and I to have our own policies.  He's an independent contractor and I am unemployed.  

 

What matters is that you and your husband provide enough evidence that you are mingling your finances, cohabitate under the same roof and share a life together.  

 

I think this process makes us over analyze our eligibility and second guess what is and isn't legitimate evidence.  Some people go to the nine's and submit everything but the kitchen sink, others submit little.  It's quality not quantity.  Same goes for how its packaged. Some people go all out tabbing and binding while others use more simple methods.  Different strokes for different folks.  Applications are processed just the same.

 

Just follow the quides and you will do just fine.

 

 And, should you get an RFE, so what?  I don't think a few weeks here or there makes any difference at this point.  You are here living with your spouse and that really is what matters.!!!    This is not about a piece of paper (or in this case, a plastic card) in your hand, right?

 

 

Yes, I'm here living with my spouse and that really what matters to me, but I don't want to go again through the horrible stress of the first part of all this process (NOA1 to the GC).

Thankfully, We have a lot of evidence that we are mingling our finances (Bank account, dental insurance, cars insurance, credit card, tax return, AAA...).

 

Have a great day.