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Affidavit of support! PLEASE HELP, important!!!

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I don't make enough so I'm using my mom as a co sponsor.

I thought I could use my parents joint tax return as their income of $43,533 to use my mom as the sponsor, but I learned she has to use her individual income of $27,532 and my income of $7,076. Our combined income would be $34,608 which is just $900 below the 125% guideline for a household of 5.

My parents have a savings of $24,000 on their bank account that can contribute to their assets.

Would this be sufficient evidence to be able to provide for my fiancé?

I'm worried that they will deny his visa because of this.

ALSO, I have another option.

I could use my dads cousin as the co sponsor and his tax return states he made $100,000. Which is more than enough.

Would it be better to use my mother or dads cousin?

Someone please reply. Thank you!

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Well first you can't combine incomes, so if you have a cosponsor they need to make ALL of what is needed by themselves. The ONLY people included in the household will be the cosponsor, any people that they financially support and then the foreign fiance.

So as an example, my mother is cosponsoring for my fiance. She is not financially responsible for anyone other than herself, so when she fills out the papers, she'll be considered being a household of two, herself and my fiance. So for herself and my fiance she needs to make 19,912$, which she makes about 24,000$ or so.

The way assets work for a fiance is that what ever the discrepancy is for the year, you have to multiple that by 3 and have that much in liquid assets. So if you're off by 500$, you need to show you have 1500$, if you're off by 1000$, you'll need to prove you have 3000$ in liquid assets.

Also, even though it shows the cousin made 100,000 last year, is that what he makes this year? Current income is the MOST important income.

Your dad's cousin is probably the safest bet as long as they still make that much. I only say this because a lot of people can show they made X amount last year and then be laid off and not actually have any current income.

How many people other than your fiance are coming over and/or how many people is your mom financially responsible for? It makes a big difference when calculating household.

Edited by Ash.1101

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Thanks for your reply.

I thought it was based on your household size?

My mother has two dependsnts on her, my sister and me. There 4 of us in the house and with my fiancé, it's going to be 5.

So wouldn't the sponsors and co-sponsors income have to withhold the 5 people that are going to be in the household? 125% of the guideline for 5 people is $35,512.

My parents make enough together but since my mom is going to be the co-sponsor, we're using her own income for the co-sponsor and my income of $7,076 as the main sponsor.

I think we should be fine but I'm looking for more input from the other users to determine if I should use my mother or dads cousin.

And yeah, that's how much he's earning currently. The $100,000 is from his most recent tax return which is the main thing they're going to be looking at during the interview. They check the W2 and 1040 to see how much the sponsor makes.

They also look at employment letter and pay stubs. You can include your bank statment as more evidence but if you're tax return states you make enough, you're good.

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