Dept to Income (Ref: Affidavit of Support)

[Guam PHL 1]

I meet the required income under the federal poverty guidelines. Since I do meet this income requirement does this automatically mean that the intending immigrant will not be a “Public Charge” regardless of what other financial obligations the sponsor may have example: a mortgage note, bank loan, car note, utilitiy bills, etc.? In addition to my first question, I wouldn't be surprised to know that USCIS conducts a credit history check on sponsors to see how much in dept they are as this may affect the ability of the sponsor to insure that the intending immigrant will not become a public charge. My credit history is in great standing with no current delinquencies. So my question is , does USCIS use the “Dept to Income” as one factor to determine whether an intending immigrant will be a public charge?

[VOL 425]

Credit Score is not checked by USCIS.

They really don't care about your debt to Income/Asset when filing K1

[Zedayn 486]

I meet the required income under the federal poverty guidelines. Since I do meet this income requirement does this automatically mean that the intending immigrant will not be a “Public Charge” regardless of what other financial obligations the sponsor may have example: a mortgage note, bank loan, car note, utilitiy bills, etc.? In addition to my first question, I wouldn't be surprised to know that USCIS conducts a credit history check on sponsors to see how much in dept they are as this may affect the ability of the sponsor to insure that the intending immigrant will not become a public charge. My credit history is in great standing with no current delinquencies. So my question is , does USCIS use the “Dept to Income” as one factor to determine whether an intending immigrant will be a public charge?

No. Debt is not considered when filing any affidavit of support. What is considered is your income level, and that it is at least at 125% or above of the poverty guidelines for your household size. Don't think too much on this. You said you meet the required income levels, then you have nothing to worry about as far as the affidavit of support is concerned.

[Hank_ 9,174]

I meet the required income under the federal poverty guidelines. Since I do meet this income requirement does this automatically mean that the intending immigrant will not be a “Public Charge” regardless of what other financial obligations the sponsor may have example: a mortgage note, bank loan, car note, utilitiy bills, etc.? In addition to my first question, I wouldn't be surprised to know that USCIS conducts a credit history check on sponsors to see how much in dept they are as this may affect the ability of the sponsor to insure that the intending immigrant will not become a public charge. My credit history is in great standing with no current delinquencies. So my question is , does USCIS use the “Dept to Income” as one factor to determine whether an intending immigrant will be a public charge?

No one cares about your debts. As long as your income meets the 125% guideline of the I-864P you are good to go.

Public charge is if your fiancee uses programs or funding from certain government programs.

http://www.visajourney.com/forums/forum/129-philippines/

Edited January 3, 2015 by Hank_