Jump to content
Liz and Miguel

Establishing credit

By Liz and Miguel in Moving to the US and Your New Life In America

 Share

16 posts in this topic

Recommended Posts

Nica_In_Love Proficient

Nica_In_Love   98

Posted
Filed: Citizen (apr) Country: Nicaragua
 Timeline
Posted

I applied for Capital One's newcomers card and got approved. I did that maybe about 4 months after POE. I got approved online with a $500 credit line and of course a high APR. Eventually they raised the limit to $750 and then to $2,250. The APR is still high and they have now started to send me balance transfer offers in the mail, which can be annoying since I have no interest in them. I've asked them twice to lower my APR and they said no, so I took an offer from Amex with a lower APR and received a credit card from them with a credit line of $5,500. So I would say give Capital One a try to get started, and as he builds his credit he'll get better offers later on.

Link to comment
Share on other sites
 
Didn't find the answer you were looking for? Ask our VJ Immigration Lawyers.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
 Share
Go to topic listing
- Back to Top -

Important Disclaimer: Please read carefully the Visajourney.com Terms of Service. If you do not agree to the Terms of Service you should not access or view any page (including this page) on VisaJourney.com. Answers and comments provided on Visajourney.com Forums are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. Visajourney.com does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments. VisaJourney.com does not condone immigration fraud in any way, shape or manner. VisaJourney.com recommends that if any member or user knows directly of someone involved in fraudulent or illegal activity, that they report such activity directly to the Department of Homeland Security, Immigration and Customs Enforcement. You can contact ICE via email at Immigration.Reply@dhs.gov or you can telephone ICE at 1-866-347-2423. All reported threads/posts containing reference to immigration fraud or illegal activities will be removed from this board. If you feel that you have found inappropriate content, please let us know by contacting us here with a url link to that content. Thank you.
×
×
  • Create New...