German bank accounts - terminate or not with move? Experiences?

[Travelbugs 3]

Hey there,

so I'm busy preparing for my move to the US to be with my fiance, get married and start our life over there.

I am unsure, however, on how to deal with my German bank account. My bank told me the best would be to terminate my accounts (Girokontos) to avoid having to pay the fees. My only money movement would be my monthly payment for my life insurance. All my other savings are on saving accounts that are not affected by any running fees.

What did you guys do?

My parents would be willing to have the life insurance payments run through their account and take care of all other financial transactions.

It just feels a little weird to completely terminate my account (but maybe I'm just being sentimental ), since I have strong ties to Germany, and my husband-to-be and I will be traveling here a lot and maybe even move here in 10-15 years.

What advantages/disadvantages did you guys experience with keeping/terminating your German Girokonto?

Thank you all!

[moonstone 85 0]

Hello!

True is that you'll have to pay the fees (12 Euro in a year I believe)

However, my Bank account is still open and my "private Rentenversicherung" goes off of it every 6 months

I simply left it open because I am planning on visiting Germany as much as i can

and no matter what, if I decide to close it i can still do it on one of my visits.

If you wanna move back you simply can open a new account.

My Grandpa is actually paying my insurance right now (he tranfers the money to my account and the insurance company books it off )

If I wanna close my Account It'll simply go off directly from his account.

If you are okay with these 12 bucks for fee i'd leave it open

It doesn't harm anyone and it's easier to get money off the account and having a German Bank account card when you visit!

Just my opinion though