best way to send/recieve money JA

[Nicole-N-Nattoy 24]

4. TRANSFER MONEY FROM US TO JA

45. 1. open a Checking account with Bank of America.

46. 2. I activate the check card and send it to you via Fedex

47. 3. Nattoygo to any Scotia ATM and withdrawyour cash, you can also use the card as a debit/credit card.

48. BONUS: Scotia Bank has a foreign exchange ATM in Liguanea where you can actually get your money in US$ and avoid “tiefing” exchange rates.

49. NB. If the account goes below the minimum limit of $25 (have them verify this amount) It will attract a charge so do not go below this minimum balance…the fees are fat ($35.00) I you can have them use a savings account to provide over draft coverage…Though this will attract a $10 charge for each transaction…Bottom line avoid the fees or this is not free or in fact cheaper.

50. TRANSFER MONEY FROM JA TO US

51. In the event you want to send cash to someone in the US.

52. 1. Create a Scotia Bank account and get them the scotia ATM card.

53. 2. They then go to any Bank of America ATM and withdraw the money.

54. NB. I am not sure what is Scotia Bank’s minimum to keep an account active…figure that out and have them keep that in the account at all time. Also be aware that the Scotia card will not work as a debit/check card in the US.

55. CONCLUSION

56. This may work for other banks, but I have only done this with BA and Scotia, if you use a BA card in NCB there is a $5us charge. The card will not work in a RBTT atm.

57. The reason this work is that BA and Scotia are apart of a global alliance, and so member banks use each others ATMs at no charge.

58. Now share this with everyone who might need this info

"We cannot do great things, only small things with great love." JAH LOVE

[LIFE'SJOURNEY 970]

Be careful of this, let BM know that money will be drawn out of a JA bank. After too many withdrawls, they will put a hold on your account.

Just a FYI, this is a true statement.