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Filed: Other Timeline
Posted
You took advantage of a government handout?

Oh and a VA loan to boot?

I do have to pay for a mortgage so it's not like we're living in the projects. The handout came in the form of billions to pay for suckers who bought homes at or near the peak of housing prices. Check out all the "honk if I'm paying for your mortgage" bumper stickers.

Want a VA loan and pay the funding fee? Join the military.

:thumbs:

I don't need a VA loan to buy a house.

I've worked all my life at non-government jobs to earn enough to put 20% down, I don't need 100% financing and I don't need to borrow my mortgage insurance.

Plus I've paid all my bills with wages earned from working non-government jobs and have a credit score of over 750.

You know - I appreciate that you served our country. Both of you. But stop acting like people who have not done the same are not responsible citizens. You have no idea how that makes YOU look like the ones with an entitlement attitude.

nor did i need a va loan to buy a house. but i used it anyways because it was an option and the interest rate was better.

i'm not the one with the entitlement attitude as i'm not the one wanting things i don't already have.

eta: a va loan isn't a handout btw, it's a federal guarantee backing the loan......if a vet defaults on the loan, the vet can still be liable for the amount owed and we both know how good the government is at getting money owed to it.

It's a government program. Its purpose was and is to put veterans into affordable housing with little or no downpayment. There is a maximum loan amount so it is not designed to purchase mega mansions.

In other words, it's for the little guy. When it was created, a lot of the little guys hadn't asked to go serve their country. They were drafted.

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Filed: Citizen (apr) Country: Brazil
Timeline
Posted
You took advantage of a government handout?

Oh and a VA loan to boot?

I do have to pay for a mortgage so it's not like we're living in the projects. The handout came in the form of billions to pay for suckers who bought homes at or near the peak of housing prices. Check out all the "honk if I'm paying for your mortgage" bumper stickers.

Want a VA loan and pay the funding fee? Join the military.

:thumbs:

I don't need a VA loan to buy a house.

I've worked all my life at non-government jobs to earn enough to put 20% down, I don't need 100% financing and I don't need to borrow my mortgage insurance.

Plus I've paid all my bills with wages earned from working non-government jobs and have a credit score of over 750.

You know - I appreciate that you served our country. Both of you. But stop acting like people who have not done the same are not responsible citizens. You have no idea how that makes YOU look like the ones with an entitlement attitude.

nor did i need a va loan to buy a house. but i used it anyways because it was an option and the interest rate was better.

i'm not the one with the entitlement attitude as i'm not the one wanting things i don't already have.

eta: a va loan isn't a handout btw, it's a federal guarantee backing the loan......if a vet defaults on the loan, the vet can still be liable for the amount owed and we both know how good the government is at getting money owed to it.

It's a government program. Its purpose was and is to put veterans into affordable housing with little or no downpayment. There is a maximum loan amount so it is not designed to purchase mega mansions.

In other words, it's for the little guy. When it was created, a lot of the little guys hadn't asked to go serve their country. They were drafted.

um no.......it's not to put them into affordable housing. affordable sounds like the government helps them with the price, which it does not. it applies up to a certain price range, certainly. and while there isn't a "downpayment" in traditional terms, there is a va funding fee.

* ~ * Charles * ~ *
 

I carry a gun because a cop is too heavy.

 

USE THE REPORT BUTTON INSTEAD OF MESSAGING A MODERATOR!

Filed: Other Timeline
Posted (edited)
You took advantage of a government handout?

Oh and a VA loan to boot?

I do have to pay for a mortgage so it's not like we're living in the projects. The handout came in the form of billions to pay for suckers who bought homes at or near the peak of housing prices. Check out all the "honk if I'm paying for your mortgage" bumper stickers.

Want a VA loan and pay the funding fee? Join the military.

:thumbs:

I don't need a VA loan to buy a house.

I've worked all my life at non-government jobs to earn enough to put 20% down, I don't need 100% financing and I don't need to borrow my mortgage insurance.

Plus I've paid all my bills with wages earned from working non-government jobs and have a credit score of over 750.

You know - I appreciate that you served our country. Both of you. But stop acting like people who have not done the same are not responsible citizens. You have no idea how that makes YOU look like the ones with an entitlement attitude.

nor did i need a va loan to buy a house. but i used it anyways because it was an option and the interest rate was better.

i'm not the one with the entitlement attitude as i'm not the one wanting things i don't already have.

eta: a va loan isn't a handout btw, it's a federal guarantee backing the loan......if a vet defaults on the loan, the vet can still be liable for the amount owed and we both know how good the government is at getting money owed to it.

It's a government program. Its purpose was and is to put veterans into affordable housing with little or no downpayment. There is a maximum loan amount so it is not designed to purchase mega mansions.

In other words, it's for the little guy. When it was created, a lot of the little guys hadn't asked to go serve their country. They were drafted.

um no.......it's not to put them into affordable housing. affordable sounds like the government helps them with the price, which it does not. it applies up to a certain price range, certainly. and while there isn't a "downpayment" in traditional terms, there is a va funding fee.

And the funding fee can be borrowed and wrapped into the loan amount.

I grew up in a neighboorhood 'built for veterans' - all the houses priced at the exact highest loan amount set by the VA at that time - $13,300.00. When the program first came out it was VERY MUCH about getting veterans and their families into affordable, good quality housing. And it happened because the price was not set too low nor too high. "Affordable" does not mean "$hitty".

"An important provision of the G.I. Bill was low interest, zero down payment home loans for servicemen. This enabled millions of American families to move out of urban apartments and into suburban homes. Prior to the war the suburbs tended to be the homes of the wealthy and upper class."

http://en.wikipedia.org/wiki/Servicemen%27s_Readjustment_Act

Edited by rebeccajo
Filed: Citizen (apr) Country: Brazil
Timeline
Posted
You took advantage of a government handout?

Oh and a VA loan to boot?

I do have to pay for a mortgage so it's not like we're living in the projects. The handout came in the form of billions to pay for suckers who bought homes at or near the peak of housing prices. Check out all the "honk if I'm paying for your mortgage" bumper stickers.

Want a VA loan and pay the funding fee? Join the military.

:thumbs:

I don't need a VA loan to buy a house.

I've worked all my life at non-government jobs to earn enough to put 20% down, I don't need 100% financing and I don't need to borrow my mortgage insurance.

Plus I've paid all my bills with wages earned from working non-government jobs and have a credit score of over 750.

You know - I appreciate that you served our country. Both of you. But stop acting like people who have not done the same are not responsible citizens. You have no idea how that makes YOU look like the ones with an entitlement attitude.

nor did i need a va loan to buy a house. but i used it anyways because it was an option and the interest rate was better.

i'm not the one with the entitlement attitude as i'm not the one wanting things i don't already have.

eta: a va loan isn't a handout btw, it's a federal guarantee backing the loan......if a vet defaults on the loan, the vet can still be liable for the amount owed and we both know how good the government is at getting money owed to it.

It's a government program. Its purpose was and is to put veterans into affordable housing with little or no downpayment. There is a maximum loan amount so it is not designed to purchase mega mansions.

In other words, it's for the little guy. When it was created, a lot of the little guys hadn't asked to go serve their country. They were drafted.

um no.......it's not to put them into affordable housing. affordable sounds like the government helps them with the price, which it does not. it applies up to a certain price range, certainly. and while there isn't a "downpayment" in traditional terms, there is a va funding fee.

And the funding fee can be borrowed and wrapped into the loan amount.

I grew up in a neighboorhood 'built for veterans' - all the houses priced at the exact highest loan amount set by the VA at that time - $13,300.00. When the program first came out it was VERY MUCH about getting veterans and their families into affordable, good quality housing. And it happened because the price was not set too low nor too high. "Affordable" does not mean "$hitty".

"An important provision of the G.I. Bill was low interest, zero down payment home loans for servicemen. This enabled millions of American families to move out of urban apartments and into suburban homes. Prior to the war the suburbs tended to be the homes of the wealthy and upper class."

http://en.wikipedia.org/wiki/Servicemen%27s_Readjustment_Act

and that housing price you cited was set by who? i'd bet the builder.......

* ~ * Charles * ~ *
 

I carry a gun because a cop is too heavy.

 

USE THE REPORT BUTTON INSTEAD OF MESSAGING A MODERATOR!

 

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