Hey, nice work...I have a question - How did you get your drivers license without being Insured on any car here in the states ? In NC, you must be Insured on a car in your own name before you can apply to DMV for drivers license. Was this the same for you ?
I have two insurance, one with the driving class (as a driver) and the other one is with my husbands (as a passenger). I am not sure if the DMV Colorado requires new drivers to be insured before seeking an instruction permit as I had mine with the school.