Hello, thanks so much for your prompt reply.
The part of the letter regarding evidence reads more or less as follows:
GOOD FAITH MARRIAGE, INSUFFICIENT EVIDENCE
You provided the following evidence etc :
Two affadavits
Tenant income certification 2021
Allstate automatic installment
Joint bank account statements 2020 - 2021
IRS Tax return transcript 2019 - 2020
Note: i can now see the tenant income certification was a mistake not sure why we didn't send the lease itself. We have one and i was sure we sent it but clearly we didn't or they don't have it.
The IRS Tax Return Transcript looks like it was just for one year so no problem sending more we have them.
The joint bank statements we now have several years worth so that's no problem
We now have a car in our name so that is better evidence than just the initial allstate insurance we had.
The letter continues more or less as follows:
However , the documentation submitted is insufficient because you did not submit the following:
Documentation showing you cohabited, commingled finances and shared responsibilty for financial liabilities during the condtional residency period
Lease or mortgage contract showing joint occupancy
The next point addresses that the tenant income certification we submitted is insufficient
Financial records showing joint ownership of assets and joint responsibilty for liabilities such as joint federal and state tax returns/schedules/attachments W2s checking and savings accounts with history etc auto insurance etc etc
I can see how we provided not enough there i may have only been working for a short time at that stage so maybe that's why just the one year of tax transcripts was sent and we clearly didn't send enough other detail. In any case we have all of it right to the present day so can send it all.
Other documents relevant to establish your marriage was entered into in good faith
Then it goes on to ask to please submit additional evidence that may include etc:
Children (Birth certificates etc)
We have a child together so that's not a problem. I'm not sure why we didn't submit a birth certificate with our initial application i was certain we did.
It was probably a mistake on my part not to keep a complete copy of the package but i do have a cover letter copy so i can see what we submitted. In any case they are clear in reminding me what we sent and are telling us what we didn't so no problem.
Evidence you and your spouse have resided together: (didn't they already cover that above?)
Leases with joint occupancy
Drivers licenses identity cards ( I have neither) My wife does.
Evidence of combined financial resources:
Checking,savings accounts
Property life or health insurance documents
Federal and state tax returns schedules attachments W2s etc
Utility BIlls
Loan Or Credit Card statements
Wills etc
And that's pretty much it. Looking at it i can see how we didn't send enough now. I guess i thought the initial package had everything in terms of proving the relationship was genuine. So we didn't send photos etc as far as i can remember. Will definitely send more of those. We don't own any assets really so not sure what i can show in that regard. The commingling thing is hard to show all we have is the joint bank account and a few things i guess.
Any suggestions or help from you all is appreciated. I'm extremely stressed and i don't feel like i have the strength to put together the whole package again (this was all pre-covid) but it appears that is not necessary we just have to include as much as possible of what they are asking for. My intention is to go point by point and ask questions here of anything that comes up that is bothering me. This forum has been helpful to me in the past on what has been a very long journey.