Hi @ProbeGT, thank you for this well-written post!
Just want to clarify that the steps you outline in step 9 are to "activate" the situation where you are under 100%FPL but not eligibel for medicaid? From the healthcare.gov website:
If your annual household income is below 100% FPL: If you’re not otherwise eligible for Medicaid you’ll qualify for premium tax credits and other savings on Marketplace insurance, if you meet all other eligibility requirements.
I called a healthcare navigators today and they told me my parents wouldn't get a subsidy if they file $0 taxes but will get a subsidy if they file $17,500 (Just above 100% FPL). I am assuming they did not realise this clause on the website?
Another quick question, even with the new public charge rules, is PTC still okay for when they want to apply for citizenship?
Again, thank you! You are, quite literally, a lifesaver!
