Just suggesting you have a plan B, that's all. You can try as we did: we were way over the required amount for assets, all liquid as water, US based, and all documented very nicely. In the end, the CO wouldn't consider them and insisted on a joint sponsor anyway; not a huge deal since I had prepped my sister well in advance for that possibility. When all was said and done it added about 2 or 3 months to the process.
Important to point out too, embassies seem to vary widely in their behind-the-scenes policies so what's true for one applicant in one city can be completely different for another applicant in another city.