i always had money without getting a job, and i never had a credit card, i just quit a job and waiting for my last pay check , i have a good bank saving , i just bought a car using money cash, so i dont think i should wait until i get another job to have a credit card while almost everybody has one , i'm not thinking to buy anything because i do buy anything i want just with cash or with my debit card , the REASON WHY I STARTED ASKING FOR CC is the need to build a credit score, if i have a bad credit because i was added in short period to my husband credit card , its no problem , i can resolve the issue ,
personal opinion