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SimonBelgium

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  1. SimonBelgium
    Yes and no. Without any loans or credit cards, your credit will NOT improve, and your ability to get a mortgage or car loan will be impacted greatly. That said, common sense and good judgement are key when it comes to financial decisions, therefore, signing up for a loan or line of credit should be done wisely, not just picking the first available or signing up for anything you can.
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