It doesn't sound to me like your circumstances are going to be any different if you file for divorce after removing conditions. You'll still lose your job, have no savings, and no friends or family around to help you. The only difference is you'll have a 10 year green card that's no longer dependent on your marriage to a US citizen. Given that those are the facts, it sounds like the only factor driving your decision of when to divorce is that 10 year green card.
I'm sorry, but that smells like fraud to me. Immigration status should have no bearing on your decision to divorce. If you go to the ROC interview and pretend everything is rosy then you'll be lying to the immigration officer and also to your husband.
KandT reacted to JimVaPhuong in I-751 and Divorce