filing for k3 and loaning money in the bank

[ironicstar 0]

hi everyone my husband and i will be filing for k3 visa on sept. the thing is my sister needs an immediate operation too

and because of that the only way on how can we have the money for the operation is to loan money in the bank. My question is will that loaned money will affect the visa that we will file? will they grant my visa even if i have a loaned money in the bank?

[Buzzer 0]

hi everyone my husband and i will be filing for k3 visa on sept. the thing is my sister needs an immediate operation too

and because of that the only way on how can we have the money for the operation is to loan money in the bank. My question is will that loaned money will affect the visa that we will file? will they grant my visa even if i have a loaned money in the bank?

It could affect. Or not at all.

The bottom line is, when the petitioner provides the Affidavit of Support, it should show that he COULD support the beneficiary. Even if he's got loans and mortgages to pay but he's earning enough to pay these AND at the same time support the beneficiary, there should not be a problem.

Good luck.

[ironicstar 0]

hi everyone my husband and i will be filing for k3 visa on sept. the thing is my sister needs an immediate operation too

and because of that the only way on how can we have the money for the operation is to loan money in the bank. My question is will that loaned money will affect the visa that we will file? will they grant my visa even if i have a loaned money in the bank?

It could affect. Or not at all.

The bottom line is, when the petitioner provides the Affidavit of Support, it should show that he COULD support the beneficiary. Even if he's got loans and mortgages to pay but he's earning enough to pay these AND at the same time support the beneficiary, there should not be a problem.

Good luck.

thanks for the reply. the thing is i am the one that will borrow money here in the Phil and not him who is in the US. And yes He can afford to provide Affidavit of Support, what we are afraid of is that they won't give me a visa even though we have been together for 2 years and we can provide them all the proofs because of that loan. But if that will affect the visa then we wont loan then.

[Buzzer 0]

thanks for the reply. the thing is i am the one that will borrow money here in the Phil and not him who is in the US. And yes He can afford to provide Affidavit of Support, what we are afraid of is that they won't give me a visa even though we have been together for 2 years and we can provide them all the proofs because of that loan. But if that will affect the visa then we wont loan then.

Oh so you're in the Phils and you are the one who is making the loan. Trust me it wont affect your visa at all. Before I left the Phils, I still owed some credit card companies like Citibank and HSBC (and until now I have not fully paid everything although Im paying every month). I got my K1 visa easily and I dont think you'll have any problem with yours.

The bottom line is, its not you who will be checked for financial concerns - but your husband. Because he will be the one responsible to support you when you get to the US.

Again, good luck. Im going to bed. Hehe.

[MargotDarko 0]

I'm not fully understanding your concern. Loans are a separate issue from the affidavit of support. As long as he can prove that he makes enough money and/or has enough assets, then you'll be fine. They won't know about the loan - he's only going to be asked to show his income and assets not to show his debt.

EDIT - Oh, I see now that it is you who will be getting the loan in the Phillipines. That is definitely not related at all to the visa process.

Edited July 25, 2007 by MargotDarko

[ironicstar 0]

thanks for the reply. the thing is i am the one that will borrow money here in the Phil and not him who is in the US. And yes He can afford to provide Affidavit of Support, what we are afraid of is that they won't give me a visa even though we have been together for 2 years and we can provide them all the proofs because of that loan. But if that will affect the visa then we wont loan then.

Oh so you're in the Phils and you are the one who is making the loan. Trust me it wont affect your visa at all. Before I left the Phils, I still owed some credit card companies like Citibank and HSBC (and until now I have not fully paid everything although Im paying every month). I got my K1 visa easily and I dont think you'll have any problem with yours.

The bottom line is, its not you who will be checked for financial concerns - but your husband. Because he will be the one responsible to support you when you get to the US.

Again, good luck. Im going to bed. Hehe.

ok thanks at least now we have an idea on what to do ,., thanks so much for the reply and good nyt hehe

I'm not fully understanding your concern. Loans are a separate issue from the affidavit of support. As long as he can prove that he makes enough money and/or has enough assets, then you'll be fine. They won't know about the loan - he's only going to be asked to show his income and assets not to show his debt.

EDIT - Oh, I see now that it is you who will be getting the loan in the Phillipines. That is definitely not related at all to the visa process.

thanks for your input ,., we are just curious and afraid that it might affect the visa that we will file and of course we don't wanna mess up with that

[MargotDarko 0]

thanks for the reply. the thing is i am the one that will borrow money here in the Phil and not him who is in the US. And yes He can afford to provide Affidavit of Support, what we are afraid of is that they won't give me a visa even though we have been together for 2 years and we can provide them all the proofs because of that loan. But if that will affect the visa then we wont loan then.

Oh so you're in the Phils and you are the one who is making the loan. Trust me it wont affect your visa at all. Before I left the Phils, I still owed some credit card companies like Citibank and HSBC (and until now I have not fully paid everything although Im paying every month). I got my K1 visa easily and I dont think you'll have any problem with yours.

The bottom line is, its not you who will be checked for financial concerns - but your husband. Because he will be the one responsible to support you when you get to the US.

Again, good luck. Im going to bed. Hehe.

ok thanks at least now we have an idea on what to do ,., thanks so much for the reply and good nyt hehe

I'm not fully understanding your concern. Loans are a separate issue from the affidavit of support. As long as he can prove that he makes enough money and/or has enough assets, then you'll be fine. They won't know about the loan - he's only going to be asked to show his income and assets not to show his debt.

EDIT - Oh, I see now that it is you who will be getting the loan in the Phillipines. That is definitely not related at all to the visa process.

thanks for your input ,., we are just curious and afraid that it might affect the visa that we will file and of course we don't wanna mess up with that

That's understandable. No need to worry in this case though.