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Apple Pay security questioned by multiple reports

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•Apple Pay is being hit by multiple fraudulent transactions using stolen identities and payment credentials, according to the Wall Street Journal.

•The good news for Apple Pay is that its fingerprint encryption hasn’t been breached, but thieves are creating a work-around by setting up new iPhones with stolen data and calling banks to verify details. In a little twist of fate, thieves are apparently targeting Apple stores in particular because they’re guaranteed to accept the mobile payment system, not to mention stock the iPhones needed to further the scam.

•But after initial reports that the problem was alarmingly widespread have been tempered, the discovery reveals a critical flaw in the system, with the problem resting largely with banks.


Not surprised.

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