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James&Christy

Invidual Voumtary Agreement (IVA) in the UK

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Hi all,

Unfortunately it looks as though I may have to go through an IVA for my debts in the United Kingdom. Basically this means a company talking with all my creditors and agreeing to write some of it off in return for a fixed payment for five years to clear the debt. I won't be able to apply for any credit during that time, but that's ok - I'm in enough trouble as it is!

The guy I spoke to was unsure as to whether an IVA would affect my AOS application here in the United States. Does anyone here have any experience or advice. I will contact USCIS but I know how slow and difficult that can be :)

Thanks,

James.


Jun 2004 Met online at MBA4

Jul 2004 Fell in love

30 Nov 2004 Met in person in the US for the first time

03 Apr 2005 Three week vacation together in Chicago and Kansas City!

25 Jul 2005 James visits United States to propose. See Branson Balloon Website

27 Sep 2005 K-1 filed!

28 Sep 2005 K-1 petition received by government

04 Oct 2005 Got NOA1 in the mail

18 Oct 2005 Got NOA2 confirmation email! Less than a month!!!!

17 Nov 2005 Received packet 3

24-30 Nov 2005 James visits U.S. for Thanksgiving

08 Dec 2005 Received medical results. Everything ok!

19 Dec 2005 Sent packet 3

30 Dec 2005 - 4 Jan 2006 James visits U.S. for New Year!

17 Jan 2006 Sent packet 3 in AGAIN, after embassy said they had no record of the first one!

19 Jan 2006 Received packet 4 (interview date). No connection with mailing on 17 Jan! Interview set for 9:30 on Tue 7th Feb.

07 Feb 2006 APPROVED!!!

01 Apr 2006 James due to fly to America

09 Apr 2006 Wedding date!!

3dflagsdotcom_uk_2fawm.gif3dflagsdotcom_usa_2fawm.gif

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Your credit history and any debts you leave behind in the UK stay there.... it will have no effect on your AOS...

It wont even effect your credit here in the USA as they can not access your credit history in another country....

Kezzie

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Even if it's something as serious as an IVA. It's not so much a debt, more of a "you got into so much trouble we're having to come to a legally-binding financial agreement to get you out of it" type thing!


Jun 2004 Met online at MBA4

Jul 2004 Fell in love

30 Nov 2004 Met in person in the US for the first time

03 Apr 2005 Three week vacation together in Chicago and Kansas City!

25 Jul 2005 James visits United States to propose. See Branson Balloon Website

27 Sep 2005 K-1 filed!

28 Sep 2005 K-1 petition received by government

04 Oct 2005 Got NOA1 in the mail

18 Oct 2005 Got NOA2 confirmation email! Less than a month!!!!

17 Nov 2005 Received packet 3

24-30 Nov 2005 James visits U.S. for Thanksgiving

08 Dec 2005 Received medical results. Everything ok!

19 Dec 2005 Sent packet 3

30 Dec 2005 - 4 Jan 2006 James visits U.S. for New Year!

17 Jan 2006 Sent packet 3 in AGAIN, after embassy said they had no record of the first one!

19 Jan 2006 Received packet 4 (interview date). No connection with mailing on 17 Jan! Interview set for 9:30 on Tue 7th Feb.

07 Feb 2006 APPROVED!!!

01 Apr 2006 James due to fly to America

09 Apr 2006 Wedding date!!

3dflagsdotcom_uk_2fawm.gif3dflagsdotcom_usa_2fawm.gif

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