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Hello- not sure if this is the right area for this question but thought I'd try since I don't know where else to ask it.

Currently I am out of work (in the US) and on COBRA healthcare from my last job. We are thinking of going back to the UK for a couple of months, and maybe dropping coverage while we are gone.

Is that a risk if we come back and try to get new coverage? Will it make it difficult to get a new policy later? We are in good health (as far as we know).

Or should we get a really cheap basic plan (with a massive deductible) so we have continuous coverage?

Does it matter if we have a break in coverage?

 
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