Not paying credit card in different country, is that a problem?

[Nicole72082 0]

Alright, my husband currently has a loan and a credit card in Scotland that we send money over every month to pay. Right now, money is getting very tight. I have mentioned that maybe he stop paying them, at least the credit card bill. We have been paying more than the monthly payment and the minimum keeps going up! He called, and all they could do to help is lower the interest by 4%, which isn't going to help at all.

If he were to stop paying these bills, or at least the credit card, could it basically skip from Scotland to America and haunt him? At first he was worried it would ruin him if he ever returned to Scotland, which he doesn't ever want to move back, just visit. They couldnt' come after him while he was there, could they? Also, can they sell his bills to America and come after him? I know right now that the American system can't see his bills at all, otherwise it would have been showing when we applied for our mortgage.

I don't want to get a lot of people trying to lecture us on not getting the loan/credit card if we can't afford it. Things come up, like having to get another car since the one that was paid off DIED.

Any advice/ideas is greatly appreciated. We need to know how badly this could hurt him if this is the route we take.

[MARM 7]

Read this article for the information you are looking for:

http://www.creditcards.com/credit-card-new...ore-foreign.php

Hope that helps!