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mikka

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Posts posted by mikka

  1. mine's with medisys too, how much did they say it would be for you??

    I ask when I booked my appointment, they told me it is $215 + extra if you didnt get all your vaccination shots (which will be expensive)

    I got all my shots from my family doctors (updates and blood test to check if I have it done when I was young) ---> Free

    VISA/cash are accepted, I didnt ask any other kind of payment options.

  2. Well i don't have an interview scheduled YET, however i did book my medical for Sept 10th.

    This time they allowed me to book one ( the last time i called they said to wait for the interview letter )

    So at least i'm making progress in some sense of the word :)

    Anyone have any news on an interview??

    Hope everyone is having a great day!

    my medical is on the 13th at 2 pm at medisys (cheaper and downtown)

    Dont forget to ask a copy of DS-3025~

    GO GO GO GO

    Good luck!!

    I am getting all my packet ready, just got the last visit picture print out at pharmaprix.

    Do I also need to print out all the other picture that I use for I-129 ?

    Proof of domicile and finance, can one use a monthly statement from the bank he deals with? (May statement)

  3. hello everyone!

    I have been lurking in this forum for quite long time.

    I got my date via mail last week ^^ I am still digesting the information. lol

    My fiance told me NO to harass the DOS too often. He said someone did and their file got low priority to be process.

    Me being a good girl, I only call once a month since I work, cant call long distance at work and my fiance refused to call. LOL

    For those who are waiting, don't worry. Once you sent back the P3, you get an interview date in ~60 days.

    I started my process on Jan 25th 2010, got a RFE (because my fiancee forgot to sent his biometrics forms. lol), P3 on april 28. I sent back the p3 to the consulate 1 month later, because I need to do the DS-forms where there is Internet Explorer and a printer ( <--- workplace)

    Keep it up those who are waiting! Will be soon!

    GO GO GO GO!

  4. hello

    I can understand your *&%@##*!! for cashing CND chqs with your AMERICAN account.

    I work in a canadian bank currently.

    Each country and each banks has its own proccessing clearing/rules.

    1- it all depends your relationship with your bank.

    2- amount of the chq you are cashing/depositing.

    3- Do you have money to cover the amount in case the chqs bounce back?

    remember,

    within same country (in canada), teller accept it --> ship to processing center, process overnight ---> ship to the payee processing center, they process ---> take the money out of the payee account ----> sent back a OK signal to the beneficiary bank. Fast 3 business days.

    In Canada, it process everything through their own processing center. Takes 5 Business day for canada chqs, american chqs takes 15 business days, other contries takes 25 business days.

    From what I understand from my fiancee, USA has only ONE federal processing center. So all the chqs are hold for 3 business days for american code chqs.

    Because it is country to country, it goes to MORE procedures than usually; therefore takes longer.

    So if you come with a 50 dollars and you have enought money to cover in case of bounce back. The bank is not worried.

    If you just open the account last month, even thought you have enough money to cover it, the bank will refuse you because they dont know you that well and your transaction habits. In my bank, I will put a hold no matter what is the amount.

    If you come with a high amount like for example 10K, I dont even deposit in the account, it will sent to collection and let collection deals with it. it will cost at least 100 dollars and might take more than 1 month.

    why? collection will have to contact the foreign bank to verified, depending the other bank speed of reply, might take a while. When it is ok with the foreign bank, to get the money ASAP, they will wire the that amount to my bank. Wire cost momey, once it is in... need to be convert it. You only get the conversion of that time and day. So you might lost up lot of money and time. Once I sent the chq to collection, it is out of my hand and client will have hard time to reach and know what is going on. Therefore, for big amount, I suggest them to get someoene from origin to wire transfer it to beneficiary account instead of chq or international drafts.

    This is to prevent money laundry, fraud and losses. Each banks has it own policy on how much risk/toleranc. they are willing to take. Also, they are monitor by the local, national govt and some kind of international financial monetary Department (I dont remember the name). If by mistake the banks did get involve in a money laundry/big big fraud/terrorism financing or any BAD BAD thing, they get penalize BIG TIME and not good for their reputation (not safe = no one will want to bank with them).

    So if you have friend that want to give you money, ask them to sent you a money order/draft that the money is comes from a US banks.

    For example, RBC Canada US money order is drawn from JP Morgan institution. Payee buys the money order in canada. The banks give him a MO in US. Banks sent electronically the US money to J.P Morgan US institution account and waits to be cash. Since your bank acct in in America and the money order in dranw from J.P.Morgan US bank takes less processing time.

    cheers,

    mikka

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