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Steve Maughan

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Posts posted by Steve Maughan

    Bringing Parents to US (One with Alzheimer's)...

    in Bringing Family Members of US Citizens to America

    Posted

    I need some advice about bringing my Mum and / or Dad to the US. As background I am a UK and US Citizen (got it in 2013). My parents are UK citizens. My Dad is 76 and has moderate alzheimer's but is otherwise in good health. My Mum is 78 and has a blood platelet disorder which doesn't seem to require much treatment - otherwise she is in good health. They own their home in the UK which is worth about $450k and also have saving of $50k. They have a pension which is worth about $25k per year. We're not sure if my Dad is up to moving. It may be the case that we plan on bringing my Mum over once my Dad passes.


    1. The main concern is health insurance. Before Obamacare I assume it would have been impossible to get decent health insurance for them. What is the situation now? It is my understanding that the pre-existing conditions cannot be held against them. Has anyone any idea of what it would cost to get health insurance for them? I'm not looking for an accurate quote just a ballpark. Would it be $500 per month, $1000 per month, $2000 per month or $10,000 per month?


    2. The next concern is running out of money. I realize they would not be eligible for Medicare but as their funds deplete would they be eligible for Medicaid?


    3. Would they be able to receive their pensions in the US? I assume there would be no problems with their private pensions. Are they able to get their state pensions if they move to the US?


    4. What happens if I petition for them to come over and my Dad is too sick to come? Is there a window of time where they must take up residency or they loose it?


    5. My Dad is probably too advanced in his alzeimer's to "pass" and interview. He cannot remember his wedding day. At times he struggles to remember my name, although still recognizes me as his son when he sees me.


    Any help greatly appreciated!


    - Steve

    Health Insurance for Elderly Parents

    in Bringing Family Members of Permanent Residents to America

    Posted

    I'm a Green Card holder (originally from the UK) and recently my Aunt naturalized as a US citizen. I'll be eligible to naturalize in about 18 months. Apparently my Aunt informs me that she could now sponsor my Mum (her sister) to come to the US. From looking at other posts on this forum that does indeed seem to be the case. But - what happens to my Dad? Is he covered if my Mum was sponsored by my Aunt?

    The other issue that we have is health insurance. My Mum and Dad would not be eligible for any form of Medicare. Can anyone recommend a good (cheap?!?) company for private (non-US citizen) medical insurance? They are both in quite good shape (Mum is 71 and Dad is 69) but do take a couple of medications for angina (Dad) and some blood anti-coagulator (Mum).

    Any tips or pointers would be appreciated!

    Thanks,

    Steve Maughan

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