TenderCat

Hey yall been a lurker now for 2yrs.

Just a quick ? on filing to remove conditions. Is the biometrics fee to be included in the same check as the filing fee, or do they have to be written in two different checks.

Thanks

Lina n David

Friends to me, have been hard to come by. In the 2 1/2 yrs ive been here, i have only made 2 friends. One left for Boston ( im in ohio ) and the other one just had a child, so its like i dont exist anymore. Oh well, i do keep in contact with friends from back home, n thats all i need.

I remember a while back, more and likely on the old forum setup, a link for uk bit torrent downloads, where we could watch our fave shows from back home.

Does anyone have the link ? Or a similar website

Thnx

The deciding factor on this for me would be the following in all honesty.

If i dont get citizenship...will i still be entitled to social security ( if any ) when i retire, and will i be able to get medical help when older.

When i know the answers to this, then i will decide on what route i will take.

If it wasn't for the happiness and love i shared with my wife, i would have returned home in a heartbeat, and still would to this day.

I found it hard to settle in the US, being away from family and friends. The inability to do the things i once done, was also a major unsettling point. To this day, id still move back to the UK, as i have in all honesty, not made any friends and that sense of lonliness is a killer

I didnt vote and davie isnt allowed too

You're Vietnam!

After years of muddling through on your own, you've finally repaired yourself to a point of respectability. You would have been much better off had people you didn't like not kept insisting on spending so much time with you. But those times are fading quickly and these days you're pretty sure you won't get burned. Star power!

A Godparent is traditionally a Catholic role, and in the event of the parents death, the Godparents oversee that the child gets the Catholic sacraments they should. So basically it's just the religious upbringing Godparents are responsible for.

It's not a "catholic" role. I have godparents, and was not brought up nor baptized in a catholic church. To me my godparents were the ones that would have legal custody of me, if something had happened to my parents while i was under the age of 16.

I had to sign up too. They also asked this at my AOS interview, and the guy that interviewed me, said he would NOT approve me if i wasnt signed up.

Im 5"1 He is 6"2, so obv he is taller

Us Brits in Ohio should all try to get together at some point

Davie is from wishaw, scotland.

Nice car...reminds me of the one sitting in my driveway. Wait...its the same car lol

Anywhere must be better than Ohio. Finding good employment here is virtually impossible!

Tendercat also if you filed an I-864 you need to advise them of your move as well. You will need to fill out and send in an I-865 Sponsor's Notice of Change of Address.

http://www.uscis.gov/graphics/formsfee/forms/i-865.htm

Enjoy your new house.

Mary

Thanks on both counts. Knew there was a second form. Better get onto this today.

You file form AR-11 withe USCIS in Kentucky.

http://www.uscis.gov/graphics/formsfee/forms/ar-11.htm

How Do I Report?

All aliens changing their address must file Form AR-11 with the USCIS address listed on the form. That address is:

U.S. Department of Homeland Security

USCIS

Change of Address

P.O. Box 7134

London, KY 40742-7134

http://www.uscis.gov/graphics/howdoi/address.htm

TYVM its appreciated

Hellllllo strangers.

Been a while since we have been here, almost 8 months to be exact. Hope e1 is doing well :-)

Anyway, we just bought a house, yippeeee. What forms do i need to fill out and send in ? If i recall right we needed to fill two out but i dont recall what ones.

Thnx 4 the help

Pontiac over Ford any day of the week

7 1/2 years age gap she being older

Oh, ps and by the way...if your MIL lives within a certain radius of the second home, she will prolly have been given 'investor rates' because the house is too close to her primary house to be a secondary house, therefore the house is deemed income property. Not saying this is the case in your scenario, but it's possible that may be the reason.

The home in question is around 200 yards from where we currentlty live, so maybe thats the reasoning behind it.

Thnx 4 the info on that one

I've been in the mortgage/real estate business for years. Here's how a lender figures out if you 'qualify' for a loan. It's simple.

Take your gross income. Not what you bring home. 28% of that is what they allow for the mortgage. 36% is what they allow for total debt.

Thanks for those figures. It will help a lot when i calculate what we can and can't afford when it comes to a house payment.

It almost sounds as if your wife was turning this into something where you weren't letting the family down.... you were disrespecting the mother-in-law. Why exactly was your MIL bidding on something like this for you instead of your wife or yourself doing it? That's a pretty major thing. If your MIL is "helping" you guys spend over $100,000, just think how much "help" she's going to be in deciding what's right and wrong for your children.

And your wife sleeping on the sofa.... that's just juvenile. She needs to check her mother-daughter issues at YOUR door, and especially at your bedroom door.

When people go to auctions (which I love going to too!) they get caught up in "winning" the item they're bidding on, regardless of cost. You were 100% correct to stop the bidding. You would've been in over your head, and talk about having the wife sleep on the sofa.... wait till you had trouble making the mortgage payment and the "well this never would've happened if YOUR MOTHER would've kept her nose out of it" started flying around. That empty spot on the bed beside you would've started to get pretty cold.

Try to convince her that you guys will get a nice house and there are plenty out there, you've just got to be patient and find one that's going to be good for you guys and something that you can really afford. (And save the "NOT ONE THAT YOUR MOTHER PICKS OUT FOR US" comments for when you're out with your mates.)

The mortgage would have been in my mother in laws name. Her and my wife were together and were bidding on it. My MIL had sense and told my wife not to go over 110,000 but my wife decided she wanted to go as high as 115,000. When the 113,500 bid was made, they said they saw the back of my head shaking, and saying dont do it. And just as the auctioneer said sold ( milli second later )...my MIL actually backed down and said 114,000. Im glad she was too late...thats for sure.

We currently stay with my MIL ( believe it or not ) and live in an add on to the current property. My wife and MIL dont get on and from what i gather...my MIL didnt want us in her home, and knowing my WIFE would agree to buying a house that she longed for, she decided that they would go for it. She only allows us to stay here as she knows deep down, without being here we would be homeless.

How can someone who is looking out for the best interests of his family, whether it be financial or otherwise, have let them down. Bear in mind that there are other costs involved with purchasing a home, so the $3,000, when titling and so on were taken into consideration would have probably been higher, and then there's the cost of the actual move, even if it is just renting a truck.

More importantly, have you really shopped around for the best mortgage programme? $110,000 with $25,000 down (20% seems normal for first-time buyers) leaves a mortgage of $85,000 and a $700.00 per month payments seems inordinately high. Was this a 15-year term?

This payment was given to us by the mortgage consultant at the auction. On our own ( wife and I ) we would not have been able to get a mortgage due to bad credit. This was based on my mother in law purchasing the house and was the payment guide given to her. So in this instance there was no shopping around. I myself thought the monthly payment was incredibly high, and if it were purchased we would have certainly shopped around for a better deal in the 45 day period that we were to be given.

That's about what I have after all the bills are paid and with 2 kids something is ALWAYS coming up and by the end of the month I'm barely scraping by. Money will always be an issue in a marriage. I can see how your wife was wanting that house but I seriously think (ok, i KNOW) it would be so difficult and may even put a hardship on your marriage with finances. Plus, did you figure in home insurance and property taxes into that payment?

Yeah home insurance and taxes were included in the payment plan. And thank you for your comments as it puts it into perspective that it would have been really tight on what we had left, and thats what i don't want...

Yesterday at 4pm, my wife received a call from her mother. She told her that she was at a house auction, and was going to bid on it, so we could have our own home (we would though need to pay the mortgage). The house was nice, in a good area, in a good school district.

So we went to the auction immediately, and spoke to a mortgage consultant. We had agreed our top bid would be $110,000 and with $25,000 down, it would work out at $700 approx a month. I felt this was pushing it to the maximum, as our combined income is only in the region of $1800 a month, and we have a lot of other expenses such as car payment, car insurance payment for 2 vehicles, student loan pay offs etc. Our combined outgoings were already around $600 a month, and with a mortgage it would be $1300 a month. This again doesnt include everything associated with the house...elec, gas, water, garbage..food, clothes and so forth. All in all it would have left $500 a month to cover all the rest.

So the auction begins, and the bidding is between her mother and another older man (buying for his son). It reaches 110, but my wife wants to keep going. So up we go to $113,000 and it gets to going twice before the other bidder make its 113 n a half. Should we have bid $114,000. Would the other bidder have gone higher?

This though has literally put a big cloud around our marriage. My wife is mad, and won't talk to me, won't even be around me. She slept on the sofa last night.

All im asking is if i was wrong, if we could have survived on the $500 left without missing payments.

Any advice?

Davie (male half of tendercat)

After reading this thread

Do i leave my job at K-mart to take up an offer from walmart or do i stay where i am