Frappuchino

1 minute ago, Ben&Zian said:

 

Then I suppose they could use that at least as monthly income. But can definitely state on the I-134 the total value/amount in the remaining 401k account and show documentation to back it up. It is more up to the CO at the interview to determine whether to accept that as an asset/income or if it's sufficient.

 

Try searching up top right for this type of question and might find it in an older thread. Worth a shot.

Oh ok! I will research. Thank you!

2 minutes ago, Ben&Zian said:

Are they receiving monthly payments from their 401k now or is it still 'active' and they are paying into it? If paying into it still while they technically can close it and withdraw the money, they have to take into account the heavy taxation that would be placed on that withdraw. Think my company told me once before if, for instance I took all of it out it could be taxed/penalized up to 30-33%. Which obviously is quite a lot of money wasted.

They are currently receiving monthly payments from it. Would it not be considered an asset if it‘s not active anymore?

Can 401k be used as an asset for a joint sponsor? Are they likely to deny assets even if it‘s sufficient?

The doctor can check the immunity of those by having you take a blood test  

39 minutes ago, eckoin said:

You should be fine with a joint sponsor at $27k + main sponsor's current pay stubs (and therefore current year salary that meets the guidelines had it been earned in the previous tax year). Even though not much time had passed since the job began, the two together are highly unlikely to be a problem. 

Oh, that's great, thank you!

1 minute ago, payxibka said:

What consulate?

It‘s in the U.S.

3 minutes ago, payxibka said:

Of course.  The interviewing officer will accept or not based on there review of the evidence 

Well, we only have two months of pay stubs and I know they prefer 6 months so I‘m not sure if it‘s too risky

2018 tax return was not enough to please the guidelines, however, the two previous years were. This current year is way above the guidelines too. So only last year did not satisfy. My spouse only worked for a few months so far. Is it fine to submit without a co-sponsor? 

Just now, Paul & Mary said:

Tax returns show the past earnings.  Pay stubs show the current earnings.   That is why you take both to the interview.

Last year‘s tax return was not enough and current earnings have not lasted long enough so I need a joint sponsor. If they RFE us to find a new joint sponsor due to current joint sponsor making $27,000, we wouldn't be able to provide one   

25 minutes ago, Ben&Zian said:

 

It can be enough, but it is up to the determination of USCIS and all to decide if they feel the person being sponsored would become a public charge or not.

 

Many have been told find a co-sponsor or new co-sponsor because they didn't feel the income they made would be sufficient.

Yes, that is what I‘m scared of. My spouse is making way above the guideline right now but it won‘t show up until next year‘s tax return. If we get denied there is no other sponsor :S

Is $27,000 enough to be a joint sponsor for only 2 people?

According to the poverty guidelines, it is enough but I see some people being told to get a new joint sponsor even though they meet the guidelines. Considering that there would be no other sponsor to ask if they don't accept it, is it better to wait until next year when my spouse makes enough and has a tax return to prove it?