Instead of sending receipts I strongly suggest sending statements spanning marriage and explain in affidavit that you both use those accounts and generally for what. I did that for my rfe. Uscis wants to see these accounts continuously accessed by two.
Instead of sending receipts I strongly suggest sending statements spanning marriage and explain in affidavit that you both use those accounts and generally for what. I did that for my rfe. Uscis wants to see these accounts continuously accessed by two.
If the couple have disparate credit scores, it's a very legit reason for not having "shared assets & liabilities" - loans may not be approved or even if approved the rates are less favorable. Therefore the couple don't have assets financed by these loans.
I suggest
1) Include in a second affidavit the poor credit (what caused it, less important) and the joint financial decision based on poor credit (more important)
2) Supply docs showing poor credit (credit report, denial decision)
3) Send papers that shows ownership/financing of only one person but explain in affidavit or side note it's for two people's use
I got a lack of joint assets & liability RFE and did the above for RFE response. In retrospect I could have saved myself a RFE but I was somehow embarrassed (it's not USCIS business to judge. Its just our problem to fix
