Murph44

I'm having the same problem with my Kia compliance letter. Has anyone else had this occur, especially with a foreign made vehicle?

Kia has insisted that very few people have actually had problems with the letter when handing it over to CBP at the border and importing the vehicle...even though the letter states that the car doesn't meant the FMVSS...the heck?

Yes, I have a US credit card through RBC. They even used my Canadian credit rating and gave me a huge credit limit, and I expect to have a US credit rating in a few months. I find the whole RBC situation to be easy-peasy and all I need. Rather than pay fees to withdraw cash at other banks, I get my cash when I go to the grocery store.

I absolutely agree that the RBC situation is simplicity at it's finest. I'd just like to have direct deposit and to establish myself at a major US bank.

Perhaps my best option is to open an account at BoA/Chase, get direct deposit at that account, write myself a personal check from it and deposit into my RBC US account so I can tranfer funds back to Canada free and instantly. I'm not sure if that makes sense to anyone else haha.

Can you write personal checks from your RBC US account and have them cashed by Americans at major banks?

Also - did you apply for your RBC US credit card while in the states or did you have to be physically present at an RBC Canadian branch?

^^^ The reason I asked the last question is that I'm trying to establish credit in the US as well. I didn't know you could get US credit with an RBC US credit card. I know the account is US, but isn't the parent bank Canadian?

Don't know where OP is in the US, but I'm in California and have the linked RBC US and Canadian accounts and there are no brick and mortar RBC branches here. I get my physical paycheck and use the RBC remote deposit app on my iPad/iPhone (just take a pic of the cheque and boom, it's deposited!) and it's brilliant! From there, just transfer money needed in Canada to my Canadian account for free.

ricnally,

I did this exact procedure when I was in the states this past summer on a TN. I'm headed back soon and would like to be able to get my checks via direct deposit at a major US bank for 1. Ease and 2. To establish myself a bit at a major US bank as I will likely be moving to the States long term.

May I ask if you have a US credit card? Using a major US bank (BoA/Chase, etc) is also a way for me to quickly build credit in the states if I'm approved for a card.

Doing what you have done with RBC is no doubt super easy, and I've done it, I'm just wondering if there is a way to do something similar with a major US bank.

watdog,

The only problem is with that is there are no RBC US bank locations anywhere near where I will be residing in the US.

Is it possible to write myself a check from my BoA/Chase/Wellsfargo account and deposit it into my RBC US account? They have an app that let's you deposit checks from anywhere.

Hi all,

I have an RBC US Bank account and I can transfer that money between that and my RBC Canada account instantly without any fees.

The problem is my company in the States does not recognize the account and routing numbers of my RBC US account and I can't do direct deposit. Therefore, I am looking at opening a basic checking account at a US bank (Bank of America).

Has anyone opened a US account and then transferred money to their Canadian account to pay Canadian bills, etc? What's the fastest and cheapest way to do this? I've been looking at using a service such as XE Trade. Is anyone familiar?

Thanks!

Rob - My company does not operate in both countries. Looks like I'll have to go to a broker down there.

Thanks for your help everyone.

Hopefully someone out there has had the same issues with the compliance letter and can chime in.

Christina thank you so much for your help! Very much appreciated.

Does anyone happen to know about my compliance letter situation?

Thanks!

Hi guys. New to the forum.

So I'm going to be heading to the States soon for a job on a TN for 1-2 years. I know I don't have to import my car as long as I'm only using it for one year. However, the state I'm moving to requires I get a DL and register it within 60 days. Plus since I will likely be there over a year I figured I would go ahead and import it the same day I apply for the TN at the POE.

My problem is with the compliance letter. My manufacturer (Kia) can't provide one stating that my car complies with the FMVSS. The letter states that it complies with the CMVSS no problem. I asked the rep what I should do and he said that most of the time this letter is good enough to get through. I just don't see how that's the case when the HS-7 form clearly states the letter must say the car meets all FMVSS. Has anyone encountered this dilemma, or know of any threads where this has been discussed? I don't want to get to the border and have them say I can't import my car.

Also - how easy is it to get car insurance in the States? I'm assuming I should do it soon after I move down there. What companies have made the process easy? I'm assuming they just want all your Canadian info and a promise to register the car in the state soon after insurance is issued, correct?

Any help would be great!