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maghfira

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Posts posted by maghfira

  1. The more and more this person types the more is sounds like a scam.

    So you bonded yourself out of jail. Got out, went to the place where your husband lives to see him laying on the sofa relaxing, then went back to the bail bondsman and gave him the information that he would have taken when he bonded you out. You said that you had money in your personal effects which you would have picked up when he bonded you out?...... umhmmm

    tomyka81 everybody is understanding perfectly this post, except u, what is going on with u?

  2. She hopefully get dropped charges, i know this girl online she is good, i talked to the poster she is looking actually for place to live in, husband call her number, still living with her, they state some evidence he may abused her , in this case I think they are not going to keep the charges, because they can't believe one and not believe the other, somebody told her mostly the case will be dropped, she doesn't know if the decision is already made or it may change in district attorny office or the decision will be taken until court day? Hopefully somebody who understand the law answer this lady

  3. maybe have him transfer the cars to both your names, it won't hurt at this point.

    thats good lease is in both your names, have that lease document handy and add it to your evidence.

    pull your score and see what it is, just for the future go ahead and see your score and BUILd YOUR credit . it could be late to have both in ur names if he has bad credit.

    if you only apply by yourself, thats good for future but not good for evidence .

    hope this helps

    I doubt he can transfer any of his cars to my name, i just have a learners driving permit , i don't know what can be joint with him, concerning the car, ownership or insurance ? if somebody know the answer for this question please help,

    since he have a bad credit card, i was thinking to have my own credit card and added him, but i'm not sure if i can do that before working?

  4. credit cards depend on your credit score with 3 credit agencies. you may want to visit http://www.freecreditreport.com/to pull your credit report to see what is your score at the credit agencies. This score is what determines if banks want to give you credit or not. eitherway this is not our topic.

    my point in this whole thing is, if you have other good evidence, don't worry about this life insurance. the policy that was terminated won't do you good as its terminated. if you are able to get it reinstated or apply to a new one that is good but its not a MUST.

    what i mean by car, is the two cars you both have. are they registered in both your names? or only your spouse?

    is the house LEASE in BOTH your names or only spouse? show as much as commingling evidence is the key.

    Thanks .

    Both his cars , in his names, i came to USA, while he already had them, so he didn't added me or transfer any to my name,

    the house lease both

    i still have no credit score, that's why i wanted to have one with him , but it seems like he has a bad credit , and i'm not sure if its possible just for me to apply for credit card, or no?

  5. for credit card, it seems there are credit issues...which is not good for credit cards..late payments, or you are utilizing your credit alot and have outstanding balances.

    what other solid evidences do you have?

    you have any assets together? bank accounts, cars, house, rental agreements...

    i do not have a credit card since i came to USA ,

    That means my spouse have a bad credit ?right?

    i do not work , that's why may be i cant have a credit card and added him, right??

    i have a bank account with him,

    what do you mean by car? both are names on cars? he has 2 cars , he already have them before i came to USA,

    we rent house . there is no Joint ownership, is this will be issue for me to remove condition ? the life insurance who gt stopped months ago , will be issue too?

  6. life insurance is just one example of evidence. do you have any other solid evidence ? IE bank accounts, credit cards, assets together?

    if you do then apply to another insurance carrier, you don't have to keep the same one.

    yes i have some other evidences, for credit card , my spouse and i wanted to have a credit card with capital one but they sent my spouse this reason why he cant have a credit card with them , i do not understand honestly why ? here is what the letter says:

    The reason(s) for our decision are:
    • Based on your credit report from Equifax, there are too many delinquent past or present credit
    obligations
    • Based on your credit report from Equifax, proportion of revolving account balance(s) to credit limit
    or high credit is too high
  7. Hi everybody, i will need to remove the condition on my residency in a few months, i was added to my spouse life insurance for just 7 months with his bank , he didn't paid life insurance until it get terminated, its terminated for 4 months now , we tried to reapply again but we needed to talk to adviser to have it back next day , since then my spouse didn't contact anybody,

    do you think its better to find another life insurance policy, different name than the one i had before?or just reapply and keep the old one ( terminated for 4 months)?

    any advice from experienced people here will be much appreciated,

    have a good day and good luck , I looking forward to read your reply

    Thanks

  8. Try to get added on your husbands credit card. Get some bills in your name. Maybe a small (easy to pay) loan. It sounds silly but that's how you build up credit.

    Credit is pretty important in the states. Pretty much everything is based on your credit score. How high your interest will be on your mortgage or loans. Even getting a mobile plan is based on your credit score.

    It's the chicken and the egg story you have to have credit to build up credit. Since your husband is already established i would ask him to get on his credit card or be your "sponsor" for a loan so you can build credit yourself.

    I was lucky and could get a car loan with my job and after 6 months of working i got enough credit build to get my first credit card. It's the quickest way to build up your credit score but don't get any late payments because it also is the quickest way to lower in as well.

    happy for you, you could get a car loan , with enough credit build and paying in time there will be no problem. it will be more easier for me to build my own credit when i will start working, i do manage my things and like to pay in time

  9. I agree with RobbieG. Just about everything in the united states revolves around credit, and having a good score is very helpful. Get a credit card that will track your FICO score and provide it to you for free. I have gotten Mong one, using our household income (mine), but had requested a low credit limit because she needs to understand this also.

    yes i agree , thanks for answer

    hopefully somebody help answering few questions in this post this will help me and help the others

    i asked a few questions in my above post , sorry i may be asking stupid questions i should know their answers years ago while i was little girl :(, but we are learning in this life

    thanks

  10. Thank you for your answer,I want to be added to one of My husband credit card ,do I need just to be authorized user to his credit account to build my Credit Score (Same LIKE HIS score)? or I need to be "joint" card holder to have credit score?

    What about if his credit score goes very bad, in this case if my name added to his account should i be charged paying bills on his credit ?

    Thanks your help is much appreciated

  11. Hi everybody, is it good to build a credit card score? Why? Sorry but I never had credit card before to understand these things, I'm not added to none of my husband's credit card, am almost 1 year resident in usa, not working yet taking care of my new born son, is it important to be added? His credit must be good to not be infected if it's not?

    Thanks a lot for your help

  12. I paid 95 in black friday in macys with my debit card for 3 items but it doesn't show what I bought in my bank statement , it just Show 95.macys

    If you have the receipt there should be a problem bringing the shirt back and asking them to remove it. I don't think that they would think that you stole it. It should have set off alarms when you left the first time. (did it?) If it didn't maybe it's deactivated. But it shouldn't be a problem.

    If you have the receipt there should be a problem bringing the shirt back and asking them to remove it. I don't think that they would think that you stole it. It should have set off alarms when you left the first time. (did it?) If it didn't maybe it's deactivated. But it shouldn't be a problem.

    If you have the receipt there should be a problem bringing the shirt back and asking them to remove it. I don't think that they would think that you stole it. It should have set off alarms when you left the first time. (did it?) If it didn't maybe it's deactivated. But it shouldn't be a problem.

    If you have the receipt there should be a problem bringing the shirt back and asking them to remove it. I don't think that they would think that you stole it. It should have set off alarms when you left the first time. (did it?) If it didn't maybe it's deactivated. But it shouldn't be a problem.

    If you have the receipt there should be a problem bringing the shirt back and asking them to remove it. I don't think that they would think that you stole it. It should have set off alarms when you left the first time. (did it?) If it didn't maybe it's deactivated. But it shouldn't be a problem.

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