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Our Story

Found 4 results

  1. Hello everyone, I write this post with much frustration. Weeks ago my wife contacted TransUnion and they agreed to send her a letter stating she doesn’t have a credit score (for I-944). 10 days later, the letter misspells her first name. At this point, we are upset but we try calling again to have this fixed and resent. The woman understands our issue and claims to have fixed it. 10 days later, the new letter has her first name misspelled yet again in the same way it was misspelled originally (it’s one of the most common names in the US so this was particularly frustrating). We are at a loss. We can’t keep waiting to send our AOS packet off, it’s making us both go gray! :’( Any advice would be much appreciated. My wife came on a K1 and has a social security number already and has had one for over 6 months. Thanks so soooo much!
  2. Hi, So I've been in the US a few months now, and admittedly I should have perhaps looked into this earlier, but better late than never. My wife has a high credit score, we're fairly sure it's "excellent". As far as I'm aware, I don't have a credit score. I tried to check via credit karma, but I don't think i've been in the country long enough for the database to find me. So, my wife has a credit card with USBank. Can I get added to this in some way that I can be building my credit score up on the sidelines? Thanks
  3. Hi all! I came here on K1, been married since October, and now thinking about establishing myself financially as early and as quickly as possible. So I'm posting here to get tips from you guys: what are the best ways for me to build my credit, considering I cannot work yet (pending EAD) and might not have to work in the future anyways? (such is my arrangement with my husband) I did a bit of research and the first things (also the easiest) that came up are 1) Get a secured credit card; and 2) Get my name onto my husband's bank account as an authorized user (not sure how this works in the technical sense). I'm not exactly finance-savvy so I was hoping you guys could give me your two cents worth, if you be so kind. Also, if anyone here has been in my situation, perhaps you could share your experience and takeaways. Thanks in advance and everyone stay safe and healthy in these times of uncertainty. ❤️ - Del
  4. Hi everybody, The last couple of days I've been trying to figure this out but seem to be unable to, maybe some of you guys have experienced the same thing or have advice? I've entered the US March 12th, I wanted to get on top of things to start building my line of credit so became an authorized user on my husbands credit card. Now I want to have an idea of what my credit score is so I've tried to use CreditKarma and the Discover Credit Scorecard to make an account, but they both won't let me make an account. CreditKarma says : 'Your personal information doesn't match with credit bureau records.' and doesn't really give options to fix this issue. Has anybody been through the same? What is the issue here? And how do I fix this? Does it have to do with my immigration status or my SSN/ name on my SSC? I did change it straight after I got married... Hopeful to hear your thoughts!
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