Love you to death Teapot. But, Corrections.. Many..
There is No indication of the OP's timeline so we don't know the stage of the process. (For them at this time, so it would be assupmtions)
Several times I have seen you list "Insurance" What. The Petitioner is not required to carry Property and Causualty. Life and Heath as well. Where did you read that ? That would confuse the hell out of me.
I find several things totally incorrect but, HUGS. We don't know it all and neither do I. Keep talking GIRL