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purem4g1c

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  1. Like
    purem4g1c got a reaction from Nitas_man in Losing hope....   
    You will be fine, corona just slowing everything down!
  2. Thanks
    purem4g1c got a reaction from sweethrtt in Losing hope....   
    You will be fine, corona just slowing everything down!
  3. Like
    purem4g1c reacted to VadnVince in For Brits - Living in the U.S. Can't Compete With the U.K. - Be "Warned"   
    The differences between the U.K., U.S. AND Canada are more subtle than blatant.  As you've stated, healthcare is the most pretty dramatic difference.  One thing we DO have in common is that neither of us do "Kraft dinner!"  Mac 'n Cheese is HOMEMADE! 😄 Our's is Southern Style here's is Caribbean! Thanks for your thoughts!
  4. Haha
    purem4g1c got a reaction from VadnVince in For Brits - Living in the U.S. Can't Compete With the U.K. - Be "Warned"   
    Coming from Canada I think USA is better then Canada in almost every way except one. Health care. and then even then the us system is better in some ways then Canada's oh and that we call it kraft dinner not macaroni and cheese is maybe the only thing we do different. There maybe some other differences but they are not enough to bring up or cry about.
  5. Like
    purem4g1c got a reaction from JT4/25 in For Brits - Living in the U.S. Can't Compete With the U.K. - Be "Warned"   
    Coming from Canada I think USA is better then Canada in almost every way except one. Health care. and then even then the us system is better in some ways then Canada's oh and that we call it kraft dinner not macaroni and cheese is maybe the only thing we do different. There maybe some other differences but they are not enough to bring up or cry about.
  6. Like
    purem4g1c got a reaction from mushroomspore in For Brits - Living in the U.S. Can't Compete With the U.K. - Be "Warned"   
    Coming from Canada I think USA is better then Canada in almost every way except one. Health care. and then even then the us system is better in some ways then Canada's oh and that we call it kraft dinner not macaroni and cheese is maybe the only thing we do different. There maybe some other differences but they are not enough to bring up or cry about.
  7. Like
    purem4g1c got a reaction from TampaRishon in For Brits - Living in the U.S. Can't Compete With the U.K. - Be "Warned"   
    Coming from Canada I think USA is better then Canada in almost every way except one. Health care. and then even then the us system is better in some ways then Canada's oh and that we call it kraft dinner not macaroni and cheese is maybe the only thing we do different. There maybe some other differences but they are not enough to bring up or cry about.
  8. Like
    purem4g1c got a reaction from Rajaji90210 in Canada Departure tax and form T1161   
    https://cardinalpointwealth.com/2018/08/31/canadian-expat-principal-residence/
     
    i find these people might explain your situation pretty well
  9. Thanks
    purem4g1c got a reaction from mandsophia in Exit Taxes?   
    pretty sure you still have to file something even if you earned nothing, they need to know you aren't a resident anymore
  10. Like
    purem4g1c reacted to Nashvan in Paying Taxes in Canada   
    In response to COVID-19, CRA says the deadline for individuals will be deferred until June 1. Taxes owed deferred until August 31.
    https://www.canada.ca/en/department-finance/news/2020/03/canadas-covid-19-economic-response-plan-support-for-canadians-and-businesses.html
     
    IRS fed deadline is still April 15 (July 15 for Tennessee tornado victims) but taxes owed will have an additional 90 day window, interest-free.
    https://www.cnbc.com/2020/03/17/treasury-and-irs-to-delay-tax-deadline-by-90-days.html
  11. Like
    purem4g1c got a reaction from K1visaHopeful in Field office got changed for interview?   
    hmmm you are right it was done at an application support center. thought it was field office =D
  12. Like
    purem4g1c reacted to Lemonslice in CR- land border from Canada instead of flying?   
    Canada just announced restrictions on passengers who are not Canadians, you should look into the details since I do not think you'll be allowed in Canada at this time.
  13. Like
    purem4g1c got a reaction from MovingToFlorida in Canada Departure tax and form T1161   
    https://cardinalpointwealth.com/2018/08/31/canadian-expat-principal-residence/
     
    i find these people might explain your situation pretty well
  14. Like
    purem4g1c got a reaction from PeachesMagee in Canada Departure tax and form T1161   
    https://cardinalpointwealth.com/2018/08/31/canadian-expat-principal-residence/
     
    i find these people might explain your situation pretty well
  15. Thanks
    purem4g1c got a reaction from HF & HB in TFSA & RRSP before moving to US   
    1) "Interest" Canada & USA have a tax treaty and you will only be taxed in ONE country for interest with no tax withheld.
     
    2) Closing TFSA is fine as the money you earn in there would be taxed as if its a regular savings account in the USA.
     
    3) you shouldn't be taxed on your USD since its your money that you're just transferring... unless you made a huge profit from changing CAD to USD which you probably won't, if anything you'll lose money due to fee's from the exchanger which you may be able to write off.
  16. Like
    purem4g1c got a reaction from MovingToFlorida in Concerned Coronavirus may cause issues (merged)   
    I think I saw 112 Canadians refused entry into US at land border yesterday.  But they we're probably coming to the US as tourist, you would be coming as a LPR which is different.
     
    Btw I noticed you're selling your house, you should try and sell it before you leave Canada, because once you're in the US canada will tax your house a "departure tax" but I guess you may know this? I am pretty sure that departure tax for houses are super super high. Might be worth selling and delaying visa long as possible. Just a thought?
  17. Haha
    purem4g1c got a reaction from Ray.Bonaquist in Parents on Green Card not traveling back amid coronavirus concerns   
    i think i would be more worried living in Pakistan and an out break happens there and then trump adds Pakistan to the ban list?
  18. Like
    purem4g1c reacted to ADW & JOP in Lessons along the way - a Canadian's journey to the US   
    My wife and I married in November 2018 and we started our immigration journey when we filed the I-130 on December 5, 2018.
     
    Along the way, I’ve learned some valuable lessons and experiences that I would like to share with the community. It may be helpful to anyone who plans to start their immigration journey from Canada to the United States.
     
    Travelling to the US
     
    Prior to meeting my wife, my travels to the United States was limited to rare family trips. I met my wife in a developing country where she was completing her fellowship. We maintained a long-distance relationship, where I visited her 4-5 times in this country, but also started visiting her in the US starting from January 2017. By mid-2017, I decided to apply for a Nexus card, which ended up being a great investment at $50 USD for 5 years. Looking at my i94, I have visited my wife 20 times in the US since 2016 (22 times if you include transits through the US).
     
    The Nexus card made it easy for me to visit my wife, even as I go through the immigration process. In total, I have visited my wife 12 times since we filed the i130 (anywhere from 6-26 days), all of which through Toronto Pearson Airport. I have visited her throughout the immigration process, last of which is a final trip a week prior to my interview at the US Consulate General in Montreal. With the Nexus card, I have not had any issues crossing at Toronto Pearson Airport. I always bring my employment information, bank statements, etc. but have never required to show them.
     
    I was careful to limit my visits somewhat as I didn’t want to qualify for the Substantial Presence Test requiring me to file my taxes with the IRS.
     
    Preparing for the Move
     
    I did file my 2018 taxes with my wife jointly with the purpose of obtaining an ITIN. I learned through trial-and-error that the W7 needed to be filed with our tax return (there was a lot of misinformation when I contacted the IRS and was turned away at the IRS Taxpayer Assistance Center with the W7 alone). The ITIN allowed me to apply and obtain my professional license in California (a tax number is required in California) and apply for a secured credit card (I hoped to jump start my credit score).
     
    With regards to building my credit score, I am still not 100% sure whether what I’ve done will help. I will be sure to update this thread when I find out. I obtained a secured credit card with my ITIN and was added to my wife's credit card as an authorized user. In preparation to obtain more US credit cards when I move, I’ve developed a cross-border relationship with my Canadian bank and obtained an AmEx card to take advantage of the Global Card Transfer program.
     
    To transfer my assets to the US, I started liquidated my assets in 2018, converting my CAD to USD gradually using Norbert’s Gambit with Questrade over the past year. This gave me a better return than through TD bank and Transferwise. I essentially took CAD from my TD CAD account, sent it to Questrade, performed Norbert’s Gambit, sent USD back to my TD USD account then transferred it cross-border to my TD America account. Aside from some commission fees to Questrade for the Norbert’s Gambit (note there are tax obligations for capital gain, which is negligable as it implies that you the USD/CAD conversion has worked in my favor, and you need to be familiar with CRA's superficial loss rule), I was able to move my money to my TD America (US-based) account with no other fees. You need to be aware of your CRA/IRS reporting requirements for having foreign bank accounts exceeding a certain threshold.
     
    Anyway, that is it for now. My interview is next week and I will be sure to add to this thread as I continue through my visa journey.
     
     
  19. Like
    purem4g1c got a reaction from NikLR in Canada Post lost K1 package.   
    Saw this happen a few months ago to another Canadian user. It's quite a nightmare and adds delays of up to 3-5 months+ from what I've seen other users experience. Check the post I linked.  😕
     
    How long have you been waiting for the package?
     
     
  20. Haha
    purem4g1c reacted to KristineGB in Paying Taxes in Canada   
    It's tedious too. Life has become complicated since I married a USC. Lol. This better be worth it! j/k
  21. Thanks
    purem4g1c got a reaction from HF & HB in Empty TFSA account   
    I moved all my money from TFSA to Savings account since savings gives a better interest rate. There is no reason to keep your money in a TFSA since IRS will tax you on the interest you've earned.
  22. Like
    purem4g1c got a reaction from NikLR in Paying Taxes in Canada   
    non resident has to paper file, netfile is not available for non residents, you'll also only have to pay taxes to canada from jan-sept, after that you gotta do sept-dec to irs (usa)
     
    also i think if you have over $10k usd in your canadian bank(or any other foreign bank) usa requires you to file a FBAR? but i am not 100% sure on this, i believe i have to do it also this year.
  23. Like
    purem4g1c reacted to zochu in This is frustrating!   
    I don’t know where to submit this so move if in wrong forum or delete if not allowed but am frustrated! 
     
    This whole visa waiting game is hard but it has to happen ... 
     
    But what makes us (husband and I) frustrated is people who want to enter the US on a tourist visa and just stay because it’s quick and easy. 
    it’s the people who don’t do it the “proper” way - the way we are doing it.... via consular processing etc if that’s even the proper way - who knows 🤷‍♀️ 
     
    Ive told the same person on FB 1 million times that “wife cannot enter USA on tourist visa with intent to immigrate” ... but they just want a quick, easy way for a “green card” - like don’t we all? Don’t we all want to be with our spouse? 
     
    if all due respect to others I really find it hard to also believe that someone went on JUST a holiday and then “circumstances changed” and they just stayed 🧐 no furniture to sell? No rental to cease? No car to sell? I don’t know, resign? Do the right thing and give your 2 weeks notice? Get all your belongings? End your life in your home country before you make a new life? 
     
    this is really frustrating to see. It’s a really lonely process that is just full of the “unknown”. 
     
    it is the path we picked - consular processing because (a) don’t wanna commit visa fraud 😆 especially if I want to be an attorney and (b) because it’s the right way? Correct me if I’m wrong. 
     
    single parenthood while we wait is hard. Lonely and hard and yes a consequence of our actions still lonely nonetheless. 
     
     
    😞
     
     
     
     
  24. Like
    purem4g1c got a reaction from DGF in Canada Post lost K1 package.   
    Saw this happen a few months ago to another Canadian user. It's quite a nightmare and adds delays of up to 3-5 months+ from what I've seen other users experience. Check the post I linked.  😕
     
    How long have you been waiting for the package?
     
     
  25. Like
    purem4g1c reacted to Jared&Roxy in K1 Filers - July / August NOA2 - Montreal   
    January 15 (2 days ago) - interview
     
    January 17 (today) - CEAC shows visa issued and got the Canada Post email
     
    Yay!!!!!!!!!!!!!!
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