T_and_A

interesting... ive also been meaning to ask this question here in VJ... how to build credit here in US. I understand how important credit is here in US. And can't understand everything in a day or two just by researching online. Though I prefer cash. I also work now and only has one bank account, joint account with my husband. It is where my income from my job goes on payday too. No credit card, but I have atm debit card, that I barely use. Will this count in building credit? Also, when we moved to our new house we bought just this March, (i am also the co-borrower for the mortgage loan) he also had our comcast bill named to me because he said to help build my credit.

My husband uses our bank account to pay bills online. He pays his credit card bills that i wasn't tied to with our bank account. My question is will i build my credit this way or do i really have to get credit card? If my husband has credit cards, paying it off with our bank account, will i also build a credit with that? The other house bills are all in my husband's name, except the comcast one and i also have my sprint service in my name, how does it affect building my credit? I really want to know more about this from experienced people. Where can i get good information about building credit? Is there a good site that you can recommend?

Any input will be appreciate. All of these are new to me and when I was in the Philippines, I never had a credit card because I've always preferred cash.

I have done things I have never done and/or never willing to do before when i was single that I am doing right now not because my husband asks of it but because i wanted to make him happy and please him.

i still wanna hear more about this.

Yea, So Do I

still no answers either.

why do you wanna know? hahahah...

because i've got quite an imagination

count me in i wanna know too

I'll leave it all to your imagination then... hehehe....

I've not had any experience from this center but my advice with the interview is just be honest and true with the CO. Good luck on your interview.

I have done things I have never done and/or never willing to do before when i was single that I am doing right now not because my husband asks of it but because i wanted to make him happy and please him.

i still wanna hear more about this.

Yea, So Do I

still no answers either.

why do you wanna know? hahahah...

you have the right to know EVERYTHING! EVERYTHING about him! no matter how much it hurts. SO Please! Be strong for yourself and for your baby. You are the wife and you have the right to shove off the ex-wife. Do they have child? If not... ####### is the communication for?! My husband has a daughter with her so they just talk about her and what to do with her. No more no less. He knows more than that means argument. Well... He hates his ex-wife anyway. It's also a good thing they dont have spousal support. Does your husband have spousal support on her? ASk him. - My husband paid alimony for dog support voluntarily- his name is Frosty. When I arrived here in US, ex wife went to HI for a vacation and left Frosty with my husband. Ex-wife never took Frosty back. Either husband takes it or if not, she will give him away. In those two weeks that I spent with that dog, I learned how to love and adore him and i couldn't bear to see him off with another owner. So i just agreed to take care of him. So now, we have two dogs.It was hard for me at first since they are big dogs. but heck, they are so sweet, kept me company during those times that i wasn't working yet. Ex-wife still receives the alimony supposedly for Frosty until it expires the terms. Sometimes, she asks if Frosty can stay with her for a few days. He's an oldie dog, very smart and i love him much and he's in love with me too.

Go Pacman!... haay naku gusto ko talaga watch ng fight.... pero mahal PPV... hahahah... kuripot.. nampusa...

anyway, naalala ko tuloy pag may laban si Pacman, tumitigil ang mundo ng Pilipinas... walang taxi drivers, wala masyadong jeep, hanggang matapos ang laban!

Di ko kilala si Hatton, kaya Pacman pa rin ako... Manalo manalo....

heheheh...

I got my very first job interview here in US <and very first job> as an IT analyst, 3 days after I received my greencard. A week after they called me and gave a job offer, that was in Oct last year. They made me start Nov 3. Though it's not a perm position yet, I enjoy my job now. This is suppose to be my last week before my contract expires. Yesterday, I just found out that they extended my contract, though I am pregnant now, and have to get a time off, they still want me to come back after my baby is born. I just feel so lucky and grateful and thankful to God about all these.

I guess you really have to present yourself well when you get a chance for an interview especially now that there's a lot of competition and economy is really bad. Network with people and it will work wonders.

it depends what state you are in. Usually if someone has driving license from another country, that can be as good with proof that your paperwork is in process.

In TN, they required at the least the EAD.

I don't know what to do, she might want to go back home. I don't want to lose her.

Talk to your fiance and know what she feels exactly, know what she wants to happen, only she can tell...

if she wants to stay with you..... good for you. BUT PLEASE DO YOUR PART TO KEEP THE RELATIONSHIP.

I no longer have a relationship with this woman! She knew I already have a girlfriend because I told her. I knew this woman for 10 years, she's been a good friend too and she's a nice person. I am not just inlove with her.

Lol, again... i feel you my friend... My husband is not in love with any other woman but me...not even with ex-wife. I know that, i am so in that situation. Whatever you say about it, spending time with ex-es, at first is ok with me, but in time, it only gets me bitter and angrier inside. And no words can ever reassure me that it's ok.

lol... your experience is almost my expereince, in almost all ways. In this situation, i was in your fiance's shoes...

You can't really expect your fiance to always understand you. As for my case, I knew as well about third party, I knew that my then fiance-now husband also loves me the same way that you feel for your fiance and I love him so much too. That's the only reason why i stayed. But to tell you honestly, from my experience, there are times that jealousy can eat up on your fiance's feelings, there's just no reassuring on that whatever you say. There were times that since there are two of us at the same time, he would tell me about the other girl, hoping and wanting to let me know and be open to me, but oh boy, it hurts so much... I just tried to listen. Honestly, I didn't know how i survived that. I just tell myself after we get over this, I can only be a stronger person.

There are times I think about a lot of things that are unfair for me, given that situation but I since I love him, I felt sorry that if i decide to leave the relationship, that he will be stuck there with the other girl, and Personally i didn't think my guilt can allow that. Third party can also use emotional blackmail from you. In my case, There's no telling what your fiance will do, as for my case, I told myself that I will just wait for him to tell me if he wants me to leave, that way i won't have any regrets and guilty feeling as it was his choice... I waited until he finally decided that it's over with him and the other girl and that's why it worked out for us... now we are married.

In your case my friend, it will be up to you as the man, and i think as the offending party to decide and finally end it with the other one you used to date. You can't be sailing in two boats. If it worked before, it will not work forever. If it's the money that you are concerned with, you can just give it up, its just money... and I'm sure you can just get it back with hard work. But the scars you are making on your fiance's heart will stay forever and would be harder to replace. I can't tell if your fiance will do what I have done for our relationship, or will be strong enough as well to endure that emotional torture.

Maligayang bati... and Happy Birthday!

This thread may help you....

http://www.visajourney.com/forums/index.ph...3101&hl=SSN

read the part for the guides especially...

"

THE GUIDE

An individual that entered the United States with K-1 status applying for a work authorized SSN must present evidence at an SSA office to establish his or her age, identity and current lawful employment authorized status.

An individual needs to provide at least two documents as evidence to establish age, identity and current lawful employment authorized status.

Example: If the immigration document, i.e., I-94, I-551, I-766, is used to establish work authorization and identity, the alien must provide another document to establish age.

SSA will not assign an SSN or issue a card to an individual that is within 14 days of his or her alien status expiring. Until the 76th day after entry an individual with K-1 status only needs to provide an unexpired I-94 showing current K-1 status to establish employment authorized status for SSN purposes.

Once, an individual that entered the United States with K-1 status has been in the United States 76 days he or she will need another document, i.e. I-551 or I-766 to establish employment authorized status for SSN purposes. ..... "

YOU HAVE THE I-766, that's the EAD card. You can present that in replacement for your I-94

I assume your EAD has no approval yet?... what is the status of your EAD application?

I got my SSN two weeks after I arrived in US, while the I-94 card is still not expired to avoid problems like this.

I guess... the only thing you can do is wait.... antay antay lang... usually you should hear something back about your EAD or AP within 90 days after application... for some kahit a month lang andyan na... depends... swertehan din.

But I do suggest, relax lang... it will come. At least you have already appointment for interview for AOS, di ba? meaning... someone is looking into your application. so no worries...

can anyone give me advice on this......i my recived my interview letter that states it's june 9th.... however i still have enot received my EAD and is unable to apply for my social security as my I- 94is now expired, the only thing left for my husband to do is add me to his accounts, insurance and as a beneficary but is unable to do so cuz i dont have my SSN will there be enough time for him to do all this after i get my EAD which i expect in may.

thanks in advance

Oh yeah... feels really good...

We had just recently talked about our first time together. Isn't it good remembering it? Well, congratulations!

heheheh... don't know about normal delivery... everyone seems to say that i will have a c-section... laki kasi ng baby ko... laki rin ng belly ko... Parang bowling ball... hahahaha... and im really petite... naku... kakatakot talaga... pero kaya naman siguro...

Hoping for normal delivery sa baby mo and more blessing to come

Daroy, You don't need to get another I-94...

They shouldn't be asking you to get another i-94 because you already have your ead card. It may be that the database is not updated yet, but no point of paying for something like that if it's me. I got my i94 at the port of entry.

Maybe if you lost your I-94, meaning it's your fault, then you can get the I-94 replacement. I don't know about that because i never have to get another I-94 just to get SSN.

The employee probably is a newbie. heheheh...

You come here to VJ to ask for questions, and people politely give you advice, but it seems like you just ignore that...

WELL,ITS JUST i saw it online that if u need a new I-94, u need to pay more than 300$ and i saw it in the UScis website. the employee in social security office told me to go to the immigration and get a new I-94.

God bless sa job interview. Basta be prepared and confident dapat...

Madaming walang trabaho now so since you had a chance to get the interview, nail it girl!

Kayang kaya mo yan!

You may also want to practice in front of a mirror pano sasagot sa mga typical questions sa interview...

When I had mine, nasuwertehan din, I nailed it in one interview...

Be prepared with questions like...

what are your weaknesses and strengths?

tell me something about yourself..

why will i hire you?

mga ganun....

Right... or better yet...

One active session in YM with one Yahoo ID account. Kung sino yung pinakalast na naglog-in yun yung may access. Though both can still be online sa internet, yung session lang sa YM yung napuputol when another one logs in using a different computer/device with same Yahoo ID.

Going back to the original topic, princessofearth, as soon as you log back sa YM or email mo, change mo na agad yung password and security questions for your email account.. para wala na siyang chance maunahan ka pa. If you can do it before her/him, and secure it properly, then you may not need to create another account and you can keep this one. Or puede ring maunahan ka niya and then she/he can take your identity. Naku... wag naman sana.

What i was trying to say was that, the owner and the hacker could not be online at the same time. If the owner is logged in and hacker logs in, the owner will automatically logs out from yahoo and vice versa.. Whoever logs in last will get the access.. you can log in to yahoo using any computer that has internet access but 2 people could not be able to log in using the same yahoo ID at the same time.

-- On the contrary, puede ka pa rin mag log-in sa YM using another computer/celfone using the same account, what it will do is it will log-out the other active session from another computer or device. I'm pretty sure with that coz i do that all the time. Log in from my celfone, then it will log out from my computer. Or log in another computer, without logging out from previous sessions.

You can't really log in using the same yahoo ID in different computers at the same time so i was thinking how'd your friend chat with her husband while the other girl was using her yahoo ID at the same time? Even if you try to use meebo.com to sign in to yahoo, and in the other computer sign in using the actual messenger, it still wont work.

-- On the contrary, puede ka pa rin mag log-in sa YM using another computer/celfone using the same account, what it will do is it will log-out the other active session from another computer or device. I'm pretty sure with that coz i do that all the time. Log in from my celfone, then it will log out from my computer. Or log in another computer, without logging out from previous sessions.

Working in the IT industry, just beware of having someone access to your personal email. nakakatakot yan. My advice is try to create another account and then change all your accounts tied to that email address, that the other person has gained access on. For example, bank accounts, friendster, myspace, and other internet accounts that have your previous email linked to it. You need to change it right away to another email na ikaw lang ang nakakaalam ng password. Be careful not to give out your password and make your security questions when creating the account a little bit hard to guess. And when creating password, you can put like characters in it too... For example, if you want lets say your password to be Ganda - probably you can change it to 6@nd@. Replace the letter a into a character that looks like an a, para mas strong i-decipher. mga ganun... tapos i really recommend you make it longer. at least 8 characters. Pag nagawa mo na ito, its just a matter of unahan mo yung person na yun to change the password while you still can. Kung ako, I will close that account already as soon as mapalitan ko na yung lahat ng bank accounts, friendster, etc, associated to that email address. reason for that is when changing the primary email, it may need some confirmation for some. And I will make it a priority!!! I will not wait another day to postpone it.

If you really want to find out who it is, for me i think it's not really worth it. You have to be careful though because this may be someone who is jealous of you or who knows you or maybe who is close to you.

really admirable... that's why i like matured man because of things like this...

I would just like to share...

I can't believe I have been in US for more than a year now... And alot has happened within that last year. For most of the events that I have experienced within the past year, for some people it may have taken years for them to experience what I have experienced last year... or sometimes maybe even not at all... It was indeed my year last year.

Something worth writing about... Let's do a backtrack...

March 26, 2008 (Philippine date) - flight to US - my very first international flight

March 27, 2008 (US) - welcome to US (you can just imagine all of the first experiences on this day)

- first time i met my then-fiance's dogs, first time i saw his apartment, his pets, first glimpse of my husband's lifestyle!

April 8, 2008 - first time I met my husband's dad and Anna

- first time i went honky tonks, hockey

May - first time I met hubby's mom and John, bought very first car for me

May 20 - one and only WEDDING day

June - first time we visited MI, where husband grew up. First time meeting husband's relatives, first family reunion on my husband's side.

July - first 4th of July celebration

August - first time I reached MA to visit my relatives, my aunt who ive never seen for 17 years. First time I met my uncle Dave and my cousin Alaina

Sept - Work permit approved

First football game

Oct 11 - received my work permit in the mail though it was approved Sept 30.

Oct 14 - got first phone call for a job interview.

Oct 16 - scheduled date of interview (that time said they will call me within a week)

Oct 25 (Sat) - Company where I interviewed for called even not business hours to give me job offer

Nov 3 - start date

Dec 5 - Found out pregnant (first ultrasound that confirmed another life in me)

- first Christmas together

Jan - first new year together

Feb - First Valentines day together

March - bought and moved to our house, now home

my first birthday here in US

First anniversary here in US

so there... been a year...

July 18 - expecting our first born child

... and so on... more to come.

Just too much going on in my last year. Just feel so blessed. And still thankful and grateful for everything... Thank you Lord!

cool... this reminds me so much of my experience too...

soon after my work permit arrived, 2 days after, got my first interview, after a week, accepted my first job here in US.

Nov 3, started my first job. Now, im about 6 months with the company here in US and I love it!

Then Dec 5, discovered that I'm expecting.... now 28 weeks pregnant!.. and awaiting for our very first baby...

March 6, moved to newly-bought house.

July 18 - expected due date for our very first baby.

Too much blessing in a year... Too much going on... until now still thankful and grateful for everything.

lol... been there done that. I ask his family how he is... i'm even open to his family. When i don't understand him, I call his dad and every time its always a good conversation. I end up feeling good after talking to them... always reassuring. I never once doubted my love for my husband and his love for me. I know deep in my heart he loves me. I love him much. Yes, from how i know of him though, he's the type of person who would not tell you the truth if he knows that it will hurt you. I've seen that with how he dealt with his ex wife from the time since i got here and/or from other relationships he had. I am not sure if he's like that with me. Hard to tell.... but he is a good man... my partner... that's why i love him to death.

Talk to him. Set a date, time and place where you two can have a heart to heart talk. No computer, no cellphones, no tvs, no work, no anything that will distract both of you from the conversation. Tell him EVERYTHING that has been bothering you. Let it all out, pour your heart out. If you have to list them down then do so. Once he sees how upset you are or sad,and if he truly loves you, he might not tell you what's going on with him (if he is keeping something from you), but this will make him think about everything that he's been doing to you lately. The talk will give him a wake up call. Pray he will be honest with you if not at least for him to realize some of his mistakes, for you to find out your mistakes, and find the best way to resolve your problem. I also suggest talking to one of his family member, mother or any close sibling, and ask things about your husband for you to better understand him.

Good luck!

Be patient... I guess. I can only talk for myself. But usually when i say "nothing", even though its obvious that something's bothering me, most of the time i say nothing because I'm thinking through it first. Most filipinas say nothing I think because they want to think if what they will say will do good or bad first... We are not used to blurting it out right away... But at least for me, I don't want my husband to just ignore it.... ignore me when i say nothing coz its more annoying. I know it's confusing and crazy, but that's how we are, how we feel and take things. If filipinos to filipinos, they would get it right away that there's something to talk about and saying nothing is just like a reverse psych. So i guess, open up a conversation that will eventually make her feel comfortable to open up to you. At least that's how i imagine it i guess... with me. I know its hard to remain sweet when confused and don't understand it when your partner is "moody", but most of the time Filipinas melt down anyway when their man is still sweet even though having tampo. Or again, at least that's how I want it to be.

come to think of it... why is it very typical of us Filipinas? I don't remember being reared like that but i guess it's just natural.. maybe because we were used to keeping thoughts to ourselves, lest we hurt other people's feelings? and usually bad to everyone's eyes if you are the offender or if you hurt other people's feelings, even if it was accounted for... hahahah... or maybe we don't want our whims and complaints and genuine feelings used against us when you let it all out in the open? Maybe its a defense mechanism?

Now please tell me what I can say to my wife so she understands this?

It seems her favorite word is "Nothing". I just want her to understand that as much as I enjoy sharing laughter and the good times with her I want to cry with her when she's sad and understand if I say or do somthing that hurts her feelings.

I've even told her tha she's not allowed to say "nothing" to me anymore.