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Udella&Wiz

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  1. Like
    Udella&Wiz got a reaction from bpd_93 in Naturalization Oath Ceremony-What to bring?   
  2. Like
    Udella&Wiz got a reaction from Marzena & Stephen in Pension, rrsp savings, and bank account funds   
    I moved in Nov a few years back - I filed Canadian as expected since I'd worked 11/12 of the year in Canada and had Canadian income - my US husband also claimed me on his US taxes that year (using Turbo tax - it asked all the right questions) and included my World wide income (aka - my Canadian income converted to US dollars, which was a wash due to tax treaties). We didn't pay taxes twice.
  3. Like
    Udella&Wiz got a reaction from Marzena & Stephen in Dual Citizenship? Or you lose citizenship?   
    All you need to do is apply for US citizenship when you're eligible. 'Dual' means you have both, but there is nothing to do on the Canadian side, you just continue to have what you already had. There's no guide because its is just applying for US citizenship - use that guide.
     
    Good luck if you decide to.
  4. Like
    Udella&Wiz got a reaction from NikLR in K1 still has not been issued from Montreal. Advice needed!   
    Pretty normal - assuming you'd get it in a week was perhaps overly hopeful in hindsight. Nothing sounds off though.
  5. Like
    Udella&Wiz reacted to NikLR in Dual Citizenship? Or you lose citizenship?   
    Thats a matter of residency not citizenship.  You may still get a Canadian pension if you worked enough hours regardless.  
  6. Like
    Udella&Wiz got a reaction from NikLR in Dual Citizenship? Or you lose citizenship?   
    All you need to do is apply for US citizenship when you're eligible. 'Dual' means you have both, but there is nothing to do on the Canadian side, you just continue to have what you already had. There's no guide because its is just applying for US citizenship - use that guide.
     
    Good luck if you decide to.
  7. Like
    Udella&Wiz got a reaction from Ontarkie in Dual Citizenship? Or you lose citizenship?   
    All you need to do is apply for US citizenship when you're eligible. 'Dual' means you have both, but there is nothing to do on the Canadian side, you just continue to have what you already had. There's no guide because its is just applying for US citizenship - use that guide.
     
    Good luck if you decide to.
  8. Like
    Udella&Wiz got a reaction from Pizzaislife in Health Insurance After Entering the US   
    As an HR person - it's an Affordable Care Act requirement now. Your Benefits provider will require it very soon after adding your new spouse if not at the time you enroll so sooner he goes to the SS Office, the better. Technically they can start the enrollment without it.
     
    It's not grounds for denial, its simply a requirement. Generally you have 30 days from the 'Life event' (aka the wedding date) to enroll him. Sounds like you've already spoken to your Benefits/HR team. They may be able to put off the need for the SSN knowing he's in the process of applying for it.
     
    ".....health plans have to send the Internal Revenue Service (IRS) information about health plan members and their insurance coverage, including their Social Security number (or other tax identification number)..."
     
    9 yrs ago - it wasn't a requirement when ia arrived but now it is.
  9. Like
    Udella&Wiz got a reaction from MapleLeaf29 in Health Insurance After Entering the US   
    As an HR person - it's an Affordable Care Act requirement now. Your Benefits provider will require it very soon after adding your new spouse if not at the time you enroll so sooner he goes to the SS Office, the better. Technically they can start the enrollment without it.
     
    It's not grounds for denial, its simply a requirement. Generally you have 30 days from the 'Life event' (aka the wedding date) to enroll him. Sounds like you've already spoken to your Benefits/HR team. They may be able to put off the need for the SSN knowing he's in the process of applying for it.
     
    ".....health plans have to send the Internal Revenue Service (IRS) information about health plan members and their insurance coverage, including their Social Security number (or other tax identification number)..."
     
    9 yrs ago - it wasn't a requirement when ia arrived but now it is.
  10. Like
    Udella&Wiz got a reaction from NikLR in My status in Canada living in the USA for taxes   
    A word of warning about the NR73 - I personally filled it out wrong by answering1 question incorrectly and CRA initially deemed me a resident for the 2nd tax year away as well (I left in Nov similarly and had no US income at the end of that year). I had a terrible time refiling a new NR73 to correct it and it was quite annoying. Best advice given to me was just file your exit return, skip the NR73...not a requirement if I recall correctly and most folks don't use it and move on.
     
     
  11. Like
    Udella&Wiz got a reaction from vegasbound in Traveling outside of US while N400 is pending   
    Nothing to worry about, I too traveled back home to Canada during the time my N400 was in progress. Enjoy your trip and update it at the interview.
  12. Like
    Udella&Wiz got a reaction from NikLR in Anyone divorced and applying/ applied for K-1?   
    Although I (the Cdn) hadn't been previous married, my USC husband had, he only had to provide a copy of the divorce decree and bring the original to our interview.
     
    The VJ K1 guide indicates only divorce decree:
    Copy of final Divorce Decree(s) or Certificate(s) for the US Citizen and/or foreign fiance if either has been previously married.
  13. Like
    Udella&Wiz reacted to Lemonslice in Help for green card holders detained at border due to Immigration Executive Order   
    Canadian Foreign Affairs are interested in these cases as some visitors might now decide to stay in Canada; please write to sos@international.gc.ca with their names, point of entry, and any other relevant details. 
  14. Like
  15. Like
    Udella&Wiz got a reaction from TBoneTX in Making friends in the USA   
    Oddly enough I met my closest friends through work. We just clicked while on a  project and started hanging out outside work. It was difficult initially (I've got 20 yrs on you) since my age group generally has established close friends and people aren't exactly 'looking' but kindred spirits are out there, I assure you. Mind you - nothing beats my lifelong best friend back home, not sure I'll find that again.
  16. Like
    Udella&Wiz got a reaction from hikergirl in Trying to keep options open   
    I realize you didn't ask but it seems a shame to waste the time and money spent on the GC, if you can hold on 2.5 more yrs...get your US Citizenship and then move back - you can both eventually be dual Citizens and give yourself options in the future.

    I realize you didn't ask but it seems a shame to waste the time and money spent on the GC, if you can hold on 2.5 more yrs...get your US Citizenship and then move back - you can both eventually be dual Citizens and give yourself options in the future.
  17. Like
    Udella&Wiz got a reaction from oncefuturealien in Car insurance, drivers license, etc in Illinois   
    Hang in there - it can be bewildering when there is so much going on.
    Although you're not married yet.....start reading the Adjustment of Status (from Family based Visas) forum here (you'll be doing it soon)- everyone there is now going through the same thing because you're all here and you'll find useful advice .
    Your Fiancee can ask her Benefits/ HR person at work - I happen to work in HR and I don't think I've come across a policy which would't add you at date of marriage as a 'life event'. For myself I was married 2 weeks after we arrived so it wasn't long. They usually want your SSN at that time, but they can add you without...but it is an ongoing requirement to have an SSN for Health insurance purposes listed but the SSN site does indicate you don't require a social to be added to insurance so your Fiancee should not back down and provide the SSN site information to her HR person. They aren't SSN experts, they work in benefits.
    SSN - https://www.ssa.gov/ssnumber/ss5doc.htm Read carefully through the documents you need to apply (Adult/ new/ noncitizen category), fill out the form and head on down. You may run into some resistance based on other posts but I'm sure someone can help. the SSN site does indicate you cannot obtain an SSN just for the purpose of obtaining a drivers.
    Welcome!
  18. Like
    Udella&Wiz got a reaction from arianelstl in I was approved! Question about driving to the US with my belongings.   
    You'll be fine - I drove with my stuff in a Uhaul but same concept. I was activating my Visa and had my list of contents (there are plenty of threads in this Canadian forum talking about moving)....they gave my list cursory look; and by that I mean they barely glanced at it...but I had it ready if needed. You can say 3 boxes clothing, 2 boxes books, 1 box XXXX.....not sure if electronics still need to be itemized with their serial numbers anymore. Doesn't have to be complicated.
    Enjoy!
  19. Like
    Udella&Wiz got a reaction from M&R<3 in Credit Scores.... do we honestly lose our credit history?   
    Yes - it sucks majorly. I ranted about it about 8 yrs ago on here. Prior to the big banking collapse I had read all I needed to do was get added to the hub's card, get added to bills and I'd have a little history in short order.
    None of those created a history for me and when I went to apply for a modest credit card at our own bank where my pay was regularly deposited. I was denied despite earning 60-70K for over a year. The stupid bank mgr's only suggestion was have my husband co-sign for me which pissed me off to no end because it wasn't 1950 for gawd's sake. I was an independent 38 yr old with fabulous Canadian credit and they wouldn't/couldn't check it - total #######. I applied for a Sears card and was denied...it was pretty humbling.
    So.....I sucked it up and applied for a secured credit card which had a $300 limit where I had to provide a $300 deposit for them to hold. I used it regularly and paid it off in full each month. Within 6 months I was offered a higher balance and then after a yr or 2 I applied at our bank (we switched...that episode alone was enough to leave) and my credit is in good shape now. We included my name on a car loan application and that really helped establish even better credit .
    We recently refinanced our mortgage and both our credits helped us get a great rate and knock 10 yrs off. Yay for progress!
    Not instant, but you can get back to normal in a few years.
  20. Like
    Udella&Wiz got a reaction from EDINN2505 in Your reasons for immigrating to USA   
    Hubs had joint custody of his kids and therefore moving to Canada wasn't an option. I had sole custody of my daughter and therefore chose to move to the US.
  21. Like
    Udella&Wiz got a reaction from oncefuturealien in Newbies to the US from Canada: Anyone else having trouble adjusting?   
    Heinz Organic has natural sugar instead of HFCS - it's been my go to since moving here
  22. Like
    Udella&Wiz got a reaction from Ontarkie in Newbies to the US from Canada: Anyone else having trouble adjusting?   
    I had to laugh when I saw this thread. If I were to search back 8.5 yrs ago, I could find the same thread by all of us then. After about 2 months in the US I had the worst case of homesickness a person could have. I hated everything...the ketchup, the garbage food ingredients, the weather in Fahrenheit even I hated how the banks worked, I hated having to fill out an old fashioned deposit slip, picking up foreign currency was a nightmare (whereas at TD Canada Trust it was sooo easy). I hated the Dr's offices...they asked so many personal questions (how unconstitutional for god's sake!)
    It does indeed get easier - at some point you stop hating everything if you let yourself relax and you'll find yourself thinking how weird something is when you go back home to Canada (yes, it will happen). I started being happy to get 'back home' to Virginia after visiting my family in Canada.
    Don't get me wrong, I am fiercely Canadian still, although now a dual citizen. I see the greatness of both sides and I have had work opportunities which didn't exist back in Ontario. My kid settled in and adjusted over a much longer period (it was ugly for about 3-4 yrs)
    Don't ever let someone tell you Canada is just like the US, they are so different.
  23. Like
    Udella&Wiz got a reaction from Darnell in Newbies to the US from Canada: Anyone else having trouble adjusting?   
    I had to laugh when I saw this thread. If I were to search back 8.5 yrs ago, I could find the same thread by all of us then. After about 2 months in the US I had the worst case of homesickness a person could have. I hated everything...the ketchup, the garbage food ingredients, the weather in Fahrenheit even I hated how the banks worked, I hated having to fill out an old fashioned deposit slip, picking up foreign currency was a nightmare (whereas at TD Canada Trust it was sooo easy). I hated the Dr's offices...they asked so many personal questions (how unconstitutional for god's sake!)
    It does indeed get easier - at some point you stop hating everything if you let yourself relax and you'll find yourself thinking how weird something is when you go back home to Canada (yes, it will happen). I started being happy to get 'back home' to Virginia after visiting my family in Canada.
    Don't get me wrong, I am fiercely Canadian still, although now a dual citizen. I see the greatness of both sides and I have had work opportunities which didn't exist back in Ontario. My kid settled in and adjusted over a much longer period (it was ugly for about 3-4 yrs)
    Don't ever let someone tell you Canada is just like the US, they are so different.
  24. Like
    Udella&Wiz got a reaction from Teddy B in Newbies to the US from Canada: Anyone else having trouble adjusting?   
    I had to laugh when I saw this thread. If I were to search back 8.5 yrs ago, I could find the same thread by all of us then. After about 2 months in the US I had the worst case of homesickness a person could have. I hated everything...the ketchup, the garbage food ingredients, the weather in Fahrenheit even I hated how the banks worked, I hated having to fill out an old fashioned deposit slip, picking up foreign currency was a nightmare (whereas at TD Canada Trust it was sooo easy). I hated the Dr's offices...they asked so many personal questions (how unconstitutional for god's sake!)
    It does indeed get easier - at some point you stop hating everything if you let yourself relax and you'll find yourself thinking how weird something is when you go back home to Canada (yes, it will happen). I started being happy to get 'back home' to Virginia after visiting my family in Canada.
    Don't get me wrong, I am fiercely Canadian still, although now a dual citizen. I see the greatness of both sides and I have had work opportunities which didn't exist back in Ontario. My kid settled in and adjusted over a much longer period (it was ugly for about 3-4 yrs)
    Don't ever let someone tell you Canada is just like the US, they are so different.
  25. Like
    Udella&Wiz got a reaction from TBoneTX in Football/Soccer in Central NJ   
    Scope out a local field, hangout when an adult game is being played and ask Here in Virginia a lot of adult games are played at odd hours, later evening or weekday evenings when kid leagues aren't playing. Also look for local Hispanic/ Central american associations as they also tend to gravitate towards football as a hobby.
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