Marieke H

USCIS does not dictate how a married couple should manage their finances. Your spouse has shown that he can financially support you,  and now it's up to you and your spouse to figure out what that looks like for you. Ideally, this would be something that has been discussed before you even moved her, to make sure that you are on the same page regarding these financial expectations. 

He can complain to USCIS but it doesn't mean you can't stay in the US. Your ex doesn't own you or your immigration status. I totally understand he's hurt and you wasn't nice of you to cheating, but he is not in charge of your immigration status.

Depending on which state you are in, he likely won't be able to get a driver's license or state ID until he has his EAD or green card. His "legal presence" is not established at the state level, but at the federal level. This is a huge downside of adjustment of status; he will be in limbo for many months just waiting. 
 
Focus on what you do have. His current form of ID is his passport; see if that's accepted to add him to your account, insurance, etc. Maybe include some wedding pictures. Really anything you can think of that shows that you are married and starting to comingle your finances. And then, while you are waiting, keep collecting more evidence that you can bring to your interview. They understand that newlyweds may not have a lot of shared finances yet, so you'll have a chance to add more at the interview. 

... That's sort of expected and known...
 
I do not understand and/or see what's the new piece of information you're sharing.

While I agree with everyone else that the safest option is to try to get some kind of insurance, I know from experience that this isn't as easy as it sounds. Not having insurance will not necessarily affect your AOS application, as long as you have other evidence that you can include.
 
When I moved here on my K-1 visa, my husband had not had health insurance for many years. His employer did not offer health insurance, he could not afford plans through the Marketplace, but his income was too high to qualify for Medicaid (he was in the "gap population": income too high for Medicaid, too low to be able to afford other plans). I moved here, and there were no affordable insurance options for me either, especially because we were living on just his income for months. I was very homebound because I was just waiting for my EAD and couldn't do much, but it was still a scary situation. As soon as I was getting close to receiving my EAD I started looking for jobs and specifically looked for employers providing health insurance. I was able to get a job offer even before I received my EAD, they were willing to wait until my EAD would be approved, and I started working the day after I had received my EAD. That job came with health insurance for both of us.
 
We had my AOS interview a few months after I had started working. We had initially filed my AOS without much evidence, but were able to bring the insurance policy and statements of our joint account to our interview and were approved.
 
Long story short, yes you should have health insurance if at all possible. And in some states it can be very challenging or simply impossible to find affordable health insurance. Having health insurance is not a requirement for AOS, but it may help as evidence.

Depending on which state you are in, he likely won't be able to get a driver's license or state ID until he has his EAD or green card. His "legal presence" is not established at the state level, but at the federal level. This is a huge downside of adjustment of status; he will be in limbo for many months just waiting. 
 
Focus on what you do have. His current form of ID is his passport; see if that's accepted to add him to your account, insurance, etc. Maybe include some wedding pictures. Really anything you can think of that shows that you are married and starting to comingle your finances. And then, while you are waiting, keep collecting more evidence that you can bring to your interview. They understand that newlyweds may not have a lot of shared finances yet, so you'll have a chance to add more at the interview. 

Just file now, your interview if they do one will probably be like 18 months away, plenty of time to get him added to the bank account, lease, get him a driver's license, get him working, put him on your taxes for this year, and jointly file for the next. Employment Authorization Card will probably take like 6 months and after that he'll have no trouble getting a social security number, US driver's license, working, and all the other stuff.
 
For the initial filing you don't need more than (all of the below being copies):
1. Proof of your citizenship (US passport, birth certificate, US passport card, consular report of birth abroad)
2. Proof of your marriage (marriage certificate)
3. Proof of his identity (UK passport ID page)
4. Proof of his legal entry into US (entry stamp and/or I-94)
5. His birth certificate
6. Divorce decrees or death certificates if either of you was previously married.
 
You can add other evidence if you want to front-load the application, but just to get the ball rolling you only need the above and then you can just bring any other evidence (joint bank account, joint taxes, joint insurance policies (health, vehicle, life, etc), birth certificates of any children, pictures together, and so on and so forth) to the interview. If you don't have the other evidence then you don't have them, file with what you have now

Depending on which state you are in, he likely won't be able to get a driver's license or state ID until he has his EAD or green card. His "legal presence" is not established at the state level, but at the federal level. This is a huge downside of adjustment of status; he will be in limbo for many months just waiting. 
 
Focus on what you do have. His current form of ID is his passport; see if that's accepted to add him to your account, insurance, etc. Maybe include some wedding pictures. Really anything you can think of that shows that you are married and starting to comingle your finances. And then, while you are waiting, keep collecting more evidence that you can bring to your interview. They understand that newlyweds may not have a lot of shared finances yet, so you'll have a chance to add more at the interview. 

Do you have someone who can help you fill out the forms and make sure no fields are accidentally skipped? While the forms are fillable PDFs, I don't think that they are very screen reader accessible, so it might be good to have some help just so you know the forms are filled out correctly. That doesn't necessarily need to be an attorney though, it can be anyone you trust. 

I am focused on the topic and I cannot ignore the part about your wife’s K1 being approved by someone from the same ethnic/cultural background because that is the whole basis of your argument about prejudice and bias. She would’ve been approved even if the interviewer was white American who, let’s say for argument’s sake, was anti-immigration and had prejudice towards people from her country.  
 
To answer your question, I’m sure there are some officers who have prejudice and bias but no, I don’t think it’s pervasive and widespread. In that case hardly anybody would get B2 visas. Per the Department of State, in 2022 alone, 1,244,484 B1/B2 visas were issued worldwide. 

There is no norm… it depends on the couple and their agreement. 

USCIS does not dictate how a married couple should manage their finances. Your spouse has shown that he can financially support you,  and now it's up to you and your spouse to figure out what that looks like for you. Ideally, this would be something that has been discussed before you even moved her, to make sure that you are on the same page regarding these financial expectations. 

USCIS does not dictate how a married couple should manage their finances. Your spouse has shown that he can financially support you,  and now it's up to you and your spouse to figure out what that looks like for you. Ideally, this would be something that has been discussed before you even moved her, to make sure that you are on the same page regarding these financial expectations. 

USCIS does not dictate how a married couple should manage their finances. Your spouse has shown that he can financially support you,  and now it's up to you and your spouse to figure out what that looks like for you. Ideally, this would be something that has been discussed before you even moved her, to make sure that you are on the same page regarding these financial expectations. 

USCIS does not dictate how a married couple should manage their finances. Your spouse has shown that he can financially support you,  and now it's up to you and your spouse to figure out what that looks like for you. Ideally, this would be something that has been discussed before you even moved her, to make sure that you are on the same page regarding these financial expectations. 

Exactly.  The details of a couple’s financial arrangement is not an immigration issue.  It only becomes so when the immigrant seeks public benefits.

Where does I-751 ask for employment details? There is no such question in current edition of this form.

True haha - lots of reasons the answer is: No! Stop worrying! lol
 

I think it is highly unlikely that the petition will be approved by mid-December. But even if it is, he can still just travel home to complete the visa application process.

In this process, you are the conditional resident. "US citizen or lawful permanent resident spouse" does NOT mean "spouse of US citizen or LPR". It means "the spouse who is the US citizen or LPR". I hope that makes sense.

She needs to return to US to establish domicile or show intent to. 

In this process, you are the conditional resident. "US citizen or lawful permanent resident spouse" does NOT mean "spouse of US citizen or LPR". It means "the spouse who is the US citizen or LPR". I hope that makes sense.

In this process, you are the conditional resident. "US citizen or lawful permanent resident spouse" does NOT mean "spouse of US citizen or LPR". It means "the spouse who is the US citizen or LPR". I hope that makes sense.

In this process, you are the conditional resident. "US citizen or lawful permanent resident spouse" does NOT mean "spouse of US citizen or LPR". It means "the spouse who is the US citizen or LPR". I hope that makes sense.

Again, just refile when you're ready. You clearly weren't ready this time. USCIS has been very accommodating with your requests to postpone the oath, but now that they have asked you 3 times to please come take the oath and accept this citizenship and it has been 19 months, it is very clear that you were not ready to naturalize. The reason doesn't matter; you were not ready.
 
Why would you want to go through the process of a hearing with all the added costs, while it is very unlikely that you will be successful? Refiling (when you are ready) will be the cheaper and easier solution.