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ca_babe

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  1. Like
    ca_babe got a reaction from _Paul&Jesica_ in VictiM of marriage fraud   
    If my husband had changed after I immigrated to US, I'd leave him and go back to my home country. The purpose of the petition is to be re-united with family. I just find it hard to believe that immigrants are willing to stay over here at all cost after being subjected to abuse shortly after arriving in US claiming the marriage wasn't entered for immigration purposes.
  2. Like
    ca_babe got a reaction from Luthien in My K1 Visa filipina wife left me and is cheating on me..   
    You said in your other thread that she wanted to go home shortly after arriving in US because she didn't like it here. http://www.visajourney.com/forums/topic/335995-wants-to-give-up-and-return-to-philippines/
    I'm sorry that she left you. But if her intention was to marry you and leave you, she wouldn't want to go home after 2 weeks of her arrival. Just because your marriage didn't work out as you had expected doesn't mean she entered the marriage fraudulently.
  3. Like
    ca_babe got a reaction from Sayha or bust. in Finances and Planning for Future   
    Credit Cards: We only use credit cards to get the rewards. We use Fidelity Amex that gives 2% rewards on all purchase which is deposited to a Fidelity 529 account. We never carry a balance. If we can't pay it in full, then we can't afford it and we'll wait until we can pay for it in full. I signed up for several cards that gives bonus points for opening and is free during the first year. I got around $4k in rewards from them. It only works if you don't care that your FICO score goes down by about 10 points and if you are not getting any sort of loan in the near future. Also, you have to remember to cancel them before the annual fee kicks in.
    529 Account: We opened one before we had a kid. We opened under my husband's name and contributed to it. When our first child was born, we changed the beneficiary to our first child. We use uesp.org which uses Vanguard Index funds. They have very low expense ratio. California has a 529 but it's not tax deductible so I don't get any benefit from opening one in California. As I've mentioned earlier, we also have rewards from our credit cards deposited to our 529 account.
    Life insurance: We got a 30-year term life insurance. It's a lot cheaper than life insurance. To those who hasn't heard of it, the insurance benefit only pays if you die before the 30-year term and does not after the term. The kids will be old by then and wouldn't need support from us.
    Food: Cut down food costs by $800 a month a eating home cook meals instead of going out. I also lost 25 pounds.
    401ks and IRAs: We used to max out our 401k and IRAs especially during the recession. When it comes to allocation, we do not change our allocation based on the market conditions. We chose an allocation based on our age. We stick to it regardless of the market conditions. Then, we adjust to more stable funds as we get older. We are now only contributing up to the percentage where my husband gets a match from his company.
    Mortgage: We got a 30-year loan in 2008, we maid extra principal payments to it. In 2012, we refinanced to 15-year loan. We are now working on paying it off in the next 4 years that's why we stopped contributing the max to our 401ks and IRAs. I mostly wouldn't get a mortgage if I had to do it over again. It limits our capability to move to a new job or to move to a new area with great schools for the kids. Renting is better! Most of the payment towards a mortgage goes to interest anyways.
    Car loan: I bought my first car at 32. I was taking the subway before then to get to work. My husband and I share the car if I couldn't take the subway. Had to buy a minivan to accomodate multiple strollers and other kids' stuff. I took a 3-year car loan which I paid in 1.5 year. I wouldn't get a car loan again ever. It made me think I had more money than I actually had.
    Budget: We live on less than once income. We save the rest. Pick toys for the kids that they will be interested in playing more than five times and doesn't cost much. Live a simple life. Trying to move towards a debt free life. No designer bags, no designer clothes. Pay tithes and give offerings.
  4. Like
    ca_babe reacted to Love's JAA in child support   
    "In their divorce papers, it was stated that Both parties agree to provide food, clothing, shelter, money, transportation and other financial needs of the children during their respective periods of possession."
    That is more obligation than giving the kid a hotdog when he comes over. How can you say they are not dependent? He is under a court ordered agreement to provide for their needs while in his possession. Why is only child support order mean they are dependents? That is erroneous. If he doesn't provide for them under this agreement, he will be in breach and his ex can go back to court and get a support order I would be quite certain. That's why I listed the I-864 instructions. It makes it more clear. I am sure the I-134 and I-864 requirements have to parallel since you will have to meet the I-864 very soon. Sure would feel sad if you you did not list them on the one and then get shot down at the later more crucial step. Some consulates follow the I-864 guidelines anyhow.
  5. Like
    ca_babe reacted to rlogan in likely divorce during application process   
    That was utterly predictable given his manipulative past. Blame you.
    Of course.
    Withdraw the application and affadavit of support forthwith. Thank God you finally came to your senses. You can file for divorce too, but I would act on the visa and affadavit immediately.
  6. Like
    ca_babe got a reaction from JerseyTurnpike in money problems in paradise...   
    My father was diagnosed with colorectal cancer at the same time that my mom had a heart attack. My brother asked me to send $4000 for my father's surgery and I sent $0. I was already paying for my mom's expenses and I'm not wiling to send money to somebody who abandoned us for another woman 2 decades ago. Anyways, when they found out that I won't be sending money, they contacted the hospital's billing department and applied for financial assistance. The bill went down from $4000 to $1000 because they found a pro-bono doctor and he stayed in a ward instead of a private suite. Half of the $1000 bill came from a donation from the Charity Sweeptakes Office. My father's mistress fell in line for several hours in order to apply for aid which was approved. The rest of the money came from his inheritance. It didn't take long for him to come up with a solution for his problem. Had I given the money for the surgery, I would also be asked to send my half-siblings to school and etc.
  7. Like
    ca_babe got a reaction from Brother Hesekiel in money problems in paradise...   
    My father was diagnosed with colorectal cancer at the same time that my mom had a heart attack. My brother asked me to send $4000 for my father's surgery and I sent $0. I was already paying for my mom's expenses and I'm not wiling to send money to somebody who abandoned us for another woman 2 decades ago. Anyways, when they found out that I won't be sending money, they contacted the hospital's billing department and applied for financial assistance. The bill went down from $4000 to $1000 because they found a pro-bono doctor and he stayed in a ward instead of a private suite. Half of the $1000 bill came from a donation from the Charity Sweeptakes Office. My father's mistress fell in line for several hours in order to apply for aid which was approved. The rest of the money came from his inheritance. It didn't take long for him to come up with a solution for his problem. Had I given the money for the surgery, I would also be asked to send my half-siblings to school and etc.
  8. Like
    ca_babe got a reaction from Artisan in money problems in paradise...   
    Filipinos are survivors. If we weren't, we would be extinct by now. We always will come up with a solution even without the Kano bailout! We're better than Lehman Brothers.
  9. Like
    ca_babe got a reaction from neodragon0l in money problems in paradise...   
    Filipinos are survivors. If we weren't, we would be extinct by now. We always will come up with a solution even without the Kano bailout! We're better than Lehman Brothers.
  10. Like
    ca_babe got a reaction from rlogan in money problems in paradise...   
    My father was diagnosed with colorectal cancer at the same time that my mom had a heart attack. My brother asked me to send $4000 for my father's surgery and I sent $0. I was already paying for my mom's expenses and I'm not wiling to send money to somebody who abandoned us for another woman 2 decades ago. Anyways, when they found out that I won't be sending money, they contacted the hospital's billing department and applied for financial assistance. The bill went down from $4000 to $1000 because they found a pro-bono doctor and he stayed in a ward instead of a private suite. Half of the $1000 bill came from a donation from the Charity Sweeptakes Office. My father's mistress fell in line for several hours in order to apply for aid which was approved. The rest of the money came from his inheritance. It didn't take long for him to come up with a solution for his problem. Had I given the money for the surgery, I would also be asked to send my half-siblings to school and etc.
  11. Like
    ca_babe got a reaction from Caryh in money problems in paradise...   
    My father was diagnosed with colorectal cancer at the same time that my mom had a heart attack. My brother asked me to send $4000 for my father's surgery and I sent $0. I was already paying for my mom's expenses and I'm not wiling to send money to somebody who abandoned us for another woman 2 decades ago. Anyways, when they found out that I won't be sending money, they contacted the hospital's billing department and applied for financial assistance. The bill went down from $4000 to $1000 because they found a pro-bono doctor and he stayed in a ward instead of a private suite. Half of the $1000 bill came from a donation from the Charity Sweeptakes Office. My father's mistress fell in line for several hours in order to apply for aid which was approved. The rest of the money came from his inheritance. It didn't take long for him to come up with a solution for his problem. Had I given the money for the surgery, I would also be asked to send my half-siblings to school and etc.
  12. Like
    ca_babe reacted to Love's JAA in What's everyone doing on 12/21/12?   
    Hey, don't get in a fight...
    ===============================================================================
    I'll just be enjoying the first snowfall of the season, and looking forward to the lengthening of the days.
  13. Like
    ca_babe got a reaction from AKteacher in money problems in paradise...   
    My father was diagnosed with colorectal cancer at the same time that my mom had a heart attack. My brother asked me to send $4000 for my father's surgery and I sent $0. I was already paying for my mom's expenses and I'm not wiling to send money to somebody who abandoned us for another woman 2 decades ago. Anyways, when they found out that I won't be sending money, they contacted the hospital's billing department and applied for financial assistance. The bill went down from $4000 to $1000 because they found a pro-bono doctor and he stayed in a ward instead of a private suite. Half of the $1000 bill came from a donation from the Charity Sweeptakes Office. My father's mistress fell in line for several hours in order to apply for aid which was approved. The rest of the money came from his inheritance. It didn't take long for him to come up with a solution for his problem. Had I given the money for the surgery, I would also be asked to send my half-siblings to school and etc.
  14. Like
    ca_babe got a reaction from neodragon0l in money problems in paradise...   
    My father was diagnosed with colorectal cancer at the same time that my mom had a heart attack. My brother asked me to send $4000 for my father's surgery and I sent $0. I was already paying for my mom's expenses and I'm not wiling to send money to somebody who abandoned us for another woman 2 decades ago. Anyways, when they found out that I won't be sending money, they contacted the hospital's billing department and applied for financial assistance. The bill went down from $4000 to $1000 because they found a pro-bono doctor and he stayed in a ward instead of a private suite. Half of the $1000 bill came from a donation from the Charity Sweeptakes Office. My father's mistress fell in line for several hours in order to apply for aid which was approved. The rest of the money came from his inheritance. It didn't take long for him to come up with a solution for his problem. Had I given the money for the surgery, I would also be asked to send my half-siblings to school and etc.
  15. Like
    ca_babe got a reaction from Laser1 in money problems in paradise...   
    My father was diagnosed with colorectal cancer at the same time that my mom had a heart attack. My brother asked me to send $4000 for my father's surgery and I sent $0. I was already paying for my mom's expenses and I'm not wiling to send money to somebody who abandoned us for another woman 2 decades ago. Anyways, when they found out that I won't be sending money, they contacted the hospital's billing department and applied for financial assistance. The bill went down from $4000 to $1000 because they found a pro-bono doctor and he stayed in a ward instead of a private suite. Half of the $1000 bill came from a donation from the Charity Sweeptakes Office. My father's mistress fell in line for several hours in order to apply for aid which was approved. The rest of the money came from his inheritance. It didn't take long for him to come up with a solution for his problem. Had I given the money for the surgery, I would also be asked to send my half-siblings to school and etc.
  16. Like
    ca_babe got a reaction from Asia in money problems in paradise...   
    My father was diagnosed with colorectal cancer at the same time that my mom had a heart attack. My brother asked me to send $4000 for my father's surgery and I sent $0. I was already paying for my mom's expenses and I'm not wiling to send money to somebody who abandoned us for another woman 2 decades ago. Anyways, when they found out that I won't be sending money, they contacted the hospital's billing department and applied for financial assistance. The bill went down from $4000 to $1000 because they found a pro-bono doctor and he stayed in a ward instead of a private suite. Half of the $1000 bill came from a donation from the Charity Sweeptakes Office. My father's mistress fell in line for several hours in order to apply for aid which was approved. The rest of the money came from his inheritance. It didn't take long for him to come up with a solution for his problem. Had I given the money for the surgery, I would also be asked to send my half-siblings to school and etc.
  17. Like
    ca_babe got a reaction from Juliet and Steve in How did you filipina wife change after you married her and took her to your home country?   
    Been married for 7 and a half years. I'm the Filipina. I just asked my husband and he said he's very happy with his life. I asked him whether he'd prefer to be single so he can do whatever he wants rather than take care of me and our two daughters. He said he likes taking care of us and we make him happy. When we were watching the movie "Up", he cried because the old guy's wife died and he said he can't bear the thought of not having me around. That was the only time that I saw him cry. I was surprised because he didn't even cry when his father died. Not that he doesn't love his father. But he said he just doesn't expect his wife to die before he does.
    The only other time that he cried that I knew about but didn't see was when he left Philippines to go back to US to file for our k-1 visa. He said that he cried because he didn't know when he's going to see me again.
    Umm, I'm sure I've changed throughout the years but my husband seems to be happy still after all these years or he's really good at faking it.
    The first year was hard and exciting at the same time. Lots of adjustments and new things to see. It might be overwhelming for someone.
  18. Like
    ca_babe got a reaction from Mark&Fatima in Pictures of ex-wife   
    Women are irrational. She'll get over it.
  19. Like
    ca_babe got a reaction from EminTX in How did you filipina wife change after you married her and took her to your home country?   
    Been married for 7 and a half years. I'm the Filipina. I just asked my husband and he said he's very happy with his life. I asked him whether he'd prefer to be single so he can do whatever he wants rather than take care of me and our two daughters. He said he likes taking care of us and we make him happy. When we were watching the movie "Up", he cried because the old guy's wife died and he said he can't bear the thought of not having me around. That was the only time that I saw him cry. I was surprised because he didn't even cry when his father died. Not that he doesn't love his father. But he said he just doesn't expect his wife to die before he does.
    The only other time that he cried that I knew about but didn't see was when he left Philippines to go back to US to file for our k-1 visa. He said that he cried because he didn't know when he's going to see me again.
    Umm, I'm sure I've changed throughout the years but my husband seems to be happy still after all these years or he's really good at faking it.
    The first year was hard and exciting at the same time. Lots of adjustments and new things to see. It might be overwhelming for someone.
  20. Like
    ca_babe got a reaction from TatTot in How did you filipina wife change after you married her and took her to your home country?   
    Been married for 7 and a half years. I'm the Filipina. I just asked my husband and he said he's very happy with his life. I asked him whether he'd prefer to be single so he can do whatever he wants rather than take care of me and our two daughters. He said he likes taking care of us and we make him happy. When we were watching the movie "Up", he cried because the old guy's wife died and he said he can't bear the thought of not having me around. That was the only time that I saw him cry. I was surprised because he didn't even cry when his father died. Not that he doesn't love his father. But he said he just doesn't expect his wife to die before he does.
    The only other time that he cried that I knew about but didn't see was when he left Philippines to go back to US to file for our k-1 visa. He said that he cried because he didn't know when he's going to see me again.
    Umm, I'm sure I've changed throughout the years but my husband seems to be happy still after all these years or he's really good at faking it.
    The first year was hard and exciting at the same time. Lots of adjustments and new things to see. It might be overwhelming for someone.
  21. Like
    ca_babe got a reaction from toastedpancake in How did you filipina wife change after you married her and took her to your home country?   
    Been married for 7 and a half years. I'm the Filipina. I just asked my husband and he said he's very happy with his life. I asked him whether he'd prefer to be single so he can do whatever he wants rather than take care of me and our two daughters. He said he likes taking care of us and we make him happy. When we were watching the movie "Up", he cried because the old guy's wife died and he said he can't bear the thought of not having me around. That was the only time that I saw him cry. I was surprised because he didn't even cry when his father died. Not that he doesn't love his father. But he said he just doesn't expect his wife to die before he does.
    The only other time that he cried that I knew about but didn't see was when he left Philippines to go back to US to file for our k-1 visa. He said that he cried because he didn't know when he's going to see me again.
    Umm, I'm sure I've changed throughout the years but my husband seems to be happy still after all these years or he's really good at faking it.
    The first year was hard and exciting at the same time. Lots of adjustments and new things to see. It might be overwhelming for someone.
  22. Like
    ca_babe got a reaction from Bumbero in How did you filipina wife change after you married her and took her to your home country?   
    Been married for 7 and a half years. I'm the Filipina. I just asked my husband and he said he's very happy with his life. I asked him whether he'd prefer to be single so he can do whatever he wants rather than take care of me and our two daughters. He said he likes taking care of us and we make him happy. When we were watching the movie "Up", he cried because the old guy's wife died and he said he can't bear the thought of not having me around. That was the only time that I saw him cry. I was surprised because he didn't even cry when his father died. Not that he doesn't love his father. But he said he just doesn't expect his wife to die before he does.
    The only other time that he cried that I knew about but didn't see was when he left Philippines to go back to US to file for our k-1 visa. He said that he cried because he didn't know when he's going to see me again.
    Umm, I'm sure I've changed throughout the years but my husband seems to be happy still after all these years or he's really good at faking it.
    The first year was hard and exciting at the same time. Lots of adjustments and new things to see. It might be overwhelming for someone.
  23. Like
    ca_babe got a reaction from X Factor in Pictures of ex-wife   
    What's done is done. It doesn't matter who's right or wrong. I would give the pictures of your ex-wife now to your kids and let them keep them or throw them away if they want if you are really keeping them for your kids' sake.
  24. Like
    ca_babe got a reaction from Caryh in Pictures of ex-wife   
    What's done is done. It doesn't matter who's right or wrong. I would give the pictures of your ex-wife now to your kids and let them keep them or throw them away if they want if you are really keeping them for your kids' sake.
  25. Like
    ca_babe got a reaction from Glyn and Kathy in Pictures of ex-wife   
    What's done is done. It doesn't matter who's right or wrong. I would give the pictures of your ex-wife now to your kids and let them keep them or throw them away if they want if you are really keeping them for your kids' sake.
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