Jump to content
My Bee & Me

Health Insurance SSN/ITIN

11 posts in this topic

Recommended Posts

Posted (edited)

Hi Everyone - So it looks like we messed up !!!BIG TIME!!!!, didn't know until it's seemingly too late, and are in desperate need of help on how to fix it!!!

 

My Husband arrived on the K1 March 29, 2019, and we married on June 22, 2019. I attempted to add him to my Health Coverage through my employer and they asked for his SSN. I explained he did not have one and why, so they asked for his ITIN. Nope, doesn't have that either! They tell me there may be problems with the IRS for not supplying the information and continue to enroll him on the plan due to the qualifying event. I check back with my benefits after waiting 5 business days, he hasn't been added, so I call HR back and they open a new case three separate times before they tell me his application is being cancelled because I've not supplied the SSN/ITIN and it's been more than 30 days since the marriage. I fought tooth and nail explaining the situation and the time line, and they've reluctantly added him temporarily for 60 days while the ITIN comes in. Or so we thought...

 

The problem we are facing now, is we did not file for an SSN the two weeks prior to his I-94 expiring because we didn't know we should or needed to. I'm having the worst time dealing with getting a Certified Acceptance Agent to agree to schedule an appointment to certify his passport because we don't have taxes to file right now. I have spoken to the IRS a few times and was previously told I could mail a 2018 1040 with page one filled out along with the W7 and supporting docs, and the ITIN would be completed in approximately 7 weeks. I called again today to ask about an appointment at a Taxpayer Assistance Center, and they won't schedule an appointment because we are not filing any taxes right now, and said to send the W7 along with the 2019 filing in 2020.

 

I've googled so much I'm not sure what else to Google. It seems we can't get an SSN, we can't get an ITIN, his benefits are getting cancelled if we don't have one of them in 60 days, and we won't have them in time for open enrollment in October either. Having not known what we didn't know is killing us here.

 

What do we do?!?! Please send help!!!

Edited by My Bee & Me

Share this post


Link to post
Share on other sites

A SSN is not required by any law......I would start escalating the issue with the HR supervisor.......and I would suggest that they assign him a customer number until he receives a SSN.


                    "What I am to be, I am now becoming"-  Benjamin Franklin     

   :idea:MSC (National Benefits Center) I-751 filers- Please add your data :idea:                          https://docs.google.com/spreadsheets/d/1Id1duRRByZHJmhEzl9N25GqwzcnUyLCR4e4N9W6zGLg/edit#gid=0

 

Retired 20 year US Air Force Missileer (Retired E-8)

Retired Registered Nurse with practice in Labor/Delivery, Home Health, Adolescent Psych, Adult Psych

Retired IT Professional, Software Developer, Database Manager

 

Immigration Journey:

  • Texas Service Center after transfer from Nebraska
  • Consulate :Taipei, Taiwan
  • Marriage: 7/30/2015
  • I-130 NOA1 : 4/27/2016
  • I-130 Approved :9/8/2016
  • Case received at NVC: 10/11/2016                               
  • Case # and IIN#: 10/24/2016
  • AOS Fee Invoiced:10/24/2016  
  • AOS Fee Paid:10/25/2016
  • IV Fee Invoiced:10/24/2016  
  • IV Fee Paid:10/25/2016
  • DS-260 Completed: 10/28/16
  • Scan Date:11/9/2016
  • Supervisor review: 12/21/16 
  • Checklist: 1/13/17 
  • Case Complete: 4/10/17
  • Interview Date: 5/8/17 
  • Visa  "ISSUED": 5/10/17
  • Visa and Passport in hand/Flight to USA Booked!!!: 5/12/17  
  • POE Dallas DFW on June 22, 2017
  • SS Card received : 7/3/2017
  • 2-year Green Card received in mail: 7/15/17
  • I751 mailed to Dallas PO Box: 3/28/2019
  • I-797 extension letter  for ROC dated 4/2/2019  MSCxxxxxxxxxx received: 4/6/2019
  • Biometrics apt received for 4/25/2019: on 4/12/2019
 

Share this post


Link to post
Share on other sites

I was added on my wife's health insurance without an ITIN and even before we started the IR1 process.

 

I've even used the health insurance before the process. At no point have I been in trouble with the IRS nor was this an issue that was brought up by our health insurance.

Share this post


Link to post
Share on other sites

I added my husband with a random number. SSN is not required for the health insurance. And our HR are aware of it, so it was actually their suggestion to just make up some 900 number. 


K-1

NOA1: 01/25/2019

NOA2: 04/22/2019

I-485

NOA1: 07/25/2019

Share this post


Link to post
Share on other sites

This is exactly what I have been fighting with them about, and probably why they finally enrolled him at least temporarily. I had asked for them to provide the documentation stating either an SSN or an ITIN was required for enrollment, and a written statement that coverage for him was being declined. That's the point where it was escalated the final time and he was temporarily enrolled. I had even questioned one of the Reps, if I tell you his SSN is 999-88-9999 you'll go ahead and accept that? They responded they would, but they had to remind me that line was being recorded and that providing a false number was fraud.

 

The funny-no-so-funny part is I work for the Health Insurer, we are a MAJOR carrier across the U.S.. I even went as far as to call the California Department of Insurance yesterday, but as soon as they found out I work for the health insurance company, they referred me to the US Department of Labor stating it was an employer issue.

 

As if the rest of this process wasn't complicated enough! Does anyone actually get to relax and enjoy finally being with their other half?

 

Thanks for the responses, though I'm not happy to know I'm in a boat all alone on this one.

Share this post


Link to post
Share on other sites
3 minutes ago, My Bee & Me said:

This is exactly what I have been fighting with them about, and probably why they finally enrolled him at least temporarily. I had asked for them to provide the documentation stating either an SSN or an ITIN was required for enrollment, and a written statement that coverage for him was being declined. That's the point where it was escalated the final time and he was temporarily enrolled. I had even questioned one of the Reps, if I tell you his SSN is 999-88-9999 you'll go ahead and accept that? They responded they would, but they had to remind me that line was being recorded and that providing a false number was fraud.

 

The funny-no-so-funny part is I work for the Health Insurer, we are a MAJOR carrier across the U.S.. I even went as far as to call the California Department of Insurance yesterday, but as soon as they found out I work for the health insurance company, they referred me to the US Department of Labor stating it was an employer issue.

 

As if the rest of this process wasn't complicated enough! Does anyone actually get to relax and enjoy finally being with their other half?

 

Thanks for the responses, though I'm not happy to know I'm in a boat all alone on this one.

well, in our case the enrollment window to add my husband to the health insurance was just 30 days after the life event. He couldnt get the SSN that fast, so if we didnt make up the number, he would have been without the insurance till next year. I think this is one of the gray areas, where HR doesnt know enough of legal requirements. Fraud of making up SSN would be if he applied for federal benefits, filed taxes etc. In this case it is just a number for tracking, like an employee number. I am the main person on the insurance and obviously am willing to cover whatever expenses he encounters for medical care.


K-1

NOA1: 01/25/2019

NOA2: 04/22/2019

I-485

NOA1: 07/25/2019

Share this post


Link to post
Share on other sites

SSN is not required to obtain health insurance. That is the law. They can request until blue in the face, but unless the IRS comes to you directly, technically an insurance company is not authorized or required to have it.

 

Have you filed for AOS? The soonest you can obtain an SSN with no issues at this point is to wait for the EAD. From a personal standpoint I signed my husband up for health insurance and did not provide them with an SSN for either of us. They didn't have an issue with that. Later on, somewhere around 6 months they sent out a letter asking us to add them for IRS reporting purposes. Even in this letter they admitted that it was technically not needed.


K-1 - AOS & ROC Timeline  - Immigration and the Health Exchange Price of Love in the UK Thinking of Returning to UK?

 

First met: 12/31/04 - Engaged: 9/24/09
Filed I-129F: 10/4/14 - Packet received: 10/7/14
NOA 1 email + ARN assigned: 10/10/14 (hard copy 10/17/14)
Touched on website (fixed?): 12/9/14 - Poked USCIS: 4/1/15
NOA 2 email: 5/4/15 (hard copy 5/11/15)
Sent to NVC: 5/8/15 - NVC received + #'s assigned: 5/15/15 (estimated)
NVC sent: 5/19/15 - London received/ready: 5/26/15
Packet 3: 5/28/15 - Medical: 6/16/15
Poked London 7/1/15 - Packet 4: 7/2/15
Interview: 7/30/15 - Approved!
AP + Issued 8/3/15 - Visa in hand (depot): 8/6/15
POE: 8/27/15

Wedding: 9/30/15

Filed I-485, I-131, I-765: 11/7/15

Packet received: 11/9/15

NOA 1 txt/email: 11/15/15 - NOA 1 hardcopy: 11/19/15

Bio: 12/9/15

EAD + AP approved: 1/25/16 - EAD received: 2/1/16

RFE for USCIS inability to read vax instructions: 5/21/16 (no e-notification & not sent from local office!)

RFE response sent: 6/7/16 - RFE response received 6/9/16

AOS approved/card in production: 6/13/16  

NOA 2 hardcopy + card sent 6/17/16

Green Card received: 6/18/16

USCIS 120 day reminder notice: 2/22/18

Filed I-751: 5/2/18 - Packet received: 5/4/18

NOA 1:  5/29/18 (12 mo) 8/13/18 (18 mo)  - Bio: 6/27/18

Transferred: Potomac Service Center 3/26/19

Approved/New Card Produced status: 4/25/19 - NOA2 hardcopy 4/29/19

10yr Green Card Received: 5/2/19 - Error will need to file I90 >_<

 

Share this post


Link to post
Share on other sites

My husband, who lives in Brazil, was added to my employer's health insurance plan a few days after our wedding in Brazil more than a year ago.  All they needed was our marriage certificate, his name and date of birth, no SSN was needed.

Share this post


Link to post
Share on other sites

Email Received:

 

Thank you for your HR service inquiry. This message contains updated information for your to review.

Customer Communication from Benefits:
Good Morning Jennifer!
We have reviewed the information and will allow you to enroll your spouse for coverage under the following condition - you will need to supply the social security number or ITIN within sixty (60) days. If the numbers either one are not supplied by that time we will discontinue coverage for your spouse.
We have notified the BenefitConnect enrollment system - so make sure you give them the numbers when you receive them.
Sincerely,
Benefits Department

My reply:

Hi,

 

I have spoken to the IRS and have been referred to the below page which states that neither an SSN nor an ITIN are required by them. I also have been advised the Health Plan may enroll and continue coverage under an internal identification number such as the R# we are provided.

 

As such, please supply or advise where the documentation is located that states my spouse is required (by law) to provide either an SSN or an ITIN in order to enroll in coverage or in the current case, to continue coverage. Otherwise, please confirm in writing that benefits for my spouse will remain intact regardless of whether an SSN/ITIN is supplied within the 60 day period, as this is not possible at this time due to his adjustment of immigration status.

  

Thanks!

 

I included an insert of the IRS webpage that shows the below question and answer. Now to wait for a reply!

 

https://www.irs.gov/affordable-care-act/questions-and-answers-about-reporting-social-security-numbers-to-your-health-insurance-company

 

Q5: If I do not have a social security number (SSN) or other tax identifying number (TIN) for myself or other covered individuals, such as my spouse or dependents, should I contact the IRS to obtain  a social security number or individual taxpayer identification number (ITIN) so that I can give it to my health coverage provider?

A5: No, it is not necessary for you to contact the IRS if you do not have an SSN or a TIN.  You should advise your coverage provider that you do not have an SSN or TIN and give them the date of birth for each covered individual.

Share this post


Link to post
Share on other sites

Healthcare.gov doesn't ask for one. 


K-1 Visa process (I'm the USC [F])

Spoiler

 

Sent packet: August 10, 2018

USCIS Received package: August 14, 2018
Notification in text/email: August 17, 2018
Mail received from USCIS: January 22, 2019
USCIS Approved I-129F Petition: January 17, 2019

NVC Received Case: February 14, 2019

NVC Case # Assigned: February 14, 2019

US Embassy Received: Not sure but got email reply - March 11, 2019
Instructions Received via e-mail: March 19, 2019

Interview: May 7, 2019 - Approved!
Arriving to US/POE: June 12, 2019
Married July 15, 2019

 

AOS Process
Sent packet: July 27, 2019
USCIS Received Package: July 29, 2019
[Hiccup] Package was sent back due to incorrect fee and sent on August 5, 2019.
Notification in text/email: August 12, 2019 @ 12:30AM
Check cashed: August 12, 2019
NOA 1 Mail: August 16, 2019
Biometric:

Share this post


Link to post
Share on other sites
 
Didn't find the answer you were looking for? Ask our VJ Immigration Lawyers.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
- Back to Top -


Important Disclaimer: Please read carefully the Visajourney.com Terms of Service. If you do not agree to the Terms of Service you should not access or view any page (including this page) on VisaJourney.com. Answers and comments provided on Visajourney.com Forums are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. Visajourney.com does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments. VisaJourney.com does not condone immigration fraud in any way, shape or manner. VisaJourney.com recommends that if any member or user knows directly of someone involved in fraudulent or illegal activity, that they report such activity directly to the Department of Homeland Security, Immigration and Customs Enforcement. You can contact ICE via email at Immigration.Reply@dhs.gov or you can telephone ICE at 1-866-347-2423. All reported threads/posts containing reference to immigration fraud or illegal activities will be removed from this board. If you feel that you have found inappropriate content, please let us know by contacting us here with a url link to that content. Thank you.
×
×
  • Create New...